Page 15 – Torque Group

Powersports Reinsurance Solutions: Why Partner with Torque Group

Wed, 29 Apr 2026 02:00:01 GMT

Powersports Extended Service Contracts for ATVs: Covered Mechanical Parts

Wed, 08 Apr 2026 06:12:36 GMT

When your factory warranty expires, who will cover unexpected mechanical breakdowns? Give your customers the best extended service contract for their ATV, UTV, or motorcycles. Sign up today at Torque-Group.com.

Powersports Gap Protection: Coverage That Matters

Wed, 08 Apr 2026 06:01:37 GMT

When your financed vehicle gets stolen, your payments don't stop. Powersports GAP is designed to protect your finances in case of total loss. Visit Torque-Group.com to learn more.

F&I Manager Training: Enhance Workplace Dynamic

Wed, 08 Apr 2026 06:00:06 GMT

F&I managers must be good at communicating with their team in order to drive sales, boost profit, and enhance workplace dynamics. Visit Torque-Group.com to learn more.

Reinsurance Solutions: Programs That Drive Dealerships to Greater Success

Wed, 01 Apr 2026 05:58:26 GMT

Grow your dealership rapidly. Establish your own reinsurance company. Visit Torque-Group.com to learn more

Powersports Extended Service Prices: ESC for Motorcycles

Wed, 25 Mar 2026 05:55:53 GMT

If you own an on-road or off-road motorcycle, we recommend purchasing an extended service contract as you'll never know when your motorcycle will need fixing. It's best to be prepared financially. Get your comprehensive Powersports extended service contract at Torque-Group.com.

Torque Group Lifetime Powersports Battery Replacement Coverage

Tue, 17 Mar 2026 16:00:30 GMT

With a lifetime battery replacement coverage for your ATV or other Powersports vehicle, you'll have one less thing to worry about. Learn more at Torque-Group.com.

Boost Business Growth in 2026 with Comprehensive F&I Training Courses

Tue, 10 Mar 2026 16:00:27 GMT

Dealerships rely on their F&I team to drive sales and boost growth, which is why regular training is necessary. Sign up for comprehensive F&I training courses at Torque-Group.com.

Vetting Reinsurance Partners Benefits Your Dealership

Tue, 03 Mar 2026 16:00:30 GMT

Reinsurance enables dealerships to offer more customized and personalized F&I products to their customers. Learn how to find the right reinsurance partner at Torque-Group.com.

Benefits of ESC: Coverage Outweighs Powersports Extended Service Cost

Tue, 24 Feb 2026 16:00:27 GMT

For some vehicle owners, an extended service contract is a waste of money until they experience a mechanical breakdown that costs a fortune to repair. Get your comprehensive Powersports extended service contract at Torque-Group.com.

How a New Vehicle Maintenance Program Can Protect Customers' Resale Value

Tue, 17 Feb 2026 16:00:21 GMT

If you love off-roading, then a new vehicle maintenance program is a must to prevent breakdowns and failures, and protect the resale value of a vehicle. Learn more when you visit Torque-Group.com.

How Robust F&I Training Solutions Help Build Long-Term Customer Loyalty

Mon, 09 Feb 2026 16:00:00 GMT

F&I training solutions help dealerships promote customer loyalty. Learn how to leverage F&I offers at Torque-Group.com.

Powersports Extended Service Companies allow you to sell new technology with confidence. Learn more at Torque-Group.com.

Thu, 05 Feb 2026 16:00:27 GMT

Powersports Vehicle service contract reinsurance allows you to maximize revenue per unit sold. Visit Torque-Group.com to learn more.

Today’s Powersports Buyers Crave More Than Just a Machine — Wear Care Plus Helps You Deliver

Sun, 01 Feb 2026 16:00:48 GMT

Powersports Extended Service Companies | Torque Group

Tue, 27 Jan 2026 03:03:11 GMT

Powersports Extended Service Companies allow you to sell new technology with confidence. Learn more at Torque-Group.com.

Tire and Wheel Coverage Plan for Uninterrupted Off-roading Adventures

Sun, 25 Jan 2026 16:00:08 GMT

If you love off-roading, then products like tire and wheel coverage are necessary as off-road vehicles are subjected to more "abuse" than on-road vehicles, which means they're more likely to experience breakdowns and failures. Learn more at Torque-Group.com.

Powersports F&I Manager Training Drives Sales and Increases Your Bottomline

Sun, 18 Jan 2026 16:00:09 GMT

A dealership's F&I Manager drives the business to success as they expertly navigate the financial aspects of the dealership that will allow buyers to drive home their dream vehicle. Learn more at Torque-Group.com.

The Right Powersports Reinsurance Contract Lets You Take Control of Your F&I Department

Fri, 09 Jan 2026 02:29:25 GMT

A dealership's F&I department is its bread and butter as this is where financing gets approved and where after-sales products that will make ownership a breeze are sought and customized according to each customer's situation. Learn more at Torque-Group.com.

The Best Powersports Extended Service Contracts Look After Your Customers' Welfare

Fri, 09 Jan 2026 02:26:42 GMT

With after-sales products like extended service contracts, dealerships are protecting their customers against unexpected expenses. Learn more at Torque-Group.com.

Powersports GAP Total Loss Protection: Give Customers Relief from the Pain of Losing Their Vehicle

Fri, 24 Oct 2025 04:50:11 GMT

The most devastating thing that could ever happen to a vehicle owner is losing their vehicle to theft or unsalvageable damage. GAP Total Loss Protection helps ease the grief and burden of vehicle loss. Go to Torque-Group.com to get the best Powersports GAP Total Loss Protection for your customers.

Empower Your Finance & Sales Teams with a Comprehensive F&I Training

Fri, 24 Oct 2025 04:48:58 GMT

Is your F&I team performing at peak level? It must be if you want to increase profit and retain loyal customers. Learn more about F&I trainings at Torque-Group.com.

Powersports Reinsurance Underwriting Improves Cash Flow and Boosts Customer Satisfaction

Fri, 24 Oct 2025 04:47:47 GMT

When a dealership manages its own reinsurance company, they not only have more control over their F&I products, but they also earn from the underwriting profit. Learn more at Torque-Group.com

Is Your Powersports Extended Service Contract Really Looking Out for You? Here's What to Check…

Fri, 24 Oct 2025 04:46:24 GMT

An extended service contract may be the last thing your customers want, but with the right coverage, you can change their mind in an instant. Learn more at Torque-Group.com.

Powersports Lifetime Battery Plan Keeps You Powered for Life

Fri, 24 Oct 2025 04:44:27 GMT

Your vehicle's battery is probably the most ignored part of your vehicle. You only give it attention when it stops working. Go to Torque-Group.com to get the best battery replacement program for your Powersports dealership customers

Powersports F&I Training Solutions: Drive Sales and Elevate Customer Experience

Fri, 24 Oct 2025 04:42:51 GMT

After-sales products like extended service contracts, battery replacements, and more boost a dealership's sales and profit. Enhance your F&I department with regular trainings. Learn more at Torque-Group.com

Vehicle Service Contract Reinsurance Overcomes Third-Party Limitations

Fri, 24 Oct 2025 04:40:50 GMT

Dealership owners should consider establishing their own reinsurance company as this gives them more control over the F&I products they offer customers, including vehicle service contracts. Learn more at Torque-Group.com

Top 3 Reasons Powersports Extended Service Contracts Are a Good Ide

Thu, 23 Oct 2025 04:05:23 GMT

ATVs and UTVs are fun to ride, but when they break down repairs usually take a backseat because the owner wasn't financially prepared for this unexpected expense. Learn more at Torque-Group.com

Powersports Lifetime Battery: Coverage for Unexpected Expenses

Tue, 23 Sep 2025 16:00:05 GMT

One of the most neglected components of a vehicle is the battery. No one really pays attention to it until it dies. Go to Torque-Group.com for premium battery replacement coverage for ATVs, UTV, and more.

Powersports F&I Training Solutions Boost Mid-Year Sales

Tue, 16 Sep 2025 16:00:09 GMT

F&I managers and agents determine financing solutions and after-sales products for dealership customers. This means they play a vital role in every sale the dealership makes. Learn more at Torque-Group.com.

Powersports Extended Service Cost, Coverage, Duration, and More

Tue, 02 Sep 2025 16:00:01 GMT

If you own a Powersports vehicle like an ATV, UTV, or dirt bike, an extended service plan makes sense. Find out why at Torque-Group.com.

Understanding Reinsurance Underwriting

Wed, 06 Aug 2025 11:58:43 GMT

Reinsurance underwriting assesses risks to determine the premium for each applicant. The underwriter may also deny the application if the risk is deemed too high. Learn more at Torque-Group.com.

Premium Dealership Scheduled Services: Helping Customers Keep up with Service Intervals

Wed, 06 Aug 2025 11:47:18 GMT

Powersports vehicles are engineered to perform optimally with regular service intervals. Visit Torque-Group.com to learn why it’s important to offer premium dealership scheduled services.

What to Expect when Availing of Powersports F&I Training Solutions

Wed, 06 Aug 2025 11:45:26 GMT

F&I is one of the largest sources of income for most dealerships. Visit Torque-Group.com to learn more about their powersports F&I training solutions.

Inspire Customer Loyalty with Powersports Dealership Reinsurance Companies

Wed, 06 Aug 2025 11:43:29 GMT

Boost your customer experience and loyalty with dealership reinsurance companies. Visit Torque-Group.com to learn more.

Powersports Extended Services Companies Help Customers Buy New Technology with Confidence

Wed, 06 Aug 2025 11:41:27 GMT

As much as we love new technology in theory, there’s always hesitation to be an early adapter. Visit Torque-Group.com to learn how powersports extended services companies can help you buy with confidence.

The Best Powersports Extended Service Contracts Offer These Three Things

Thu, 12 Jun 2025 08:40:00 GMT

With any type of Powersports vehicle, be it an ATV or UTV, dirt bike, watercraft, snowmobile, or other recreational vehicle, utmost care and maintenance are required if one wishes to have full use of it for many years. Premier provider of the best Powersports extended service contracts in the industry, Torque Group, also shares that aftersales F&I programs and contracts like dealership maintenance, extended service contracts, battery replacement, and tire and wheel coverage, among others, make ownership fun and enjoyable.

Of these products, the extended service contract should be an automatic purchase for new Powersports vehicle owners because with these machines, one never knows when a mechanical breakdown will occur; but you can be sure it will happen at the most unexpected time so it’s best to have this handy.

What do the best Powersports extended service contracts offer?

If you’re new to vehicle ownership, you should know that an extended service contract offers coverage for parts and services that a typical manufacturer’s warranty provides, with a few changes in the contract depending on the provider and the owner’s needs and preferences. This type of aftersales program usually takes effect once your manufacturer’s warranty expires.

As for what it offers, these are the top non-negotiable terms you should look for an extended service contract:

1. Zero or minimal deductible

The purpose of purchasing an extended service contract is to have financial protection when a breakdown occurs. The owner’s financial capacity may have changed when the breakdown occurs, which means they may not be able to afford to pay for repairs. The best Powersports extended service contract for you therefore is one that offers zero to minimal deductible.

Torque Group’s extended service contract offers $0 deductible for new and $25 deductible for certified pre-owned vehicles.

2. Contract is transferrable from one owner to the next

Should the original owner decide to sell their vehicle, what happens to the contract? For some providers, transfer of ownership voids the contract, but with Torque Group coverage can be transferred from customer to customer. Having an extended service contract on-hand could be a big selling point for the potential buyer, making it easier for you to sell your Powersports vehicle should you decide to part with it.

3. Vast network of repair shops</strong

A common deal breaker for customers is the availability of repair shops not only within their vicinity but also in some part of the country that they frequent. Torque Group’s extended service contract allows owners to have their vehicles repaired at any shop in North America provided it has a licensed mechanic and the parts needed are on-hand.

Give your customers peace of mind; offer them the best Powersports extended service contracts in the industry today. Please feel free to contact Torque Group at (800) 859-0590.

The post The Best Powersports Extended Service Contracts Offer These Three Things appeared first on Torque Group .

Powersports GAP: Protection for Unexpected Loss of Vehicle

Thu, 05 Jun 2025 08:37:00 GMT

Powersports GAP is one of the most important after-sales products that owners of Powersports vehicles like ATVs, UTVs, dirt bikes, and so on, shouldn’t think twice about purchasing. Because in the event of total loss, this program offers some level of consolation.

One of the most devastating things that a vehicle owner could face in their lifetime of ownership is losing their vehicle. Whether it’s an on-road car or off-road ATV, the loss is equally devastating. Now, if you own a Powersports vehicle, there is a way to save you from financial “ruin,” so to speak, through the Powersports GAP Total Loss program offered by most dealerships nationwide.

Powersports GAP in brief

Powersports GAP is an add-on or after-sales program offered by dealerships where the vehicle owner is given protection against financial losses in the event that they lose usage of their vehicle, whether through accidental damage (beyond repair) or theft (beyond recovery).

If the vehicle was damaged and the repair costs more than its insured value, it is also considered a total loss.

Most first-time owners think that when they lose their vehicle, they’re no longer obligated to pay their loan. This couldn’t be further from the truth. You, as the vehicle owner, still has to pay the difference between the Actual Cash Value (ACV) of your vehicle and your loan balance. And this is what owners find frustrating, burdensome, and even hurtful. Imagine being made to pay for something that isn’t in your possession anymore.

But with a program like Powersports GAP, this difference will be covered by the contract. For the vehicle owner, this means having peace of mind knowing they’ve got financial coverage should they lose their vehicle to an accident or theft.

Dealerships partner with Torque Group for GAP 150

Torque Group’s GAP 150 is the preferred GAP program of most dealerships because they offer the highest GAP coverage to date. They pay up to $1,000 of the customer’s insurance deductible; plus, coverage begins immediately. And in case you change your mind, GAP 150 is totally cancellable.

If you want your customers to fully enjoy ownership of their vehicle and you want to give them the best GAP program, you can’t go wrong with Torque Group’s GAP 150.

Please feel free to contact Torque Group at (800) 859-0590. We’d be glad to discuss details of this program with you. You may also call us to learn more about other F&I solutions we offer.

The post Powersports GAP: Protection for Unexpected Loss of Vehicle appeared first on Torque Group .

Level-Up Your Team’s Sales Skills with Powersports F&I Training

Thu, 29 May 2025 08:37:00 GMT

Everyone in the auto industry knows that a dealership’s bread and butter is its F&I Department because without it, dealerships can’t offer financing to their customers, which translates to dismal sales, if at all, shares trusted provider of F&I solutions and Powersports F&I training programs, Torque Group. Additionally, F&I products like maintenance programs, GAP, Total Loss programs, and other similar contracts won’t be available for customers as well. These products are designed to make ownership an enjoyable experience, so it’s important to have these easily accessible for customers.

Powersports F&I training for sales teams

The F&I Department is responsible for finding the right financing for a customer interested to buy a vehicle. This is perhaps the most crucial part of the sales process since without the right financing solution, you won’t be able to close the sale. An agent may be able to convince a customer to purchase a vehicle, but without funds, they won’t be able to do so. Here you can get a glimpse of just how much of an expert F&I teams should be if they want to convert potentials into closed deals.

For these reasons and more, an F&I sales training is one of the best training programs dealerships can ever give to their sales agents. The in-depth approach to F&I will equip sales agents with the skills and expertise crucial to closing a sale every time they capture a lead or entertain a walk-in customer.

Going beyond the numbers

A sales person who truly knows how to win customers is someone who knows that sales isn’t simply crunching numbers. It’s paying attention to a customer’s needs and customizing a financial product that will give them their dream vehicle and payment terms that fit their financial situation.

It’s also understanding their lifestyle so they can come up with the right mix of after-sales products that will make ownership enjoyable, and for a long time at that since after-sales F&I products are designed to prolong the lifespan of the vehicle, with proper care and maintenance.

Empower your sales team and give them the right skills; sign-up them up for Torque Group’s comprehensive Powersports F&I training today!

Do you wish to improve your bottom line? Is your sales team equipped with the skills to close sales effortlessly? Please feel free to contact Torque Group at (800) 859-0590. We’d be glad to discuss details of this program with you. You may also call us to learn more about other F&I solutions we offer.

The post Level-Up Your Team’s Sales Skills with Powersports F&I Training appeared first on Torque Group .

How Do Reinsurance Companies Make Money?

Thu, 22 May 2025 08:36:00 GMT

If you own a dealership and you’re looking for ways to augment your income, have you considered establishing your own reinsurance company? But first, you must understand that for reinsurance companies to make a profit and increase their bottom line, they need to partner with the right provider. With the right provider, you can look forward to a profitable and mutually-beneficial partnership.

How does a reinsurance partnership work?

Basically, the reinsurance program provider, which is the primary F&I solutions provider for dealerships, will pay your dealership a premium in exchange for transferring some of their risks to your reinsurance company. When a customer makes a claim, you pay a portion of this claim.

How will my reinsurance company profit from this partnership?

Aside from being paid a premium by the primary insurer, reinsurance companies make money by getting a share of the underwriting profits, which means you, as the reinsurance company, will get a portion of the premium paid by the customer for the various F&I products they purchased through your dealership.

One of the benefits of having your own reinsurance company is that you have more control over the F&I products you offer your customers as well as the claims they make. This translates to offering better F&I services to your customers, which will eventually translate to more customers purchasing F&I products from you.

Dealerships who have had their own reinsurance company for some time typically utilize the premiums collected for investments. Instead of letting the funds sit idly while waiting for customers to file their claims, dealerships opt to diversify their portfolio by investing a portion of the funds in equities.

On that note, make sure that the reinsurance provider you’re looking to partner with gives you flexibility when it comes utilizing the premium funds you’ve collected. Not all owners of reinsurance companies are afforded this opportunity so choose your partner wisely and carefully.

Last but not the least, reinsurance companies make a profit from the premiums left over from F&I contracts that have matured. Again, they can utilize this money to grow their business or improve their bottom line any way they want to.

Start your own reinsurance company today; call Torque Group at  (800) 859-0590 

If you have more questions or you’d like to learn more about how to get started with establishing your own reinsurance company, feel free to leave a message here . We’d be glad to discuss our reinsurance program with you.

Protect Your Customers’ Investment with a Powersports Extended Service Contract

Thu, 15 May 2025 08:10:00 GMT

Powersports vehicles are built differently, which is why they usually come with a hefty price tag. ATVs, UTVs, and dirt bikes, for instance, are designed for extreme sports; off-roading, specifically, for the Powersports enthusiast. Trusted Powersports extended service contract provider Torque Group adds that owners of such power machines consider their vehicles as investments, and it is precisely for this reason that dealerships offer extended service contracts, maintenance programs, and other similar contracts and programs to protect their customers’ investment.

How does it work?

All new vehicles, including Powersports vehicles, come with a manufacturer’s warranty. This is utilized when a newly bought vehicle breaks down because of a mechanical failure, or factory-installed parts were found to be faulty. So when does a Powersports extended service contract step in?

In a nutshell, your extended service contract steps in when your manufacturer’s warranty lapses or expires. The most basic premise of this type of service contract is to provide owners of Powersports vehicles with coverage if their vehicle breaks down because of mechanical failure. The parts covered, terms of contract, premiums, and other such pertinent details vary from one provider to the next. Your dealership will find the right program for you based on your needs and financial capacity.

What to look for in a Powersports extended service contract

If you own a dealership and your main goal is to provide customers with a program to protect their investment, then you should choose your provider carefully. Consider the following:

Got more questions? Please feel free to contact Torque Group at  (800) 859-0590  .

Claims process – For your customers to truly benefit from the Powersports extended service contract you’re offering they need to be able to get the repairs and/or parts replacements they need immediately. For the part of the dealership, you should also check how quickly claims are processed. Ideally, you’d want a program that allows for claims to be paid within 24 hours after work completion.
Deductible – To benefit your customers, opt for an extended service program that offers $0 deductible on new vehicles, and $25 at most, on certified pre-owned vehicles.
Accredited repair shops – For a lot of vehicle owners, a crucial deciding factor are the accredited shops. Service contracts typically only have a handful of partner repair shops, which means should your vehicle break down and you’re nowhere near any of the accredited shops, you will need to first look for a towing service (which could mean additional cost) or face being stranded for hours. Look for a provider that allows customers to have their vehicles repaired at any repair shop, with a few restrictions, of course. With Torque-Group, for instance, repairs can be done at any repair shop in the U.S. and Canada provided the shop has a licensed mechanic and the parts needed are available.

Protect Your Investment with Powersports GAP 150 Total Loss Protection

Thu, 08 May 2025 12:11:00 GMT

Powersports vehicles are built differently, which is why they come with a hefty price tag. They’re built for recreation so, the components and parts you see in them aren’t the usual ones you’d normally see in an on-road vehicle like a four-door sedan or a family car, shares trusted Powersports GAP 150 Total Loss Protection provider Torque Group. For owners of these power machines, they’re an investment, which is why they feel devastated beyond words when they suddenly lose their vehicle, whether through theft or it gets damaged beyond repair.

Powersports GAP 150 Total Loss Protection

There’s no doubt that loss of a vehicle is a devastating and frustrating event, but what’s even more frustrating for owners is having to pay for a vehicle that is no longer in their possession. Typically, owners will still need to pay what they owe the dealership even if their ATV, UTV, dirt bike or other powersports vehicle has been stolen and declared irrecoverable, or damaged beyond repair or the repair cost is higher than its insured value.

What usually happens is that the insurance payout will cover the remainder of the auto loan, but if the payout isn’t enough, the owner will have to pay the difference between what still remains of the loan or what you owe the dealer and the vehicle’s actual cash value or ACV from your own pocket.

This is why owners purchase Powersports GAP 150 Total Loss Protection or a similar program/contract to protect them against monetary loss should they find themselves dealing with the situation mentioned above.

The premise of this type of protection is to pay for the difference between what you owe the dealer and the vehicle’s ACV. Having this type of program, you can rely on somehow puts your mind at ease knowing that you will at least be spared from financial burdens should you lose your vehicle.

Now, how this program works or details of its coverage may differ from provider to provider, but basically, this type of total loss protection program will cover some or all of what you’re still obligated to pay after your insurance payout.

Put your customers’ minds at ease; give them Torque Group’s Powersports GAP 150 Total Loss Protection

Are you ready to give the best coverage for your customers in case of total loss? Please feel free to contact Torque Group at (800) 859-0590. We’d be glad to discuss details of this program with you. You may also call us to learn more about other F&I solutions we offer.

Powersports Lifetime Battery Replacement: Protection for the Most Overlooked Vehicle Part

Thu, 01 May 2025 12:10:00 GMT

If you own a powersports vehicle like an ATV or UTV, or some other powersports machine and you use it every weekend for some adrenalin rush, then you should know that maintaining every component of your vehicle is critical to its function and condition, shares Powersports Lifetime Battery Replacement program provider Torque Group. If you neglect to check and maintain one component, the entire machine could be temporarily out of commission until the faulty component is replaced.

Routine checks before and after every use

Powersports vehicles aren’t like a typical on-road car as they are generally used on rough terrain and more challenging conditions. It is therefore part of responsible ownership to check the vehicle before and after every use. This not only ensures that your vehicle will always be in peak condition for some off-roading adventure, but more importantly, routine checks keep you safe.

When checking a vehicle, the usual components that owners pay attention to are the engine, tires and wheels, brakes, mirrors, and steering wheel. Rarely will you see an owner checking the condition of their battery before and after every use.

When is it time to change the battery?

As mentioned above, battery is the most overlooked vehicle part as owners neglect the fact that this too needs regular maintenance if one wants to use it for many years. When do owners know it’s time for a battery replacement? When the vehicle refuses to start or starting it becomes troublesome.

When one of the mechanical parts of the vehicle breaks down or isn’t functioning as it should, it could be a battery problem. There isn’t enough charge to power it. The best thing to do is to bring the powersports vehicle to a nearby shop to have the vehicle checked, including the battery.

Now, if your batter completely dies, and you aren’t financially prepared to purchase a replacement, your Powersports Lifetime Battery Replacement contract will replace the battery at no charge to you because it’s a prepaid program.

This, and other after-sales add-ons, are what make ownership a fun, worry-free, and pleasant experience.

How does it work?

The terms of the program differ from one provider to the next, but your battery replacement will be covered when the need arises. As to the coverage period and where to have the battery replaced, these depend on the provider.

For instance, with Torque Group’s Powersports Lifetime Battery Replacement program, coverage is for the lifetime of ownership (no expiration on the term) and you can get your replacement at any powersports dealership.

If you own a dealership and you want to offer the Powersports Lifetime Battery Replacement program to your customers, please feel free to contact Torque Group at  (800) 859-0590  .

Increase F&I Revenue with Your Own Powersports Dealership Reinsurance Company

Fri, 25 Apr 2025 12:09:00 GMT

F&I after-sales products like GAP or Total Loss Protection, Tire and Wheel Protection, Lifetime Battery Replacement, and Dealership Maintenance Program, among others, are offered to customers to make their ownership experience enjoyable and stress-free. These are offered through a third-party provider. A Powersports Dealership Reinsurance Company transfers control of these after-sales products from the third-party provider to the dealership.

When they have more control of their F&I solutions, dealerships can provide a more enriching and satisfying ownership experience to their customers.

F&I Revenue

In a typical set-up, dealerships earn from the F&I products they offer customers through a commission given by the third-party provider. The more products they sell, the higher the profit they earn. This is why it’s important for dealerships to be highly selective when it comes to who they let manage their F&I department and the agents that will be working side-by-side with them. In a nutshell, a dealership’s F&I department is its heart and soul. It’s where most the business’ profits come from.

Be that as it may, what the dealership earns through commissions is but a small portion of what they could potentially earn if they were managing their own Powersports Dealership Reinsurance Company.

How does a dealership earn from their reinsurance business?

To be able to fully comprehend the profit potential of a reinsurance company, one must first know how it works. A dealership partners with an F&I solutions provider that also offers a reinsurance program. Bear in mind that not all providers offer this type of program so, you may have to do a bit of research to find one that best fits your business structure and your demographic. Once you’ve entered into a reinsurance program agreement with a provider of your choice, you will be given full control of your F&I products.

What this means is that you will get to tailor packages according to each customer’s unique needs, and you will get to decide which claims to approve and deny. When it comes to premiums, payments made by your customers will now go directly to you instead of the F&I provider, and you won’t be earning through commissions anymore. With reinsurance, you will get a share of the underwriting profits, and whatever is left of the premiums from products that have matured is now yours.

When choosing a provider, check to see if they offer flexibility in terms of customizing packages for your customers. Likewise, check if you are given control over the money, i.e. if you are allowed to borrow against the premiums for investment purposes or other reasons.

Talk to Torque Group today about setting up your own Powersports Dealership Reinsurance Company

Have you been thinking about establishing your own powersports reinsurance company? Please feel free to contact Torque Group at  (800) 859-0590  . We’d be glad to discuss reinsurance program options with you.

Make Business More Profitable with Your Own Dealership Reinsurance Company

Fri, 18 Apr 2025 12:07:00 GMT

Dealerships know that for them to stay profitable, they need to have several sources of income; that is, they shouldn’t simply rely on the usual vehicle as well part and services sales alone. Prudent owners saw the potential in having a Dealership Reinsurance Company , which is why they didn’t think twice about establishing their own right away.

What is dealership reinsurance?

Dealership reinsurance is a program offered by an F&I solutions provider that enables the dealership to offer F&I products to their customers according to their own terms and conditions, without interference from the provider.

Typically, F&I products offered to customers are provided by a third-party entity. The dealership looks for a provider on behalf of their customer. When it comes to claims and reimbursements, the third-party provider decides which claims are approved and for how much, which leaves dealerships’ customers “at the mercy” of the provider.

When a dealership has their own reinsurance company, they decide which claims are approved or rejected, and the amount of money to be reimbursed to the customer based on the details of their claim.

Establish your own dealership reinsurance company

Reinsurance provides your dealership with a new business that is independent of vehicle sales, and parts and services sales. Vehicle owners that need F&I programs, whether a lifetime battery replacement program, total loss protection, or something else, need simply to go to your dealership and purchase the programs or contracts they want regardless of whether they purchased the vehicle from you. And when these expire, they can purchase the same again.

But for your Dealership Reinsurance Company to generate sustainable profit, you need to partner with a reinsurance program provider whose vision align with yours. You need a provider that meets your goals and your customers’ needs at the same time. You also want a provider with programs that are flexible enough to accommodate a customer’s unique needs, when the occasion arises.

As you can see, much of the success of your reinsurance company depend on your choice of provider. Take your time searching for the right reinsurance provider to ensure you will reap optimal benefits from your reinsurance business.

Talk to Torque Group today!

Are you looking for a reinsurance provider that meets and exceeds your expectations? Please feel free to contact Torque Group at  (800) 859-0590  . We’d be glad to discuss reinsurance program options with you.

Tire and Wheel Coverage for On-road Motorcycles: Coverage That Matters

Fri, 11 Apr 2025 12:05:00 GMT

When you purchase a new on-road two or three-wheel motorcycle, it usually comes with a manufacturer’s warranty that covers repairs or replacements for defective factory-installed parts. Your tires and wheels aren’t included in this coverage, which is why you should also ask your dealership for their offerings on tire and wheel coverage plans.

Tire and wheel maintenance

It doesn’t take much to maintain your motorcycle’s tires and wheels. Regularly inspecting them for damage, underinflation, tread depth, and balance and alignment. Cleaning your tires, particularly after riding on wet or muddy roads, is likewise an important part of tire care and maintenance.

When you notice something off on one of your tires while riding, you should immediately stop on the side of the road to inspect the issue. A road hazard like a nail, broken glass, or other sharp objects may have damaged the tire. Experts don’t recommend riding with a faulty tire even if it’s only a short distance.

Tire and wheel coverage

When a tire gets damaged from a road hazard, your tire and wheel plan will pay for the new tire(s). This is why it’s important to purchase add-on services like this when you own a Powersports vehicle as this gives you protection against unforeseen expenses. When one or both of your tires are damaged by a road hazard, you can have new tires installed immediately with this program. You won’t have to wait any longer until your financial situation improves or until your next pay comes before you can have your tires replaced.

What’s in the coverage

This type of tire and wheel program is pretty straightforward. You unknowingly ride over a road hazard, your tire gets punctured, and you wait on the side of the road for roadside assistance to come. The roadside assistance will take you to the nearest shop to have your tires repaired or replaced, whichever is the best and safest option.

The difference is in the deductible and out-of-pocket expense. Some providers require motorcycle owners to pay a certain amount for every claim they make, so make sure to double-check this bit of information on your contract before purchasing your tire and wheel coverage plan.

Torque Group’s Tire and Wheel Plus with Road Hazard offers the following benefits:

Can’t wait to offer the best tire and wheel coverage to your customers? Please feel free to contact Torque Group at  (800) 859-0590  .

Powersports GAP 150 for Motorcycles

Fri, 04 Apr 2025 12:04:00 GMT

Motorcycle enthusiasts know there are risks involved in owning and riding their two-wheeled machines. Whether they’re cruising on a deserted road or riding through urban traffic, their safety is always put at risk, shares premier provider of Powersports GAP 150 and other F&I products, Torque Group. Additionally, since motorcycles are smaller compared to four-wheel vehicles, they are more prone to theft, which is another risk that motorcycle owners should be aware of.

Powersports Guaranteed Asset Protection 150

Torque Group’s Powersports Guaranteed Asset Protection or GAP 150 is designed specifically to give Powersports vehicle owners, including motorcycle owners, some level of financial protection should their vehicle be stolen or damaged during their ownership.

Specifically, Powersports GAP 150 covers the difference between the vehicle’s actual cash value or ACV based on NADA Retail Value or Insurance Settlement, whichever is greater, and your remaining loan balance. So what this basically means is that you will be saved from the burden of paying for a vehicle that you are no longer in possession of, whether you lost use of it because an accident caused it to be damaged beyond repair or because your unit was stolen has been declared by the authorities as irrecoverable.

GAP 150 may also be applied if the repair costs of the vehicle is higher than its insured value.

Benefits of owning a motorcycle

Just as there are risks in owning a motorcycle, there are benefits, too.

Motorcycle owners enjoy the freedom that comes with owning this type of motor vehicle. Its compact size makes it easier to park and store the vehicle at home, and roads are easier to traverse even in traffic. There’s also nothing like feeling the air whip through your body as you ride your bike. It’s an adrenalin rush that only motorcycle enthusiasts understand.

Fuel and maintenance costs are relatively lower compared to those of a regular four-wheel vehicle or a Powersports ATV or UTV. And for people looking for a more environment-friendly vehicle, a motorcycle is the better alternative to four-wheel vehicles, and again, it’s because it uses less fuel and has fewer emissions.

Torque Group Powersports GAP 150

Does your dealership offer motorcycles and other Powersports vehicles? Then Torque Group’s Powersports GAP 150 will make ownership stress-free for your customers. Please feel free to contact Torque Group at  (800) 859-0590  to discuss your customers’ and dealership’s F&I needs. We’d be glad to discuss options with you.

Top 3 Ways to Know If a Dealership Maintenance Program is Worth Your Money

Tue, 25 Mar 2025 12:01:00 GMT

When purchasing a Powersports vehicle, whether it’s a dirt bike or an ATV, you will likely be offered additional products designed to make ownership an enjoyable and stress-free experience. Some of these products are actually service contracts or programs, like a Dealership Maintenance Program for instance, designed to help keep your vehicle in excellent condition, allowing for a fun, safe, and enjoyable on-road and off-road riding experience every time.

Now, if you’re being offered a Dealership Maintenance Program, it would be wise to carefully review everything written on paper, from the claims terms and stipulations, to the cost, and everything in-between. This way, you’ll know if the maintenance program being offered to you will give you your money’s worth.

Here are a few ways to know if the program is worth your money:

Service inclusions

Different providers offer different packages, but in general, dealership maintenance packages include oil changes, filter changes, tire rotation and wheel alignment, brake pad replacements, and radiator service. Some providers also cover A/C service and roadside assistance. Take note of every component covered as well as additional service inclusions, if any, to see if the cost of the maintenance program is justifiable.

Cost of services

Once you’ve determined the coverage, break down the services included into individual services and find out how much each of these costs. If the total of individual costs is higher than the premiums you will pay for the maintenance program, then it’s clear that the prepaid Dealership Maintenance Program is the best choice for you.

Length of coverage

Last but not the least is length of coverage or the number of years your program will be covering your vehicle’s maintenances services. Typically, the number of times you can use a covered service, like an oil filter change for instance, will depend on the length of coverage. For instance, a program that covers maintenance services for two year or 24 months allows for four oil filter changes within the coverage period.

So to know for sure if a maintenance being offered to you is worth your money, check the following: service inclusions against cost of individual services, and coverage period. Remember when looking at these factors, consider too your usage of the vehicle, from frequency of use to the common riding conditions the vehicle will be exposed to as this will have an impact on the vehicle’s condition in the long run.

Do you own a dealership? Offer your customers the best Dealership Maintenance Program available today. Please feel free to contact Torque Group at  (800) 859-0590  .

What Makes a Good Dealer-Owned Reinsurance Company

Tue, 18 Mar 2025 11:56:00 GMT

A dealership’s profits come from its vehicle sales, and parts and services sales. They also profit from F&I products like extended service contracts and battery replacement programs, among others, but not as much as when they own their own Reinsurance Company. How do dealerships earn from their own Reinsurance Company?

Dealer-owned reinsurance business

Dealerships usually offer F&I products to their customers from a third-party provider. What this means for your customers is that…

So, with a third-party provider, dealerships don’t have much control over their F&I products and services. But with a dealer-owned reinsurance business, dealerships have more control over their F&I services, and since they know their customers better than any other third-party provider, they are in a better position to know what their customers need and want, and what will make vehicle ownership more enjoyable and fulfilling for them.

What makes a good reinsurance company?

Now that you’ve decided to open your own reinsurance business, it’s important to choose a partner whose goals, ideals, and corporate culture are aligned with yours. The right partner will help you grow your business. The wrong one could make you lose your business and your customers.

So to answer the question above, having the right reinsurance program provider is a good place to start.

Next, your F&I product offerings should address specific issues that your customers will encounter during their ownership. From damaged tires to stolen motorcycles, scheduled maintenance and more, your reinsurance F&I packages should be flexible enough to be customized according to each customer’s needs.

Last but not the least, the claims process. Now that you have more control over your F&I products, you now also have more control over the claims your customers will file. When in the past claims approval depended on the third-party provider, now you will get to approve your customers’ claims. This means that their claims won’t be automatically rejected because of some technicality that the provider found. You have sole authority on the matter when you have your own reinsurance company.

To reiterate, these are the top factors that make for a good Reinsurance Company:

Are you looking for a reinsurance program provider that has you and your customers best interests at heart? Please feel free to contact Torque Group at  (800) 859-0590  . We’d be glad to discuss your options with you.

The third-party provider offers pre-existing packages, without necessarily considering your customers’ and dealership’s unique needs
Claims will be accepted or denied based on the third-party provider’s discretion
Claims processing may take weeks or months, sometimes longer
Premiums will go directly to the third-party provider

Good reinsurance program provider and partner
Flexible F&I products and packages
More customer-centric claims approval process

The Basics of Powersports Road Hazard Tire Coverage

Tue, 11 Mar 2025 11:54:00 GMT

If you own a motorcycle or a three-wheel dirt bike, and you frequently use it for recreation, you may have already encountered quite a few road hazards, notes trusted provider of Powersports Road Hazard Tire Coverage Plan and other F&I solutions for Powersports dealerships, Torque Group. Now, if you did encounter road hazards and your tires came out unscathed, you’re lucky; but what about those whose tires got damaged and suddenly had to pay for new ones? This emergency expense is one that most vehicle owners aren’t prepared for.

Tire Coverage

When you purchase new tires, the typical coverage is one that is provided by the manufacturer, which is vastly different from a road hazard tire coverage. Basically, a manufacturer’s coverage is provided to replace defective tires caused by either the material used or workmanship. The typical coverage period is between four and six years.

Tread wear that occurs within this period may find you eligible for a tire replacement, however, uneven tread wear may not be accepted for a claim since this is typically considered as the result of poor tire maintenance.

When your tire gets damaged through a road hazard like nails, debris, broken glass or other sharp objects, your manufacturer won’t cover your tire replacement.

Powersports Road Hazard Tire Coverage Plan

For your peace of mind, Torque Group recommends purchasing a road hazard tire coverage from your dealership. As mentioned above, damage due to a road hazard won’t be covered by the manufacturer, which means you could find yourself in a bind if you have to pay for an emergency tire replacement at a time when you’re not financially able to. This coverage ensures you can instantly have your tires replaced even if your financial situation has changed.

To give you an example, here’s what you can expect from Torque Group’s Road Hazard Tire Coverage Plan for Powersports vehicles:

Give your customers the best tire coverage; talk to Torque Group today!

Do you own a dealership? Make ownership a breeze for your customers by providing them with one of the best tire coverage plans today for Powersports vehicles. Got more questions about Torque Group’s Powersports Road Hazard Tire Coverage Plan? Please feel free to contact Torque Group at (800) 859-0590.

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3 Key Takeaways from Powersports GAP Total Loss Protection

Tue, 04 Mar 2025 12:42:00 GMT

If you own a motorcycle or other Powersports vehicle, it would be to your advantage to purchase a Powersports GAP Total Loss Protection program from your dealership. This can save you from future financial burdens should your vehicle get stolen or totaled beyond repair. A lot of vehicle owners, especially first-time buyers, overlook the importance of this type or protection as they believe nothing will happen to the vehicle while in their possession. This proved to be a costly mistake in the end.

The Basics of Powersports GAP Total Loss Protection

The most basic premise of a GAP Total Loss Protection program is to provide the vehicle owner with financial support should anything happen to their vehicle to the point that it is no longer “available for use,” so to speak. The coverage and other terms of the program still depend on the provider, but typically, it covers what you still owe the dealership after the loss of your vehicle.

In a nutshell, here are the three key takeaways from a GAP Total Loss program for Powersports vehicles:

1. Coverage when vehicle is stolen and irrecoverable

One of the most frustrating and even anger-inducing experiences for an owner is to have their vehicle stolen. Whether it’s a Powersports vehicle like a motorcycle or an ATV or a regular sedan, there’s nothing more heartbreaking and infuriating than losing a vehicle to theft.

2. Coverage when the vehicle is damaged or totaled beyond repair

If you got into an accident while riding your bike or off-roading on your ATV and the vehicle gets damaged beyond repair or the repair costs are above its insured value, this is considered a total loss. If you still owe the dealership a few more payments on your vehicle, this could be a problem because you still have to pay what you owe despite not being able to use the vehicle anymore.

3. GAP Total Loss Protection covers what you owe the dealership

In the event that one of the two scenarios mentioned above occurs and you took out a loan at the dealership to pay for the vehicle, you will still have to pay them a specific amount even if you are no longer able to use your bike or ATV. Being obligated to pay for something you no longer possess doubles the pain of losing your vehicle.

Powersports GAP Total Loss Protection program aims to ease this pain and burden by covering the difference between the amount you still owe the dealer and the vehicle’s Actual Cash Value (ACV) at the time it was declared a total loss.

Learn more about Torque Group’s Powersports GAP 150 program by calling Torque Group at (800) 859-0590.

The post 3 Key Takeaways from Powersports GAP Total Loss Protection appeared first on Torque Group .

Create an Elite F&I Team with Regular F&I Training

Tue, 25 Feb 2025 12:41:00 GMT

When customers walk into a dealership, they expect to drive out in the car of their dreams, but purchasing a vehicle, whether an off-road Powersports ATV or a regular road car, isn’t as simple and straightforward as many believe, shares premier F&I Training provider Torque Group.

Why is a dealership’s F&I Department important? Because it is the heart of the business. A lot of the action takes place inside the F&I Department. This is where customers are matched to lenders or financial institutions based on their goals, needs, and financial capacity. If the F&I manager fails to find a lender for a particular customer, they will walk out of the dealership empty-handed. This could mean losing a customer that could’ve brought more business to your dealership in the years to come and encouraging them to bring their business to your competition.

F&I Training

It goes without saying that a dealership’s F&I manager and agents must be the best of the best. You could say they are the glue that holds the dealership together because their performance affects the overall profitability of the business.

On that note, it’s important to give your F&I team regular F&I Training sessions as this is the best way to keep them updated with the latest trends and practices in the industry, as well as upgrade their skills to further improve their performance and productivity.

With regular training, you equip your team with the skills and knowledge to streamline the buying process, adapt to market changes, and provide better service to your customers, both existing and potential.

In a nutshell, regular trainings for your F&I personnel helps you build a strong Elite F&I Team.

Torque Group F&I Training

Torque Group, the premier provider of F&I solutions to dealerships across America offers F&I Training solutions to improve your dealership’s revenue from F&I products and to educate, empower, motivate, and improve your team’s knowledge, skills, and closing ability. Your team will learn about the latest techniques and strategies to boost your business performance and improve sales. Industry experts will be invited to share their knowledge about the industry and give tips on how to maximize the potential of your F&I department.

Contact Torque Group today

Build an elite F&I team, sign up your Manager and Agents for training today. Please feel free to contact Torque Group at (800) 859-0590 to learn more about training schedules or for questions or inquiries about available courses.

The post Create an Elite F&I Team with Regular F&I Training appeared first on Torque Group .

How Does a Reinsurance Program Benefit Your Dealership’s Customers

Tue, 18 Feb 2025 12:41:00 GMT

Customers who walk into a dealership don’t always know what they want or need, apart from the vehicle they’ve come to purchase. First-time buyers of Powersports vehicles aren’t always aware of the ins and outs of taking care of their special vehicle. A Reinsurance Program empowers dealerships to offer after-sales products to customers that are more tailored to their needs, with particular focus on giving them an enjoyable and hassle-free ownership experience.

What can customers get out of a dealership’s Reinsurance Program?

During the buying process, dealership agents offer additional products to customers to enhance their ownership experience. These are products designed to always keep the vehicle in good running condition. From tire and wheel replacement plans to extended service contracts, service and maintenance programs, and total loss protection, all these add-ons protect against financial burdens from future repairs, service, and parts replacements.

Usually, the dealership partners with a third-party provider for these add-ons, which means they have control of what claims are approved and denied, how claims are processed, and so on. With a dealership Reinsurance Program, the dealership has more control over these factors.

When a dealership has its own reinsurance company, they are in a better position to accept and process claims, which gives customers the assurance they won’t be financially burdened with payments for scheduled service maintenance, emergency repairs, and parts replacements, among other things.

If you’re a long-time car owner, you may have had the unpleasant experience of having your claims denied due to technicality. Understandably, this was quite a frustrating experience because you were confident you were going to be reimbursed for an expense you believed was covered by your service contract only to be denied later. This is particularly burdensome on customers who may be financially strapped at the time their vehicle needed repairs.

When your dealership operates its own reinsurance company, the chances of your claims being denied lowers significantly. This is a win-win situation for both dealership and customer as the dealership improves its customer service, which translates to retaining customers and motivating loyalty. For the customer, this means a seamless claims process and a more enjoyable, more stress-free ownership experience.

Give your customers the best service with your own Reinsurance Program; talk to Torque Group today!

If you’re eager to get started on your own reinsurance company, please feel free to contact Torque Group at (800) 859-0590. We’d be glad to discuss your options with you.

The post How Does a Reinsurance Program Benefit Your Dealership’s Customers appeared first on Torque Group .

Powersports Battery Replacement: Does Your Battery Need Replacing?

Sun, 29 Dec 2024 16:00:00 GMT

Batteries usually last between two and five years, depending on the type of battery, whether AGM or conventional. Once a battery goes bad, it needs to be replaced immediately if you want to keep using your vehicle. For Powersports machines like an ATV, side-by-side, or motorcycle, a Powersports Battery Replacement Program can replace the battery at no cost to you. This is why it’s important to have F&I solutions like this as they will definitely come in handy for unexpected repairs or parts replacement.

Is it time to replace your battery?

Are you having a hard time cranking up your motorcycle? Have the headlights on your ATV become dim? These are two of the most common tell-tale signs that a battery may have gone bad. If you noticed that the plastic casing of your battery looks a little “bulged” or you notice fluid on the battery, it may be time to replace your battery.

However, if your Powersports vehicle refuses to start and you know it hasn’t been two or three years since you’ve had your battery, there may be other reasons why you’re having issues with starting your vehicle. It could be a mechanical issue and not a battery issue. But if you’ve checked all components, and your vehicle still won’t start, it may be because the battery has died or gone bad.

The battery may have died because it wasn’t properly charged or perhaps you forgot to turn your headlights off, which drained your battery. In cases where a battery has died, you may still be able to revive it by jumpstarting it.

However, when a battery has gone bad because it wasn’t properly maintained or it was damaged in some way, the only option you have is to replace it.

Powersports Battery Replacement

A Powersports battery is different from a regular battery in that a Powersports battery is a high-performance type of battery specifically designed for an ATV, quad, motorcycle, or other Powersports vehicle. On that note, you have to choose a battery that is designed for your specific vehicle. Check your manufacturer’s recommendation to make sure you’re buying the right battery replacement.

Usually, battery replacements are unexpected because most owners don’t pay much attention to how long they’ve had the battery. It only becomes apparent to them when the battery starts acting up, and unplanned replacements mean dipping into one’s savings or cutting something off from the monthly budget to be able to afford the new battery.

With a Powersports Battery Replacement Program, you won’t need to worry about future battery replacements as these will be covered by your plan.

Torque Group Powersports Battery Replacement

Give your customers peace of mind with Torque Group’s battery replacement program. Please feel free to contact Torque Group at (800) 859-0590 for questions or inquiries.

The post Powersports Battery Replacement: Does Your Battery Need Replacing? appeared first on Torque Group .

F&I Training Solutions: Selling to Today’s Evolved Consumer

Sun, 22 Dec 2024 16:00:00 GMT

With information easily accessible and readily available on the internet, information you need about practically anything is right at your fingertips. This is one reason why today’s consumers have become more discriminating; more picky, if you will, shares premier F&I Training Solutions provider Torque Group, particularly with regard to big purchases like a Powersports vehicle.

F&I Products Make Ownership an Enjoyable Experience

F&I products like GAP, Total Loss Protection, Extended Service Contracts, and Lifetime Battery Program, among others, make ownership of a Powersports vehicle, whether an ATV, UTV, or motorcycle, a breeze. These after-sales add-ons were specifically designed to protect owners against financial loss should their vehicle get stolen or damaged beyond repair, or should one of its parts need repairs or replacement sometime in the future. These products ensure costs repairs or parts replacements will be covered according to the terms of contract.

F&I Training Solutions: Improving Your Team’s Sales Skills

F&I training courses enable your dealership’s F&I team, from the Manager to the Agents, to meet the demands of today’s evolved consumers. Sales practices of old no longer work. You need to update and upgrade your team’s sales skills if you want the F&I side of your business to bring in more sales and improve your cash flow.

Understand that an F&I department isn’t only focused on offering after-sales products like the ones mentioned above. It primarily looks for the right financing option for customers, specifically tailored for the needs of each potential buyer. With the right financing tool, you convert potential buyers into actual buyers. This earns your dealership one more potential loyal customer, and not to mention, additional sales.

You should also understand that today’s consumers wouldn’t think twice about leaving a brand they’ve trusted for years if they find something new or something better, or if they feel their business is no longer being valued by the company. This is why sales experts in the auto industry recommend regular trainings for a dealership’s F&I team and their sales agents.

From learning about new sales trends to today’s best practices in the automobile industry, specifically Powersports dealerships, F&I Training Solutions provide courses that will tackle key components of a successful F&I department, with the goal of enhancing your own F&I sales and performance.

Talk to Torque Group today

Do you wish to learn more about Torque Group’s F&I Training Solutions? Please feel free to contact them at (800) 859-0590 for questions, inquiries about courses or to learn about training schedules and registration.

The post F&I Training Solutions: Selling to Today’s Evolved Consumer appeared first on Torque Group .

Powersports Dealership Reinsurance Program Keeps You Afloat When Sales are Down

Mon, 16 Dec 2024 16:00:00 GMT

It’s a well-known fact that a dealership’s bread and butter isn’t its vehicle sales, whether new or used, but rather, it’s parts and services products. Coming in a close second is its F&I solutions. Typically, a dealership earns a commission for every F&I product sold from a third-party provider. A Powersports Dealership Reinsurance Program offers higher income from F&I sales.

How does it work?

Basically, a Powersports Dealership Reinsurance Program allows dealerships to establish their own reinsurance business, thereby giving them more control over the F&I products they offer customers. Premiums paid for the F&I product, whether a Dealership Maintenance Program, GAP or Total Loss protection, or other similar products, will now go to the dealerships reinsurance fund instead of to the third-party provider.

Income earned from the reinsurance business can then be used to further grow the business either by offering more vehicle selections or putting up another branch in a different location. It can also be used to diversify the dealership’s financial portfolio by investing in equities or other investment tools.

Choosing the right partner and products

A critical factor in the success of your reinsurance business is your choice of provider. It’s important that the provider understands your business and your customers. Dealerships cater to different customer demographics based on location, types of vehicles offered, and lifestyle. Understanding that customers for a Powersports dealership are vastly different from customers buying from a “regular” dealership is important as they need to tailor the F&I solutions to your customers’ needs.

Some providers could try to convince you to take all the F&I products they are offering, saying with more products, you will earn more. But actually, products that aren’t a good fit to your customers could only expose you to unnecessary risks and may result in losses. So when choosing a reinsurance partner, make sure they have the flexibility to customize F&I solutions according to your dealership’s needs.

If you want your reinsurance business to keep you afloat when sales are down, your choice of partner and products is important.

Get your F&I manager, accountant, and lawyer involved

One of the most common mistakes dealerships makes with regard to reinsurance is they go into it without fully discussing the details of the program with their accountant, lawyer, and F&I manager. These are key people in your loop that can help determine whether or not a particular Powersports Dealership Reinsurance Program is the right fit for you.

Talk to Torque Group today about their Powersports Dealership Reinsurance Program

Got more questions about Powersports Dealer Reinsurance? Please feel free to contact Torque Group at (800) 859-0590.

The post Powersports Dealership Reinsurance Program Keeps You Afloat When Sales are Down appeared first on Torque Group .

Powersports Road Hazard Tire Coverage: Understanding Your Coverage

Wed, 11 Dec 2024 10:53:00 GMT

If you own a Powersports vehicle like a motorcycle, it’s important to have all the essential coverages to ensure an easy and enjoyable ownership experience. One such coverage is the Powersports Road Hazard Tire Coverage . This dealership program ensures your tire, wheel, and/or rim replacement is covered should it get damaged through any of the road hazards indicated in your program’s terms and conditions.

Now, a lot of owners with this type of coverage get frustrated come the time to reimburse their tire/wheel/rim replacement because they find out later that the road hazard that caused the damage wasn’t included or mentioned in the tire replacement plan’s terms and conditions. This is why it’s important for vehicle owners to read the fine print of the dealership’s proposed coverage before agreeing to purchase it.

Powersports Road Hazard Tire Coverage Stipulations

In a tire replacement plan for Powersports vehicles, the typical road hazards covered are debris, nails, and shards of glass, as mentioned above. Potholes, rocks, scraps of metal and wood, and plastic may also be included in the coverage. It’s important to check the specific road hazards covered by the tire replacement program, so you’ll know if your claims are within your rights.

It’s not enough, however, to know the types of road hazards included in your Powersports Road Hazard Tire Coverage. It’s also not enough to know the claims process, how long the coverage is for, and how much it costs. You must check if there are specific conditions that disqualify your tires from being covered despite being damaged by a road hazard mentioned in the program’s stipulations.

One such condition that could disqualify you from a claim is the state of the tire when it was damaged. There are F&I solutions providers that specifically state that tires with a tread depth of 2/32 of an inch or below it will not be covered because the Tire Industry Association stipulates that tire with this tread depth should already be replaced. If the tire has this tread depth at the time it was damaged by a road hazard, your provider may not cover the replacement.

Make sure you are clear about all the specifics of the tire replacement program before purchasing to make sure you are getting your money’s worth.

Talk to Torque Group today about the best F&I solutions for your dealership!

Got more questions about Powersports Road Hazard Tire Coverage? Please feel free to contact Torque Group at (800) 859-0590.

The post Powersports Road Hazard Tire Coverage: Understanding Your Coverage appeared first on Torque Group .

Replacement for Powersports Battery: Lifetime Battery Replacement Program

Tue, 19 Nov 2024 12:24:00 GMT

Your ATV batteries will need replacement every few years. Typically, ATV batteries can last anywhere between two and five years depending on the type, whether it’s a flooded lead acid battery or an AGM battery. But regardless of type, you will need a replacement for Powersports battery within this timeframe. Unfortunately, some owners forget this bit of information and only become aware of the necessity to replace their battery once it has already died. And often, this means the battery replacement is out of budget.

Replacement for Powersports Battery

When customers purchase their Powersports vehicle, whether it’s an ATV or off-road dirt bike, they usually also purchase an extended service contract to have future repairs and parts replacements covered. And often, first-time buyers think that battery replacements are included in this extended service contract, but they’re not. This type of service contract only covers factory installed parts and excludes “wear and tear” components, which means batteries aren’t covered.

Customers then purchase a battery replacement program. Unfortunately, most of these programs only offer a one-time replacement, which means succeeding replacements will still be shouldered by the owner.

Torque Group Lifetime Battery Program

Torque Group’s Lifetime Battery Program is by far the best battery replacement plan available to powersports vehicle owners today because coverage is active for the “lifetime of ownership.” This means you will have battery replacement for the lifetime of your ownership. There is no expiration on the terms. And what’s more, you can go to any Powersports dealership to purchase this program at any time of vehicle ownership. This puts the pressure off you if you don’t have the money yet to purchase this program at the time you purchased your vehicle.

In the event that your battery needs to be replaced, you will be immediately reimbursed for it to make sure your budget won’t be affected by the purchase. Typically, claims are paid within 20 to 30 minutes after processing.

Contact Torque Group for Lifetime Replacement for Powersports Battery Program

Do you own a dealership? Are you looking for ways to encourage customers to keep coming back to your dealership? Torque Group’s F&I solutions, including the Lifetime Battery Replacement Program, are exactly what you need.<?p>

Talk to Torque Group today to learn more about the battery replacement program and other F&I solutions that can be tailored to your customers’ needs. You may call them at (800) 859-0590 to discuss your options.

The post Replacement for Powersports Battery: Lifetime Battery Replacement Program appeared first on Torque Group .

Powersports F&I Manager Leadership Training Drives Dealerships to Success

Tue, 12 Nov 2024 12:22:00 GMT

A dealership’s F&I Department is the heart and soul of the business because this is where the action happens, so to speak, even though it works behind the scenes. Basically, the F&I team helps sales agents close the deal. And behind this team is the F&I Manager, notes Powersports F&I Manager Training solutions provider Torque Group.

F&I Manager Training

The F&I Manager is the driving force behind your F&I Department. Among the many tasks they do on a daily basis, the following are the most crucial:

Accomplishing these tasks is not easy. The F&I Manager needs to have the commitment and determination to offer customers the best solutions to their financing and ownership concerns. This is why regular trainings are a must.

Apart from accomplishing their tasks, F&I Managers also need to be excellent leaders as they will lead a team of sales agents and other F&I staff, empowering and motivating the team to enable them to successfully accomplish their own tasks and duties.

Powersports F&I Manager Training: Enhancing Leadership Skills

An effective F&I Manager is someone with sound leadership skills. They aren’t only knowledgeable and experienced in their craft, but they are also excellent at communicating with their team, giving directions and instructions as necessary and at the same time, listening and paying attention too to what their team has to say.

A good leader must likewise be:

These are but a few of the skills that a good F&I Manager must possess in order for them to be effective at their job. And from time to time, these leadership skills need honing and improving, which is where leadership trainings, like Torque Group’s Powersports F&I Manager Training, come into play.

Torque Group F&I Training

Are you ready to boost the profitability of your dealership through a strong and solid F&I Department? Talk to Torque Group today. You may call them at (800) 859-0590 to learn more about the training program, including schedules and reservations.

The post Powersports F&I Manager Leadership Training Drives Dealerships to Success appeared first on Torque Group .

Dealership Reinsurance Program: What You Should Know Before Getting Started

Tue, 05 Nov 2024 12:18:00 GMT

If you own a dealership and you’re looking for ways to increase profit and expand the business in the foreseeable future, then a Dealership Reinsurance Program might be something you’d want to consider. So basically, here’s how it works:

You partner with a company that provides F&I solutions, you choose the products you want to offer your customers, and then you put together a team that will handle this side of the business. The premiums from your customers will now go directly into your reinsurance fund. This will cover customers’ claims, and anything left after the F&I contracts have expired is yours. You can choose to invest this money in equities to diversify your portfolio, or you can also use it to expand the business. This is how a reinsurance program augments your income.

Choosing a Dealership Reinsurance Program

One of the most important factors in the success of your dealership reinsurance company is the provider you’ve picked to partner with. Understand that not all providers of F&I solutions have their own reinsurance program, which means your current provider may not be able to partner with you on this one. If this is the case, then it’s time you start looking for a good, solid partner who will help you succeed.

Basically, you want a provider that will give you the freedom to manage your reinsurance company the way you want to; in the way you deem best for your business and your customers.

You know your business and you understand your customers better than anyone else, which means you know their needs and preferences. If your reinsurance provider has impossible restrictions, you’re better off looking for another partner.

Know that there are reinsurance program providers that won’t let you choose who will manage your reinsurance business let alone how it will be managed. Some restrictions also prevent you from managing premium funds and participating in high-dollar claims.

The bottom line is if the provider you’re looking to partner with has too many restrictions and their reinsurance program appears to benefit them more than your dealership, you’d best look elsewhere. They surely do not have your best interests at heart.

Before you agree to the provider’s terms, make sure that you are entering into a mutually-beneficial partnership.

Torque Group Dealership Reinsurance Program

Torque Group is the leading provider of F&I solutions to dealerships across America. Their products are developed to benefit both customer and dealership. Talk to them about their reinsurance program to learn how it will benefit your dealership and customers. You may call Torque Group at (800) 859-0590.

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Factors That Affect Powersports Extended Service Cost

Tue, 29 Oct 2024 11:17:00 GMT

If you own a Powersports vehicle like a dirt bike, ATV or UTV and you frequently use it, almost on a daily basis, it will make your ownership experience easier and more enjoyable if you have an extended service coverage. For most owners, the benefits far outweigh their Powersports Extended Service cost . But before you purchase an extended service contract for your Powersports vehicle, it might help with the decision-making process if you know a bit about the factors that affect its cost.

Powersports Extended Service Cost

Typically, extended service contracts cost anywhere from $100 to $300 per month or about $1,600 to $3,000 a year depending on the terms, inclusions, and coverage. A Powersports extended service contract works pretty much the same way as an extended service plan for a regular vehicle in that the factors that affect its total cost are typically the same.

To give you a refresher, here are the factors that generally affect how much your extended service contract will cost you:

Vehicle type, make and model

The No. 1 factor that will affect your total Powersports Extended Service cost is the vehicle itself, specifically, its brand, model, manufacturing date and whether or not you purchased it brand new or used. There are certain vehicle brands and models that are considered to be “high risk,” so to speak, in terms of breakdowns and repairs, so it’s best to check if your specific vehicle is one of them before purchasing your extended service plan.

Mileage

If you’re purchasing the extended service contract together with your brand-new vehicle, then mileage won’t really matter. But if you’re purchasing it separately, and at a later time when you’ve already put a considerable mileage on your vehicle, then this will need to be factored-in when computing for your total extended service cost.

Basically, the more mileage there is in the vehicle, the higher the cost because providers and/or dealerships will likewise see this as a higher risk for more repairs.

Deductible

In general, extended service contracts require owners to pay for a portion of the repairs. This is known as your deductible. So how it works in terms of Powersports Extended Service cost is that the lower your deductible, the higher the premium you will have to pay.

Note: Torque Group offers extended service contracts with $0 deductible on new and $25 deductible on used vehicles.

Coverage

Last but not the least is coverage. Basically, the more comprehensive the coverage, the higher the premium. You can choose to have your ATV’s moving parts covered, which means the engine, transmission, and driveshaft. If you wish to have all components covered, which may include the radiator, sensors, cooling hoses, etc., then you will have to pay a higher premium.

Got more questions about Powersports extended service contracts? Please feel free to contact Torque Group at (800) 859-0590.

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Road Hazard Tire Coverage: On-road Motorcycle Tires

Wed, 09 Oct 2024 12:54:00 GMT

On-road motorcycle tires can last up to five years with proper care and maintenance. Beyond this period, safety experts recommend changing the tires to reduce the risk of tire-related accidents. Sometimes, however, tires get damaged and you need to replace them before you’ve even worn them out. Road Hazard Tire Coverage is an excellent add-on to purchase at your dealership as it ensures you can have your tire(s) replaced should it get damaged unexpectedly.

Road Hazard Tire Coverage

When purchasing a tire coverage plan, it’s important to be clear about the specifics of the coverage, so you’ll know the exact terms under which your tires will be replaced with $0 deductible on your part. For instance, if you’re purchasing a road hazard tire plan, you should know that your tires will be replaced should they get damaged because you accidentally rode over such road hazards as nails, shards of glass, debris, and pot holes.

The exact specifics still depend on what the third-party provider and dealership have agreed upon. But to give you an idea of how it works, here’s an example of tire coverage inclusions:

You may not think you need this program at the time you are purchasing your motorcycle, but you’ll soon thank yourself for taking this precautionary measure and securing future tire replacements. This means that even if your financial situation has changed, you will still be able to afford a tire replacement because of this tire replacement program.

Tire Safety Reminders

1. Always check the manufacturing date. If you’re a new owner, you should know that just because the tires you’re purchasing are new, meaning they’ve never been out of the shop and never been used, it doesn’t mean they’re still in excellent condition. Tires have an expiry date, which is usually six years from manufacturing date. Beyond this period, the tires may not be safe for use anymore as the rubber may have become brittle.

2. Always maintain the right tire pressure. Your manufacturer has a specific tire pressure for your specific tires. You can find this on the side wall of your tire. Your homeowner’s manual will also have this information. Bear in mind that the PSI indicated on the tire is the maximum tire pressure.

3. Follow manufacturer’s load recommendation. Your motorbike has a specific load capacity, which you should strictly follow as your tires will take the brunt when you overload your bike.

Give your customers the best Road Hazard Tire Coverage for them. Please feel free to contact Torque Group at (800) 859-0590 to discuss this program.

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F&I Training for Powersports Dealerships

Wed, 02 Oct 2024 12:53:00 GMT

Powersports dealerships are different from regular dealerships in that they have a unique audience with unique tastes and needs, and their staff possess a different set of skills—a skillset that enables them to fully understand, and cater to, their unique buyers. And this is why Powersports F&I Training should be regularly taken to equip the dealership’s teams, from sales teams to service personnel, with the right skills to offer the best service to customers, ultimately increasing sales and inspiring customer loyalty.

Who is eligible for Powersports F&I Training

F&I Training is usually recommended for onboarding a new F&I employee, upgrading an F&I manager’s skillset, and training a dealership employee transitioning to the F&I Department. But

this training isn’t only for F&I Managers and F&I teams.

It is recommended that the full staff of any Powersports dealership take F&I Training because F&I solutions are part of the dealership’s offerings. It would help boost customer service and improve sales if every employee in the dealership knows these products and how they can enhance the customer’s ownership experience.

Even service personnel should take basic training courses on F&I so they can fully understand how their dealership’s F&I solutions affect customer support service. This can help them improve their customer service skills as well.

What dealerships must understand is that everyone on their team, regardless of job description and department, is part of their customer support service so anything that can help improve this should be welcomed.

Training Courses

Basic F&I courses generally discuss dealerships and their F&I department, F&I solutions and how these can improve ownership experience. These are recommended for the dealership’s general staff. For F&I sales teams, more advanced courses are offered. Participants may learn about the latest F&I software and how to properly use it, paying attention to what customers are actually saying to understand their needs, identifying F&I products that best fit these needs, and closing a sale, among many others.

For F&I Managers, “Mastery Level” courses are usually offered. Here, F&I Managers may learn about the industry’s latest best practices, how to overcome objections and turn rejections into closed sales, and the latest techniques and strategies to boost performance and improve sales. F&I courses for Managers will also improve their leadership skills, so they can lead and empower their team more effectively.

Torque Group F&I Training

Torque Group is the leading provider of F&I solutions in the United States. They understand the needs of dealerships, which is why they offer training courses designed to improve revenue from F&I products.

If you would like to learn more about Torque Group’s F&I Training solutions, please feel free to contact them at (800) 859-0590.

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Powersports Dealership Reinsurance Boosts Growth and Profit

Wed, 25 Sep 2024 12:52:00 GMT

According to the NADA, profits from new car sales only account for 5+% of a dealership’s total sales. Used car profits average 13+%, and services account for 70+%. This tells you that for a dealership to become profitable, they should bring in more customers for their Services department. A Powersports Dealership Reinsurance program provides the right platform to increase Services customers and earn from the add-ons they are offering at the same time.

How can you earn from Powersports Dealership Reinsurance?

First off, dealership reinsurance basically means you enter into an agreement with a third-party provider to establish your own Reinsurance Company. What this means is that you will be offering your own F&I solutions, tailored to fit the needs of your dealership and customers. You gain more flexibility to customize the programs, so you can offer the best add-ons to your customers.

Secondly, you earn a profit from dealership reinsurance as all premiums are now paid to your company instead of to the third-party provider. This translates to having a share of the underwriting profits.

Last but not the least, you earn a profit through the customers that bought your F&I programs and who later on visit your dealership for repairs and/or services. You get a share of the underwriting profit and you increase your Services customers at the same time.

Specifically, dealership reinsurance companies that offer scheduled dealership maintenance plans are a great way to earn from reinsurance, increase customers, and motivate loyalty. It’s a three-way win-win situation.

Dealership Reinsurance Boosts Growth

Apart from having a share of the underwriting profit, dealerships are also given the flexibility to utilize reinsurance funds in a way that will boost their growth. They can use the funds to open a second branch, expand the existing dealership to offer more vehicles and services, or invest the funds in securities or equities.

Basically, when a contract expires, whatever is left from the premium paid will go to dealership’s reinsurance funds, considered as “earned funds.”

As you can see, there are several ways a dealership can earn from their own Powersports Dealership Reinsurance company. It’s a great way to increase profits and further drive its growth. The key is to partner with a provider that is the right fit for your dealership.

Contact Torque Group today to start your own Powersports Dealership Reinsurance Company

If you have more questions about dealership reinsurance or you would like to get started on establishing your own reinsurance company, please feel free to contact Torque Group at (800) 859-0590.

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Top 5 Things to Know About Your Powersports Extended Service Contract

Wed, 18 Sep 2024 11:27:00 GMT

Dealerships usually offer add-ons like a Powersports Extended Service Contract , Tire & Wheel Program, and Battery Replacement Program, among several others, to make vehicle ownership easier, more fun, and more enjoyable. These contracts and programs offer specific services that cover specific parts, which is why a typical Powersports vehicle owner may purchase several of these programs at a time.

Powersports Extended Service Contract

An extended service contract is coverage for factory installed parts where when one of these break down, your extended service contract will pay for the necessary repairs or if needed, parts replacement. Usually, this type of service contract is purchased to have coverage when your manufacturer’s warranty expires.

Here are a few things to know about an extended service contract for your Powersports vehicle:

1. Coverage is for factory installed parts

What this means is that the parts covered are those that originally came with the vehicle. Parts that have been replaced to alter or modify the vehicle are not covered.

2. Breakdowns due to abuse, misuse, or neglect are not covered

If a mechanical breakdown occurs because of improper use of the vehicle, the repair cost won’t be shouldered by the extended service contract. Any breakdown that occurs because of the owner’s neglect won’t be covered.

3. Damage caused by an accident or natural disaster aren’t included in the coverage

Likewise, any damage caused by an accident or natural disaster is not part of the coverage.

4. Vehicle owners are required to have repairs done at an accredited shop

In general, the service contract dictates exactly where you can have repairs done. If there isn’t a nearby accredited shop where the breakdown occurred, you may need to have the car towed to the nearest accredited repair shop.

Torque Group understands that this stipulation could be exhausting and frustrating for a lot of vehicle owners, which is why their Powersports Extended Service Contract allows owners to have repairs done at any repair shop in the United States provided there is a licensed mechanic to do the repairs and the parts needed are already available.

5. Coverage is available for new and used vehicles

If you own a used Powersports vehicle, one thing you should check at the dealership is whether your vehicle is eligible for the extended service contract. Understand that not all F&I solutions provider cover used vehicles, so make sure to check this out before buying your used ATV or motorcycle.

Torque Group’s Comprehensive Powersports Extended Service Contract covers Certified Pre-Owned vehicles, which gives you peace of mind knowing future repairs are covered. Usually, there is a $25 deductible on used vehicles and $0 deductible on new vehicles.

Got more questions? Please feel free to contact Torque Group. You may also call (800) 859-0590.

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Comprehensive F&I Manager Training: Equipping Your Manager with the Right Skillset

Wed, 21 Aug 2024 13:53:00 GMT

Different dealerships have different needs and goals, which is why it’s not accurate to assume that every individual who has ever worked at a dealership can fulfill the needs of another, a different, dealership. This is particularly true for dealership managers, including the F&I Manager. Training courses, seminars, and other similar programs are generally provided by a dealership to their new recruits, which again may include the F&I Manager.

Powersports F&I Manager Training

If your dealership is in the Powersports industry, then the training courses for your F&I Manager should focus on Powersports vehicles and customers, with a little background on F&I in the general automobile industry. On that note, the training solutions provider should be someone who not only knows everything there is to know about the Powersports industry, but also one with an extensive, hands-on experience in the same.

Topics discussed in trainings for F&I managers include the following:

On the outset, an F&I Manager’s tasks seem simple enough, but there’s more to it than just talking to customers, closing sales, offering add-on services, and processing applications. The hard work is really in the details.

And this is where an F&I Manager Training can really be put to effective use. Provided, of course, that the training courses are exactly what your dealership and F&I Manager need. This is why it’s important to be rather choosy when it comes to training programs for your agents, managers, and other employees. You want your team to be equipped with the skillset that will drive profit and growth for your dealership. The training provider you choose is likewise important for your F&I Manager as the right one will give them the skills they need to progress and grow professionally.

Torque Group F&I Manager Training

Torque Group is a leader in F&I in the Powersports industry. They have been providing F&I solutions to dealerships over 15 years, so when you partner with them for your F&I training, you can rest assured they know what they’re talking about.

Their F&I training solutions are designed to improve your dealership’s profits from your F&I products. With their deep understanding of the industry, they know the challenges that F&I departments face, which is why they designed training programs that will help F&I managers and teams to overcome these challenges with new and/or enhanced skills, and a deeper knowledge of the industry.

Are you ready to elevate your F&I department? Call Torque Group today at (800) 859-0590 to learn about upcoming F&I trainings. Or Sign Up today for other products and services.

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Powersports Dealership Maintenance Program: Protection Against Financial Uncertainty

Thu, 15 Aug 2024 09:08:00 GMT

Vehicle ownership is serious business. Apart from having to be financially prepared to pay your car loan, you should also be physically and even mentally prepared for the tasks ahead; tasks involving care and maintenance to keep the vehicle in good running condition at all times. Programs like Powersports Dealership Maintenance Program , extended service contracts, battery replacement, tire and wheel protection, and other similar add-ons are there to ensure you have an enjoyable ownership experience.

Torque Group Powersports Dealership Maintenance Program

A dealership maintenance program basically works as a prepaid program where future service and maintenance checks are already paid for. This ensures that regardless of your financial situation when the time comes to have your powersports vehicle serviced, you are assured that you can have it checked and serviced regardless of whether or not you have the money to pay for it, because the service has already been paid for when you purchased the program.

What benefits can Torque Group’s maintenance program offer your dealership’s customers? Here are a few highlights of the program:

For customers who aren’t quite sure yet whether or not to purchase a Powersports Dealership Maintenance Program, Torque Group also offers the Oil Care Plus Program, which can pay up to four oil filter changes and safety inspections during a 24-month ownership period.

To reiterate, here are the benefits of Torque Group’s dealership maintenance program: coverage starts as soon you purchase the program, save up to 40% on routine checks and maintenance, coverage includes parts and labor, and tax-based according to the Owner’s Manual recommendations. Your customers can also purchase the program anytime during their ownership of the powersports vehicle.

On the other hand, if you own a dealership, here are some of the benefits you can enjoy from the same program: can be personalized according to the dealership’s needs, encourages customer loyalty, claims are processed within 20-30 minutes of receiving complete and accurate documents, and paid through credit card.

Contact Torque Group today!

What are your customers’ specific needs, and what is their behavior in terms of vehicle usage and care? You can customize this program based on these factors. If you wish to learn more about Torque Group’s Powersports Dealership Maintenance Program, you may reach them at (800) 859-0590. Can’t wait to get started? Sign Up today.

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Powersports Reinsurance Partners: Choosing One That Fits Your Goals and Needs

Wed, 14 Aug 2024 13:50:00 GMT

Dealerships earn more from the Parts and Services department of their office than their average daily sales. This is because parts and services are what keep customers coming back long after they’ve bought their vehicle from you, shares one of the most trusted Powersports Reinsurance partners in the industry, Torque Group.

Dealerships hardly make a profit from their F&I programs, but with Reinsurance , they can finally get a share of the profits from their F&I programs like extended service contracts, tire and wheel protection, total loss protection, and so on.

How does Reinsurance work?

A dealership partners with an F&I provider to open their own Reinsurance company. This will give them more control over their F&I product offerings, including the claims and reimbursement requirements and process, which is an important factor in customer retention.

When an F&I customer pays their premium, this money will then go to the Reinsurance company instead of the F&I solutions provider. Whatever is left from these premiums after each contract has expired will then go into the dealership’s profits and/or funds.

Powersports Reinsurance partners

For a dealership to truly benefit from its own Reinsurance company, it needs the right F&I partner first. Here are a few tips on finding the right Powersports Reinsurance partner for your dealership:

1. Background and reputation

When it comes to Powersports Reinsurance partners, it’s not enough that the company you’re looking to partner with is a big name in the industry. You must look beyond the popularity and investigate their background and reputation. Pay particular attention to their company culture, how they treat their employees, their practices, and their customer support service. An F&I provider that is well-known for taking care of their employees and their customers could make an ideal business partner.

2. Profit sharing

There are two ways that a dealership can directly earn from Reinsurance. First, they can open their own Reinsurance company and offer F&I solutions from a third-party provider, but with the agreement that they can determine their own pricing, coverage, and claims. The F&I provider underwrites the products and earn a portion of the profits. The risk, however, usually falls solely on the dealership.

Another way an F&I provider earns from Reinsurance is through “Capped Reinsurance,” which means the dealership will pay a premium to the F&I provider, so the latter can assume some of the risk that usually comes from extended service programs and other similar contracts.

3. F&I products

Last but not the least are the provider’s F&I products. What they’re offering should be aligned with your goals in terms of providing after-sales services to your customers. Consider the terms and inclusions and how they will benefit your customers.

Got more questions about Powersports Reinsurance partners? Please call Torque Group at (800) 859-0590. Can’t wait to get started? Sign Up today.

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Powersports Tire and Wheel Protection: Peace of Mind on the Road

Fri, 09 Aug 2024 09:06:00 GMT

If you like the freedom that a motorcycle offers, but you’re not quite confident about driving a two-wheeled vehicle yet, then the three-wheel trike might just be the ideal alternative, shares Powersports Tire and Wheel Protection provider Torque Group. The trike still gives that sense of freedom and flexibility that you would normally find in a two-wheeled bike, but this time, you’ll feel safer because of the third wheel that provides additional support and stability.

As with a two-wheeled motorcycle, the three-wheel trike is likewise exposed to the same road hazards that could cause damage to the vehicle, particularly its tires and wheels. Such road hazards as debris, shards of glass, potholes, and uneven road surfaces are the most common risks that motorcycle owners deal with, and also the most prevalent reasons why motorcycles get damaged, particularly their tires and wheels.

Powersports Tire and Wheel Protection

If you own a dealership, a critical factor to your success is customer loyalty and programs like tire and wheel protection, battery replacement, maintenance, and extended service contracts provide are excellent products for customer retention and loyalty. Such programs encourage after-sales visits to your shop, giving you the opportunity to provide VIP service to each customer and build a good relationship with them.

But all this still depends on the specifications and terms of these products. A product that offers equal benefits to your customers and dealership is what you want to provide them with.

Torque Group’s Powersports Tire and Wheel Protection – Tire and Wheel Plus with Road Hazard is one of the best in the industry for the following reasons:

If your tires get damaged due to a road hazard, you can contact Torque Group for roadside assistance. They will tow your motorcycle, whether a two-wheeled bike or three-wheeled trike, to the nearest shop or closest dealership for assessment of the damage, and repairs will be undertaken accordingly.

Enhance your dealership services; contact Torque Group today!

Are you looking for ways to improve your service to customers? Offering them with add-ons that will truly make ownership easier and more enjoyable is an excellent way to achieve your goal. When you’re ready to enhance your dealership services, contact Torque Group. You may reach them at (800) 859-0590. Eager to get started? Sign Up today.

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Powersports Extended Service Prices: Are They Worth It?

Wed, 07 Aug 2024 13:49:00 GMT

An extended service contract for a Powersports vehicle like an ATV or motorcycle gives owners an added layer of protection against financial losses should their vehicle be in dire need of repair sometime in the future. Powersports Extended Service prices vary, depending on several factors including the type, model, and age of the vehicle, among other things.

In general, Powersports Extended Service prices range between $1,000 to $3,200 for an ATV. For a motorcycle, Powersports Extended Service prices usually start at $700/year. There are dealerships that offer this type of service monthly as well, usually starting at $400++.

As you can see, several factors are considered when determining the prices of extended service contracts for Powersports vehicles. Your best option is to personally talk to your dealership agent to determine the accurate price for your vehicle, considering the inclusions and terms of the contract you wish to purchase.

Is an extended service contract worth its price?

The answer to this question depends on two things: how often you use the vehicle and the general conditions under which you use it. If you like taking your ATV to weekend off-roading rides, and you do this every week, then yes; an extended service contract will be worth its price. Once your manufacturer’s warranty lapses and you suddenly find that one of the ATV’s mechanical parts has broken down, an extended service contract could cover the repair or parts replacement depending on the terms of your contract.

Understand, however, that an extended service contracts has limitations as well. For instance, a mechanical breakdown won’t be covered if it was due to misuse or neglect on your part. Tires and wheels, which are parts that naturally wear out, won’t be covered as well. Dealerships offer a different type of service contract for this, usually a Tire & Wheel Protection Plan or something similar.

Routine and maintenance checks are likewise excluded from an extended service contract. Think of an extended service contract as an extension of your manufacturer’s warranty. Once it expires, the extended service contract takes over. It will cover all the same parts, repairs, and replacements as that of your manufacturer’s warranty, but with a few other inclusions, all of which will depend on what the dealership offers as well as your preference.

Torque Group Powersports Extended Service Contract

Give your dealership an edge over the competition; offer the best Powersports Extended Service contracts to your customers. To discuss Powersports Extended Service prices and other details, please call Torque Group at (800) 859-0590. Eager to get started? Sign Up today.

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Why Every Motorcycle Owner Should Have a Powersports GAP Coverage

Fri, 02 Aug 2024 09:04:00 GMT

Motorcycles are far riskier to ride than a car or other types of four-wheel vehicles because other than running on two wheels only, the rider is completely exposed to the elements, which means they won’t have any protection other than their head gear during a crash or collision. Powersports GAP is a program developed specifically to protect vehicle owners, particularly owners of two-wheel vehicles like a motorcycle, from financial burdens should their vehicle be declared a total loss and their loan hasn’t been fully paid, yet.

How does Powersports GAP work?

Briefly, Torque Group’s GAP 150 covers the difference between the motorcycle’s loan balance and its Actual Cash Value (ACV) at the time it was declared a total loss. For the purpose of clarity, “total loss” is defined as the vehicle being completely unusable because it was stolen and declared by the authorities as irrecoverable, or the motorcycle figured in an accident and the repair cost is beyond its insured value. But whether it was stolen or completely damaged from an accident, you’ll have some level of protection from financial losses as you won’t have to worry anymore about paying for a motorcycle you are no longer in possession of.

Challenges in motorcycle ownership

As mentioned above, riding a motorcycle is considered riskier compared to riding a conventional four-wheel vehicle, but it can’t be argued that a motorcycle gives you an adrenalin rush you won’t experience in a four-wheel car. It’s this adrenalin rush and a different sense of freedom that motorcycles offer riders that make them a favorite ride for adventurers and thrill-seekers.

Knowing these risks motivates owners to purchase a Powersports GAP program or similar coverage to protect them against financial losses in the event of total loss.

Another challenge that motorcycle owners face is avoiding road hazards. These two-wheeled machines are more exposed to damage caused by road hazards compared to conventional four-wheeled vehicles. Potholes, debris, and uneven roads are particularly more difficult to avoid as these are often not immediately seen or noticed.

Torque Group Powersports GAP

Do you own a dealership? Protect your customers against financial losses; provide them with coverage for total loss with Torque Group’s GAP 150 program. To learn more about GAP 150 and how it will benefit your customers, please feel free to get in touch with Torque Group. You may reach them at (800) 859-0590. Eager to get started? Sign Up today.

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Powersports Lifetime Battery Program: Reviving Your ATV’s Dead Battery

Thu, 25 Jul 2024 09:02:00 GMT

It’s one thing to find out your battery has died while you’re trying to take your ATV out the garage and it’s a completely different nightmare to have it die while you’re off-roading. This is why ATV owners, and vehicle owners in general, purchase a Powersports Lifetime Battery Program; to have coverage for immediate battery replacement.

Reviving a dead battery

Many first-time ATV owners wonder if there is a way to revive their dead battery, and the answer is yes; there is a way to bring a dead battery back to life. But be reminded that a revived battery may not work at full capacity anymore, so it’s best to have it checked as soon as you get back from your off-roading trip.

As for reviving a dead ATV battery, there are a few ways and they’re pretty much the same way as you would a dead car battery, shares premier Powersports Lifetime Battery Program provider Torque Group. The most common and go-to way to revive a dead battery is to jumpstart it. Here’s how:

Jumpstarting a dead battery

Jumpstarting your ATV basically involves another ATV, but one with a working battery. You connect the good battery with the dead battery with cables (a red cable and a black cable), and then you let the good battery start first and sit idle for a couple of minutes to warm it up. After a while, start the ATV with the dead battery. Once you have your ATV running, disconnect the batteries by removing the red cable first and then the black one from the revived battery. Do the same with the good battery, removing the red cable wire first.

If there are no other ATVs around, you could still jumpstart your ATV with a car. Bear in mind, however, that a car battery is way stronger than an ATV battery, which means you could potentially “fry” your ATV battery if you turn on the car battery. What you should do instead is to leave the car off and only turn on your ATV. Once your dead battery is revived, disconnect the cables from both batteries following the same procedure mentioned above.

If the problem was the battery, you shouldn’t run into any issues jumpstarting your ATV. If it doesn’t start, however, there could be other problems that caused the ATV to stop running. Contact your trusted mechanic immediately to have it checked.

Torque Group Powersports Lifetime Battery Program

If you want a battery replacement coverage for the lifetime of ownership with a quick claims process for your customers, talk to Torque Group about the Powersports Lifetime Battery Program. You may reach them at (800) 859-0590. Eager to get started? Sign Up today.

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Powersports Battery Replacement Program: Financial Coverage for the Most Overlooked Vehicle Component

Thu, 18 Jul 2024 08:05:00 GMT

Powersports vehicles like an ATV or UTV are generally used for recreational activities, which is mostly off-roading expeditions. What this translates to is the vehicle being used under rougher conditions compared to on-road vehicles. This is why add-ons like a Powersports Battery Replacement Program and other similar plans are essential to vehicle ownership.

Financial security for the most overlooked vehicle component

Usually, customers buying a powersports vehicle focus on add-ons that they feel they might need sooner than later, which means they mostly focus on add-ons that cover mechanical parts and the tires and wheels. Why is this the prevalent buying behavior? Because customers focus on those parts that they know will be subjected to extreme use and abuse. So the usual add-ons they purchase together with the vehicle are the extended service contracts, tire and wheel protection, and total loss protection.

Powersports Battery Replacement Program

ATV batteries usually need to be replaced every two to three years, which is probably why vehicle owners think they don’t need a batter replacement plan. They figure they’ll have the money for it when the time comes. This is not a sound financial decision because for one thing, financial situations can change in an instant. For your peace of mind, purchase a battery replacement plan so you’ll have this future expense covered.

Actually, any vehicle part that needs to be routinely changed after a certain mileage has been reached or has been used for a number of years should be considered for an F&I contract. This makes vehicle ownership much more enjoyable because you know that no matter what happens and regardless of your financial situation, you’ve got parts and services covered already. This is the convenience of a prepaid F&I product.

Torque Group Powersports Battery Replacement Program

Torque Group’s Lifetime Battery Program is one of the most comprehensive and consumer-friendly programs available today. The contract will be in effect for the lifetime of ownership, which means your contract has no expiration date for the duration of your ownership.

If you need to have the battery replaced, you can simply go to any powersports dealership to get your replacement. After your claim has been processed, you can receive the battery payment within 20 to 30 minutes. This ensures that your budget won’t be affected by the purchase.

For your peace of mind, get your Powersports Battery Replacement Program now. Feel free to call (800) 859-0590 for questions or inquiries. You may also contact Torque Group here .

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Powersports F&I Training Solutions for Managers Enhance the Buying Experience

Thu, 11 Jul 2024 07:26:00 GMT

F&I solutions are part of a dealership’s operations. These products make it possible for a customer to drive home their preferred vehicle and make ownership a smooth ride. But the success of this department depends on the F&I Manager and their team. Powersports F&I Training Solutions equip the dealership’s F&I team with the right knowledge and skills so that every customer who walks in will leave the dealership happy and satisfied. They feel proud for having struck a good deal with you.

Powersports F&I Training Solutions

Dealerships that focus on powersports vehicles like ATVs and UTVs, on-road and off-road motorcycles, snowmobiles, jet skis, boats and other recreational vehicles have unique needs because their business targets a specific audience. With that said, their F&I solutions are likewise different from those offered by regular dealerships. This is why F&I Managers for powersports dealerships need to highly skilled and knowledgeable where financing for powersports enthusiasts is concerned.

With Torque Group’s F&I Training Solutions, F&I Managers will learn all about the latest strategies and techniques that will boost their performance, improve their knowledge and skills, empower, motivate, and give them that extra edge to close more deals and increase the dealership’s profitability.

F&I Managers don’t only have to have a strong sales acumen, but they must also have an in-depth knowledge of the world of finance. They must have a deep understanding of the financing tools and solutions they offer, so they can provide each buyer with a customized financing plan that is the right fit for their lifestyle and financial situation.

Additionally, they must be up to date with the latest financing regulations in their area so as not to violate any law in their desire to provide the best assistance to their customers.

Torque Group Powersports F&I Training Solutions

Torque Group’s Powersports F&I Training Solutions are designed to improve your dealership’s revenue of F&I products. Understanding the challenges that F&I Managers deal with on a day-to-day basis, they developed training modules that will equip F&I Managers and teams with the right skills and knowledge to improve the profitability of their F&I department, among other things.

Update your F&I team’s knowledge and skills; sign them up for F&I training today. Torque-Group is the leading F&I Solutions provider in the country, which is why they are the best training provider for your F&I team. They have a deep knowledge and understanding of F&I and how this affects your business.

Feel free to call (800) 859-0590 for questions or inquiries. Eager to get started? Sign Up today.

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Is Dealership Reinsurance Good for Business?

Thu, 04 Jul 2024 07:26:00 GMT

In a world of evolving consumer behavior, market fluctuations, and local and global economic challenges, businesses must always be on their toes to keep up with the changing times. And they must always think of ways of maintaining and increasing their profitability. For dealerships, a dealership reinsurance company provides an innovative way of increasing profitability and maintaining their growth trajectory year-on-year.

As for the question whether it is good for business, the answer is yes. A dealership reinsurance is good for business for the flexibility it offers.

Dealership reinsurance gives you the flexibility of customizing each F&I product you offer.

Some might argue that F&I solutions providers customize their products according to the dealership’s needs and requirements. To some extent yes, but they do so up to a certain point only, or within a specified boundary . With a dealership-owned reinsurance company, the dealership is given 100% control of the contracts and programs they offer, which means they can fully customize each one according to their customer’s specific needs.

Dealerships get to decide the parameters for each claim, which makes it easier for customers to request for a claim and get reimbursed for repairs or parts replacement. In a typical dealership-third party provider relationship, claims are sometimes denied because of some technicality, which of course, takes the customer by surprise. Imagine being given the assurance of financial coverage only to be denied it in the end. This is the fastest way to lose a customer.

Dealership reinsurance gives you the flexibility of diversifying your portfolio or expanding the business.

With the premiums paid to the dealership-owned reinsurance company, they now have liquid cash they can use however they want. You may decide to invest the money in equities, or you could also expand the business through additional product offerings or establishing a second branch. The point is you have that extra cash on hand to utilize however you want to maximize your reinsurance company’s and/or dealership’s profitability.

Bear in mind, however, that the profitability of your reinsurance company will not be immediately apparent. You will have to wait some time to experience growth in this area of the business.

Contact Torque Group today to learn how to establish your own dealership reinsurance company

Do you have more questions about dealership reinsurance? Or do you wish to establish your own reinsurance company right away? Feel free to call Torque-Group at (800) 859-0590 to discuss your needs and requirements. Want to start right now? Sign Up today.

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Powersports Extended Service Companies: Which One is For You?

Thu, 04 Jul 2024 07:24:00 GMT

Dealerships make most of their profit from repeat customers; those who come in for routine service and maintenance, repairs, oil change, and other such services. F&I products like extended service contracts, battery replacement, tire and wheel coverage, and other similar programs are but one way to encourage repeat business. Powersports extended service companies usually offer a suite of F&I solutions to dealerships to provide additional services to their buyers.

From extended service contracts to total loss protection, tire and wheel programs to lifetime battery replacement, these contracts offered by F&I solutions providers promise to enhance your customer’s ownership experience. Here comes the tricky part, which of the powersports extended service companies that approach you truly have your, and your customers’, best interests at heart? Here are a few ways to help you vet the “candidates:”

1. They must understand your customers’ needs, first and foremost.

A powersports vehicle is vastly different from regular car or vehicle, primarily for the way they are built and used. As you know, powersports vehicles like an ATV, UTV, dirt bike, snowmobile, or even a jet ski, are used for recreational activities, which means they are subjected to more “abuse,” so to speak. This also means they are more prone to breaking down and may need more and frequent repairs than the average car or vehicle.

2. They must be flexible enough to accommodate your needs as well as your customers’ needs.

For F&I solutions to truly work for you, they must be able to fulfill the dealership’s and the customer’s needs. To put it another way, powersports extended service companies must be able to provide you with products that benefit both you and your customers at the same time, with every product offered you.

You could say it should be a three-way benefit: It benefits the provider. It benefits the dealership. And it benefits the customers. Any other way wouldn’t work at all.

3. The provider must always be available for assistance.

Sometimes, F&I solutions providers become hard to reach once the deal is signed. They have poor after-sales support, and you wouldn’t want to partner with someone like this because you risk receiving the ire of your customers, which could eventually lead to losing them over something that isn’t directly your doing.

The bottom line is, you must make sure to do your due diligence when it comes choosing the best F&I provider for you from among the many powersports extended service companies that approach you.

Torque-Group is the leading F&I Solutions provider in the country. You may reach them at (800) 859-0590 for questions or inquiries. Can’t wait to get started? Sign Up today.

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How to Maximize Reinsurance Profitability

Tue, 02 Jul 2024 14:58:00 GMT

Dealerships generally earn from their service and repairs offerings as well as vehicle sales. They also earn a small commission from the F&I products they are offering from a third-party provider. This is where an income potential is wasted. With a reinsurance company under your dealership, the premiums paid by your customers go to you instead of to the third-party provider.

Briefly, here’s how reinsurance works. An F&I provider offers you a program that basically allows you to establish your own reinsurance company. This gives you more control over the F&I products that you offer, including how each one is executed or applied, and how claims are approved and processed.

This also increases your profits as the premiums paid by your customers will now go directly to your reinsurance company instead of to the third-party F&I provider. You can then use a portion of the premiums you receive to expand your dealership, either through offering more powersports vehicles or opening a new branch. You can also invest the money in equities. The point is you have cash now at your disposal that you can use any way you want to increase your income.

Maximizing the profit potential of your reinsurance business

Apart from investing in equities or expanding the business, there are other ways to increase your profits through reinsurance, foremost of which is through the F&I products that you offer. Now that you’ve seen how much money is put into the reinsurance business through premiums, you can finally see how much of those premiums you were missing out on when you were simply a reseller of these F&I products.

On that note, you would want to offer more of these F&I products to your customers, including walk-in customers looking to get additional coverage for their powersports vehicle not necessarily bought from your dealership.

It’s important to remember, however, that profits from your reinsurance business aren’t as immediate as profits from the sales of vehicles, and repairs and services payments. For one, you will have to wait for the F&I contracts to mature first before you can actually see how much you earned from the premiums. And secondly, equity investments are not your usual instant moneymaking tool. As for your business expansion, you will also have to wait a little while to realize your ROI.

But, if you can wait, then you will see that a reinsurance business can actually help you stay profitable even when sales are down.

Increase your profits by establishing your own reinsurance company. Ask us about it today! You may reach Torque-Group at (800) 859-0590. Eager to get started? Sign Up today.

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Why Choose Torque Group’s Powersports Battery Replacement Program

Wed, 22 May 2024 15:03:00 GMT

Batteries are one of the most neglected and overlooked components of a vehicle, whether it’s a powersports machine like an ATV or a regular on-road car like a four-door sedan. Attention is only given when the battery starts acting up. If you own an ATV or UTV, a Powersports Battery Replacement program will put your mind at ease as you know you have a readily available coverage for emergency or unscheduled battery replacement.

Torque Group Powersports Battery Replacement

If you own an ATV, UTV, or other Powersports vehicle and you’re looking to purchase a battery replacement plan, know that each provider or dealership has their own inclusions and terms. We recommend therefore that you shop around first before buying your battery replacement plan.

Torque Group remains the go-to provider of F&I solutions, including batter replacement programs, of dealerships in the United States because they offer some of the most competitive and comprehensive service and maintenance programs in the industry today.

Briefly, these are what you can expect from Torque Group’s battery replacement plan:

Apart from lifetime coverage, what customers appreciate the most about Torque Group’s Lifetime Battery Program is the hassle-free processing and payment of claims. This ensures their budget won’t be affected at all by the emergency purchase of the battery because they will immediately be reimbursed for it.

Do you own a dealership? Then this battery replacement program is the right choice for your customers. With this program, you encourage customer loyalty as you are providing them with a plan that takes care of a future need, which translates to helping them have a hassle-free and enjoyable ownership experience.

You also increase profits for your F&I, and parts and service departments. Additionally, visits from customers to your dealership for their battery replacement offer you opportunities for customer engagement, which helps build a lasting and mutually-beneficial relationship with them.

As you can see, a Powersports Battery Replacement program isn’t merely an add-on that you offer customers; it’s a tool that will help you build strong relationships with your customers, both old and new.

Contact Torque Group today

Are you eager to offer Torque Group’s Powersports Battery Replacement program at your dealership? Please feel free to call Torque-Group at (800) 859-0590. You may also send an email at info@torque-group.com for more information.

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Powersports F&I Training Equips Teams with the Right Skills to Boost Sales

Wed, 15 May 2024 15:00:00 GMT

Powersports dealerships offer F&I solutions to their customers to enhance their ownership experience. Sometimes, however, powersports vehicle owners hesitate to even consider any of these F&I solutions because the benefits weren’t explained enough to them. This is why Powersports F&I Training is critical to the success of a dealership’s F&I department.

What can F&I teams learn at a Powersports F&I Training seminar?

In a nutshell, your dealership’s F&I personnel, from the manager to the assistant and consultants, will learn how to effectively communicate to the customer what each of your F&I products offers in such a way that they will see the benefits of purchasing certain coverages to make ownership easier and more enjoyable.

F&I personnel must know everything there is to know about each of your contracts and add-ons, down to the smallest detail, as this will show your confidence in the products that you offer. They must be prompt at answering every question, and answers must be truthful and accurate.

On that note, here are a few of the skills that every member of your F&I team must possess:

These are the basic skills that every member of your F&I team must possess. The F&I Manager, on top of these skills, must also know how to manage a team, assess a customer’s financial capacity and thereby choose a financing and insurance package that is the right fit for them, and must also be knowledgeable with financial compliance.

A Powersports F&I Training course will help your team develop and enhance these skills.

Torque Group F&I Training

Torque Group offers F&I training courses that will help you close more deals and maximize your profit margin through the latest strategies, techniques and best practices in the industry. Participants will learn from industry experts and leaders, and will also be given the opportunity to network with other professionals in the field.

Topics covered in Torque Group’s F&I trainings include the following:

Contact Torque Group today!</strong

Do you have more questions about Powersports F&I Training? You may reach Torque-Group at (800) 859-0590. You may also send an email at info@torque-group.com for more information on training schedules and other pertinent details.

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Don’t Underestimate the Importance of Powersports Extended Service Contracts

Thu, 02 May 2024 14:58:00 GMT

ATV and UTV owners know the stress and pressure their vehicles go through every time they’re being used. Vehicle owners also know that sometimes, parts break down through no fault of their own. This is why powersports extended service contracts are important. Basically, these contracts take over once your manufacturer’s warranty expires.

Why vehicle owners need powersports extended service contracts

Extended service contracts offer an extra layer of protection for any type of vehicle but more so for powersports vehicles like ATVs, UTVs, dirt bikes, and so on. Why? Because powersports vehicles are generally used in rough conditions, which means they’re usually driven on rough terrains and they are subjected to abuse that no regular vehicle undergoes.

A manufacturer’s warranty covers repairs and replacements on factory installed parts that are faulty or defective. And usually, a manufacturer’s coverage expires within a certain number of years or when a certain mileage is reached, whichever comes first.

An extended service contract basically covers the same, with a few additions or exceptions depending on the provider.

Why do you need it then when it covers the same parts and repairs? Because usually, symptoms of a defective or faulty part do not show up until you’ve had the vehicle for a few years, which means you may experience a faulty part when the manufacturer’s coverage has lapsed. You will then need to shoulder the cost of the repairs and/or parts replacement.

For your peace of mind, purchase this add-on when your dealership offers it to you.

Powersports extended service contracts: The difference is in the provider

Dealerships offer several add-ons to their customers, from extended service contracts to maintenance programs, battery replacement, and so on. These contracts and programs differ from one dealership to the next. Vehicle owners should therefore perform their due diligence. Find out who the provider is for these contracts and programs. Knowing the reputation of the provider will give you a clue on whether or not the contract being offered to you is worth your money.

Other than coverage and coverage stipulations, you should check the following details as well:

To give you an example, Torque Group’s claim process is one of the easiest and fastest in the industry. Claims are paid within 24 hours of work completion. $0 deductible on new and $25 deductible on used vehicles. Vehicles can be brought to any repair shop in the country provided it has a licensed mechanic and the parts needed are on-hand.

Do you own a dealership? Elevate your customer’s ownership experience with Torque Group’s powersports extended service contracts. You may reach Torque-Group at (800) 859-0590. Eager to get started? Sign Up today.

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Tire and Wheel Protection Program for Damage Due to Road Hazards

Tue, 19 Mar 2024 08:24:00 GMT

New tires usually come with a manufacturer’s or factory warranty but the coverage is typically limited to a defective tire, which you can return or have exchanged within a limited timeframe, up to 60 days from the date of purchase for most tire manufacturers. A tire and wheel protection program will give you an added layer of protection as it covers tire replacement if it gets damaged due to a road hazard.

Powersports tire and wheel protection program

Owners of power sports vehicles, whether it may be an ATV, UTV, or dirt bike, know that their tires are exposed to harsher conditions compared to on-road vehicles, which is why a tire and wheel program that covers unexpected or untimely tire replacements is a must. It should be regarded as a normal part of vehicle ownership.

Tire and wheel coverage with road hazard

Potholes, debris, shards of glass, and nails are some of the common road hazards that damage tires. Sometimes, the damage is too deep or extensive that repairing the tire isn’t recommended anymore for the driver’s safety. Tires get damaged from road hazards all the time, and if you’ve been a long-time vehicle owner, you know this to be true. Therefore, a tire and wheel protection program with road hazard protection is a non-negotiable part of ownership.

For this unexpected expense, your tire and wheel protection program will cover the cost of replacement with minimal to zero deductible, depending on the terms of your contract.

To give you an idea of how a tire and wheel protection program works, below are a few details about Torque Group’s Tire and Wheel Plus with Road Hazard protection for two and three-wheel motorcycles. The coverage includes the following:

Vehicle owners particularly appreciate the availability of 24/7 roadside assistance as they don’t have to worry about contacting a towing company to have their vehicle towed to the nearest repair shop to check their tires.

Contact Torque Group today for the best F&I products in the industry

Do you wish to learn more about Torque Group’s tire and wheel protection program and how this can benefit your customers and dealership? Do you want to learn more about F&I products for your dealership? Feel free to contact Torque Group at (800) 859-0590.

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Understanding Powersports Extended Service: Prices, Coverage, Terms, and More

Tue, 12 Mar 2024 08:23:00 GMT

New vehicles come with a manufacturer’s warranty or factory warranty, which covers mechanical or internal failures for factory-installed parts. This coverage is usually valid for up to one year from the date of purchase. Once it expires, you will pay for repair costs yourself. Here, you will learn about Powersports extended service prices , coverage, and terms, among other things. You will also learn about why it’s important for you to have this coverage if you frequently go off-roading on your ATV or other Powersports vehicle.

Powersports extended service prices

Prices for Powersports extended service contracts generally range from $1,000 to $1,600, depending on the coverage terms and inclusions. There are also extensive extended service contracts that could cost up to $3,000 but the cost depends on what parts, repairs, and replacements are covered. It also depends on the current labor cost at the time of coverage purchase.

But whether Powersports extended service prices start at $1,000 or $3,000, you will find an extended service contract worth your money if you frequently use your Powersports vehicle, subjecting it to constant abuse and exposure to various conditions, and you plan on keeping it for many years, perhaps even passing it down to your kids someday.

Powersports extended service contract coverage and terms

The main purpose of an extended service program is to provide vehicle owners with coverage once their factory or manufacturer’s warranty expires. Basically, what you will be getting is coverage for practically the same parts, repairs, and replacements included in your manufacturer’s warranty. However, extended service contracts go beyond the terms of a factory warranty, which means more parts or services may be included on top of the basic terms and coverage.

This is where vehicle owners, and even dealerships, must be discerning. Pay careful attention to the terms and coverage stipulations/eligibilities included in your extended service contract. It’s important that you understand every inclusion and stipulation down to the last detail, so you won’t encounter any problems when the time comes for the service of the covered vehicle.

Extended service contracts are offered for new and certified pre-owned vehicles.

Some of the terms that you should check in your extended service contract are the following:

Do you own a dealership? Find out how Torque Group’s Powersports Extended Service Program can help you retain customers, improve customer satisfaction, and motivate loyalty to your dealership. Please feel free to contact Torque Group at (800) 859-0590.

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Powersports GAP 150: Financial Protection Against Motorcycle Theft

Tue, 05 Mar 2024 09:22:00 GMT

In the U.S., an estimated 9 million motorcycle units were registered in 2021, making it one of the most widely purchased vehicles in the country. It is also one of the most widely stolen vehicles in the U.S. In 2020, it was estimated that 53,000 units were stolen. Powersports GAP 150 is a program designed to help ease the burden of motorcycle theft or total vehicle loss.

How motorcycle owners benefit from Powersports GAP 150

To understand how one could benefit from this type of protection program, one must first know what it is and how it works. Torque Group’s GAP 150 Powersports vehicles, which coverage includes motorcycles, is designed to protect the owner against financial losses in the event that the vehicle damage amounts to a total loss.

Total loss, in this case, can be either of the two: 1) that the vehicle was damaged beyond repair or the repair cost exceeds its insured value; or 2) that the vehicle was stolen and declared irrecoverable.

Without some form of financial protection in place, the vehicle owner usually still needs to pay the dealership the balance of their loan even if the vehicle is no longer in their possession. You could say that this burden does nothing but magnify the loss even more.

With a financial protection program like Torque Group’s Powersports GAP 150, your hard-earned cash is protected in case of total vehicle loss because the program will cover the difference between your loan balance and the vehicle’s actual cash value. Without such coverage, you will have to pay the difference out-of-pocket while you’re still reeling from your loss. It’s a situation you would want to avoid at all costs. GAP 150 is a program designed for motorcycle owners like you.

Basically, motorcycle owners as well as owners of other Powersports vehicles benefit from GAP 150 through the following:

Do you want peace of mind? Do you want to be able to fully enjoy your motorcycle without financial worries in case of total loss? If so, Powersports GAP 150 is for you. For questions or inquiries on GAP 150 or other F&I products, please feel free to contact Torque Group at (800) 859-0590.

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What Makes Powersports Battery Replacement Coverage Worth Your Money?

Tue, 27 Feb 2024 09:21:00 GMT

If you own a quad or ATV, it’s important to have all its mechanical parts and other components working properly all the time, particularly when you’re out on an off-roading adventure. An often overlooked component is the battery. For your peace of mind, purchase a Powersports battery replacement coverage so you won’t have to shoulder this unexpected expense in case your battery dies and you need it to be immediately replaced.

There are various reasons why an ATV battery may suddenly conk out on you. From the battery not being used for a long time, to low battery fluids and a corroded cable, these reasons may not necessarily mean that your battery needs to be replaced. A few troubleshooting techniques might do the trick.

However, if troubleshooting doesn’t resolve the issue, then you know the only other option is a battery replacement. This is the time to thank yourself for purchasing a Powersports battery replacement coverage when you did.

Is Powersports battery replacement coverage worth your money?

Not all battery coverage programs offered to you are worth your money. Some may even be just the opposite: a waste of your hard-earned cash. To make your battery coverage truly worth your while and your money, find a provider or dealer that offers “lifetime” coverage. Lifetime is the key to getting your money’s worth.

To give you an idea, consider Torque Group’s Lifetime Battery Program. This battery coverage plan is valid for the entire lifetime of your ownership of a qualified Powersports vehicle. With this battery coverage, you get to enjoy the following benefits:

As you can see, the lifetime in the coverage makes all the difference. Your ATV battery can be replaced at a moment’s notice whenever needed for your lifetime of ownership, which means you’re covered for years.

Do you want to purchase a Powersports battery replacement coverage? Go to your nearest power sports dealership. If you own a dealership and you would like to include this amazing product in your after-sales offerings, please feel free to contact Torque Group at (800) 859-0590.

The post What Makes Powersports Battery Replacement Coverage Worth Your Money? appeared first on Torque Group .

Ways Dealership Scheduled Services May Benefit Your Customers

Wed, 14 Feb 2024 17:15:00 GMT

Vehicles need to be serviced regularly to keep them in good running condition. Scheduled maintenance checks likewise allow vehicle owners to see if there are damaged mechanical components and/or other parts that need to be repaired or replaced. Dealership scheduled services are a good idea because their future service maintenance checks are already covered, which means they can have their vehicle serviced even if they are low on budget. In other words, this type of service guarantees that your vehicle won’t need to skip its maintenance checks because the owner is short on cash.

Other ways customers benefit from dealership scheduled services

When it comes to scheduled maintenance, owners are usually torn between going to the dealership where they bought their vehicle or going to an independent mechanic. The choice usually boils down to which is cheaper. Long-time vehicle owners know that cheap doesn’t always mean getting a good deal. Cheap often translates to poor service quality.

Here are other ways customers benefit from having their vehicle serviced at the dealership:

Additionally, when you get your vehicle serviced at the dealership and issues are found, rest assured, you will be getting authentic OEM parts if you decide to have the vehicle repaired at the same dealership as well.

As you can see, there are more benefits that customers can enjoy when they have their routine maintenance service at your dealership, which is why you should look for an F&I Solutions provider that has both your and your customers’ best interests at heart.

Torque Group F&I Solutions

Torque Group is the leading provider of F&I Solutions to dealerships in the country. Having been in the industry for over 15 years, they have the experience and expertise to provide you and your customers with service plans and programs that best fit both your needs and goals.

To discuss your dealership’s requirements, please feel free to contact Torque Group. You may also call (800) 859-0590.

The post Ways Dealership Scheduled Services May Benefit Your Customers appeared first on Torque Group .

Tire and Wheel Coverage for On-road Motorcycles

Thu, 08 Feb 2024 17:11:00 GMT

On-road motorcycle tires and wheels may not be subjected to harsh conditions as much as an off-road bike, but they are still prone to damage either from wear and tear, improper usage and storage, or other reasons. Torque Group’s tire and wheel coverage for on-road motorcycles will give your customer peace of mind, knowing the most commonly replaced yet often neglected part of their vehicle has coverage for unexpected replacements.

What are included in a tire and wheel coverage for on-road motorcycles?

Inclusions and coverage specifications differ from one provider to the next, so both dealerships and customers must take the time to carefully study the coverage contract to know exactly the eligible reasons for a free replacement.

As mentioned, tires and wheels get damaged for a number of reasons, and these reasons are what you should pay attention to when looking over your tire and wheel contract. If the contract specifically states tire and wheel coverage for damages caused by road hazards, then these are the specific terms or conditions of the contract.

On-road hazards that could damage motorcycle tires are usually nails, shards of glass, sharp objects, and debris. Sometimes, these puncture the tires to the point that a replacement becomes the safer choice than repairs. When this unexpected situation occurs, your tire and wheel protection plan will pay for the replacement. That’s peace of mind you didn’t know you needed until you found yourself in this situation.

To give you an idea of what you can expect from this type of coverage, below is Torque Group’s coverage inclusions:

Again, depending on the provider, your tire and wheel plan may or may not have all or some of these inclusions. Discuss your options with the dealership, so you’ll know for sure whether or not the one being offered to you is worth your money.

For the reader’s information, Torque Group tire and wheel coverage is the preferred choice of dealerships in the country not only because of the inclusions but also because claims are processed immediately and generally paid within 20 to 30 minutes to ensure customers won’t be short on cash.

Got more questions? Please feel free to contact Torque Group for questions or inquiries. You may also call (800) 859-0590.

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Powersports Extended Service Cost: Is It Worth It?

Sun, 28 Jan 2024 17:09:00 GMT

Dealerships offer products like tire and wheel protection, battery replacement, dealership maintenance, and extended service contracts as part of their after-sales customer support service. However not all customers are open to the idea of these additional purchases as they believe these are more expensive than on-the-spot payments for repairs. Powersports extended service cost averages between $1,000 and $1,600 depending on such factors as the type of vehicle and whether it is a brand new or a certified pre-owned vehicle, among other things.

What is a Powersports extended service contract?

Powersports extended service contracts are designed to provide owners with coverage when their manufacturer’s warranty has expired. Factory-installed mechanical parts do break down over time, but sometimes these break down too early on in the ownership without warning and are completely unexpected. But whether the mechanical malfunction is due to wear and tear or a factory defect, your manufacturer’s warranty will take care of the costs of repairs and/or replacement.

What happens when you’re no longer covered, and you experience a mechanical breakdown? This is where a Powersports extended service contract will come in handy. Some customers even say it’s become their lifesaver.

Should you get one?

For a lot of customers, their issue isn’t about the coverage itself, whether it’s good service or not, but the Powersports extended service cost. Is it worth it? Those who have used their extended service contract will tell you that yes, the cost is worth it because you get so much more in return.

Say you suddenly need a new transmission, and the shop told you it could cost you about $1,000 or more. This right here already gives you value for money about the Powersports extended service cost you paid the dealership. If you include other mechanical repairs or replacements that could also cost you several hundred dollars, you’d be getting much more than what you paid for.

Some vehicle owners skip extended service contracts because they believe they won’t run into costly repairs sometime in the future. This mistake would prove to be a costly error on their part.

Offer the best Powersports extended service contract to your customers; contact Torque Group today.

What types of Powersports vehicles does your dealership offer? What after-sales services do you offer your customers? Give them the best after-sales support with Torque Group’s F&I solutions. Please feel free to contact Torque Group for questions or inquiries. You may also call (800) 859-0590.

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Powersports GAP Eases the Pain and Burden of Total Vehicle Loss

Wed, 17 Jan 2024 17:07:00 GMT

Vehicle owners know they could easily lose their car, truck, or other vehicle at any given time. Losing one’s vehicle happens for several reasons, but the most common are damage from an accident and theft. When you’re grieving the loss of your vehicle, Powersports GAP steps in to ease your burden. Here’s how…

What is Powersports GAP and how does it work?

Briefly, Powersports Guaranteed Asset Protection or GAP is coverage offered by dealerships to protect vehicle owners against financial losses should they lose their Powersports vehicle through the following:

Now, you might think that a vehicle is determined as a total loss frees you from your loan payments to the dealership, but you’re not. This is a common misconception among new vehicle owners, which is perhaps why they dilly-dally with their decision on whether or not to secure Powersports GAP coverage. In truth, you will still need to fulfill your obligations to the dealership despite the vehicle not being in your possession anymore.

If the total loss was caused by an accident, the situation will all the more be distressing as you’ll be dealing with losing your vehicle while also reeling from your injuries from the accident. This is where Powersports GAP steps in to ease the pain and burden of losing a vehicle you haven’t even fully paid for yet.

Basically, Powersports GAP covers the difference between your loan balance and the vehicle’s actual cash value (ACV). This offers you comfort knowing you won’t also be adding financial losses to everything you’re already dealing with.

This protection offers you peace of mind as well, which in turn gives you more reason to enjoy riding the trails on your powersports vehicle, because you know no matter what happens, you’re covered.

Now, the terms of this type of protection vary from one provider to the next, or from one dealership to another, so make sure to check the details at the dealership of your choice before agreeing to purchase the total loss coverage.

Is there anything else you wish to learn about Powersports GAP? Or do you want to learn more about other F&I solutions that Torque Group offers? Please feel free to contact them for questions or inquiries. You may also call (800) 859-0590.

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Powersports Dealership Maintenance Program: After Sales Customer Service

Fri, 05 Jan 2024 17:04:00 GMT

Powersports vehicles like two and three-wheel motorcycles need more service and maintenance checks compared to their on-road counterparts, which is why dealerships offer such programs as a powersports dealership maintenance program to help facilitate routine maintenance service, which takes a load off the owner’s shoulders as they won’t have to worry about this future expense given their coverage.

How a powersports dealership maintenance program benefits vehicle owners

The benefits of such a program depend on the dealership and the provider, but in general, the program eases vehicle ownership through the following:

How a powersports dealership maintenance program benefits dealerships

First off, dealerships must look for a provider that allows them to customize this program to fit their customers’ needs. This is the first thing they need to check if they are to benefit from this program truly. Here are other ways dealerships benefit from service maintenance programs:

For dealerships, these programs and other similar contracts, are a great way to take care of customers long after they’ve purchased the vehicle. These programs encourage brand recall, which means your dealership will always be your customers’ top-of-mind choice for the products and services that you offer.

Depending on the provider, a powersports dealership maintenance program may offer coverage for up to 48 months, with routine service maintenance checks scheduled at specific intervals.

Learn more about the benefits of dealership maintenance programs for powersports vehicles, contact Torque Group today. For more questions about dealership maintenance products, or to inquire about other F&I solutions, please feel free to contact . You may call (800) 859-0590.

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Powersports Tire and Wheel Protection: When to Have Your Tires Checked

Wed, 27 Dec 2023 17:02:00 GMT

It is understood that every part or component of a vehicle is crucial to the driver’s safety. Now, if the vehicle is used for off-roading adventures, ensuring that every component of the vehicle is functioning as it should become even more crucial to one’s safety. Such programs as powersports tire and wheel protection , extended service contracts, and other similar products were specifically developed to ensure that powersports vehicles are always off-road worthy.

Are you a first-time owner of a powersports vehicle? Here are some signs that indicate it may be time to have your wheel and tire checked:

Uneven signs of wear and tear

If your tire’s wear and tear signs are uneven, that is, one side looks more worn out than the other, this could be an indication that your wheels are out of alignment. Check your wheels from the front and rear end views. Are they tilting outwardly (positive camber) or inwardly (negative camber)? The bottom line is, if they are leaning either way, away from the centerline, the wheels are misaligned.

Bring the vehicle to a shop to align your wheels.

Tires keep losing air

Initially, if you notice that your tires lose air when the temperature drops or when the temperature fluctuates, this isn’t necessarily something to be alarmed about. Typically, tires lose about 1 PSI for every ten-degree Fahrenheit drop in temperature.

But if you keep losing air, it could mean that your tire or wheel is damaged. You may have unknowingly driven over a nail, shards of glass, or other sharp objects that punctured your tire. In this case, you must have your tire(s) checked to have the puncture repaired, or if it’s not possible, replace the tire entirely.

Torque Group’s powersports tire and wheel protection program offers 24/7 roadside assistance, so you won’t have to worry about looking for a towing service and/or a mechanic to check and replace your tire(s).

Sometimes, however, something as simple as a missing valve cap is the reason why you’re losing air.

When you’re filling your tires with air, make sure to follow your user manual for the recommended pressure. Tires that are either overinflated or underinflated are a safety hazard.

What type of powersports tire and wheel protection is your dealership offering? Please feel free to contact Torque Group for questions or inquiries on tire and wheel protection and other F&I solutions for powersports vehicles. You may call (800) 859-0590.

The post Powersports Tire and Wheel Protection: When to Have Your Tires Checked appeared first on Torque Group .

Powersports Extended Service Contracts Elevate Dealership Customer Service

Wed, 20 Dec 2023 17:00:00 GMT

Powersports vehicles like ATVs, UVs and off-road motorcycles are more prone to damage risks compared to regular vehicles because they are exposed to harsher conditions, which means dirt roads, uphill climbs, and rugged terrain. And it is precisely for this reason that vehicle owners shouldn’t think twice about powersports extended service contracts .

What are extended service contracts?

These contracts kick into full gear once your manufacturer’s warranty has lapsed or expired. Powersports extended service contracts cover repairs and replacements for specific factory-installed parts. Vehicle parts covered depend on the specific terms of the contract. Labor, repair, and replacement costs will be covered by the contract, with minimal to zero out-of-pocket expense from the vehicle owner. Again, these terms depend on the specifications indicated in the contract.

Why dealerships should offer these types of service programs or contracts

If you own a dealership, you know that your level of customer service or how satisfied your customers are with their buying experience determines their future behavior where your store is concerned. Suffice it to say that a satisfied and happy customer will not hesitate to visit you again for another purchase or for services, parts, or accessories they may need. Also, a satisfied customer will gladly recommend your dealership to their friends and family. This means more business for you just by word of mouth.

This is why dealerships must always look for opportunities to elevate their customer support service.

Powersports extended service contracts and other F&I products

The buying process is critical to business, and dealerships know this, which is why most of their efforts are focused on this area of business. But for customers, it’s the after-sales service that could potentially make repeat customers out of them.

With F&I products like extended service contracts, battery replacement, tire and wheel coverage, and so on, dealerships are able to take care of customers outside the dealership. And customers highly appreciate this.

What dealerships must remember, however, is that not all F&I solutions offered them are the same, or have their best interests, as well as their customers’, at heart. The key is to partner with a provider that has a proven track record for providing the best powersports extended service contracts and other products to both the dealership and their customers.

Are you ready to elevate your customer service? Please feel free to contact Torque Group for questions or inquiries on extended service contracts and other F&I products. You may call (800) 859-0590.

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Powersports Extended Service Contract: More Off-roading Tips for Beginners

Thu, 02 Nov 2023 12:34:00 GMT

Any seasoned off-road driver will tell you never underestimate the power of your vehicle and overestimate your driving skills. This mistake could cost you your life. Torque Group, a leading provider of powersports extended service contract and other F&I solutions across the U.S. reminds dealerships and buyers alike to always put safety first every time they go out for a ride. Powersports vehicles like ATVs, dirt bikes, and UTVs are built differently, which means they are faster and more powerful compared to a regular car, motorcycle, or SUV. This is why safety should always be a priority for beginners and experienced drivers alike.

On that note, here are a few more off-roading tips for beginners:

1. Get to know your vehicle inside and out

It may seem obvious but not all owners of powersports vehicles, or any other type of vehicle for that matter, take the time to truly inspect and learn everything there is to know about their machine. Often, owners turn to the user’s manual only when they begin to experience issues with the vehicle. This is a mistake that has proven to be costly time and time again.

When you know your vehicle like the back of your hand, you will feel more confident driving it because now you know basic troubleshooting steps you can do should you experience a breakdown while you’re navigating the trail.

2. Have the vehicle regularly serviced

It goes without saying that a poorly maintained vehicle isn’t safe to use, particularly when navigating dirt and muddy roads. This is why every owner should make sure to have their vehicles serviced at regular intervals, according to recommendations by the manufacturer. It is also advised that vehicle owners purchase additional service and/or maintenance programs to ensure that whatever repairs or troubleshooting the vehicle needs, it can be done without delay.

Dealership add-ons like a powersports extended service contract, for instance, will cover repairs or parts replacements when the manufacturer’s warranty has lapsed. For the reader’s reference, Torque Group’s extended service contract allow owners to have their vehicle repaired at any repair shop in the U.S. for as long as they have a certified mechanic. This flexibility isn’t always offered and available from other F&I solutions providers.

3. Have the proper communication equipment

When you’re on the trails and you experience issues with your vehicle or you get into an accident, you would need immediate help and to be able to get that, you need the right communications tools. While cellphones are handy, they aren’t exactly the best communication tools when you’re off-roading. CB and radios, and satellite communication devices are among the equipment you can use. Choose one that is appropriate for the trail, considering its distance from base, and factors that could affect the signal.

Do you have more questions about powersports extended service contract and other similar programs? Please feel free to call Torque Group at (800) 859-0590.

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Dealership Maintenance Program: Dirt Bikes vs ATVs for Trail Riding

Fri, 27 Oct 2023 12:30:00 GMT

Choosing between an ATV and a dirt bike or trail bike isn’t as simple as deciding whether you want a four-wheel or a two-wheel off-roading vehicle or whether you’re going to be utilizing it as a working vehicle as well, notes leading powersports dealership maintenance program provider Torque Group. The decision-making process requires more than these factors if you were to get a vehicle that you will truly love and enjoy for many years.

First off, a dealership maintenance program is a prepaid plan that covers service maintenance of your powersports vehicle according to the terms of the plan.

ATV vs Dirt Bikes

Since your primary reason for buying a powersports vehicle is to ride down trails, your foremost consideration should therefore be which vehicle is ideal for trail riding for you . Understand that off-roading enthusiasts choose their vehicles based on their personal preference, which means that one is generally not always better than the other in terms of trail riding. On that note, here are a few factors for consideration in terms of trail riding:

1. Type of trail riding

What is your purpose for trail riding? Are you riding for leisure or are you after the adrenalin rush? If you’re more the recreational type of rider, then the ideal vehicle for you would be an ATV because it is easier to slow down and stop on an ATV if you want to enjoy the scenery or view. On a dirt bike, you generally have to be constantly moving. You can stop for a few minutes perhaps, without turning the engine off. On an ATV, you can keep the motor running and enjoy the view at the same time for as long as you like.

2. Riding skills

Trail riding on an ATV is what experts would generally suggest for beginners because this machine is easier to control and manage, and you wouldn’t have to worry about maintaining your balance since it has four wheels to support you in any riding or sitting position. Sharp turns are likewise easier to make on an ATV than a dirt bike, particularly if you’re a beginner. Sharp turns could cause your bike to skid if you miscalculate the turn.

3. Space

Last but not the least is space. Suffice it to say that a dirt bike has limited space compared to an ATV. If you were riding a new trail, having a map, emergency lights, tool kit, and other gear is important because you are riding on unfamiliar territory. You can easily load this on your ATV with still enough room to spare. On a dirt bike, there might not be enough room for all these.

Do you have more questions about Torque Group’s dealership maintenance program? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Extended Service Contract: Getting Ready for Your First ATV Competition

Fri, 20 Oct 2023 12:18:00 GMT

For beginner off-roaders, the ultimate goal is to join a competition at least once. There’s nothing more thrilling and fulfilling for an off roader than being able to complete a race, even a local race. Further, shares powersports extended service contract provider Torque Group, joining a competition and completing it regardless of whether you won or not, is a prestige that not a lot of riders can say they’ve done, so this in itself is already a trophy, in a manner of speaking.

For your reference, a powersports extended service contract is additional service usually offered by dealerships to their customers. This program covers parts repair and replacement when the vehicle’s manufacturer’s warranty has expired. This program is designed to help owners maintain their vehicle and at the same time, make ownership enjoyable and stress-free.

So you want to join an ATV race? Here’s what you need to know…

1. Know everything there is to know about the race

It’s not enough that you’re physically and mentally ready for ATV racing, or that you’re confident that your skills will be up for the challenge. You should know everything there is to know about ATV racing, particularly the race you’re joining, from the tracks to the rules. Knowing the rules is of utmost importance to avoid violations that could get you disqualified even before you hit the tracks. If you truly have your heart set on joining the race, know the rules for that specific race you signed up for.

2. Know your machine inside and out

You may already be familiar with your ATV but it wouldn’t hurt to go over everything one more time, putting particular attention on troubleshooting steps you can do should any of its parts of components give in while you’re in the middle of the race. This is of particular importance if you’re joining a cross-country race.

3. Choose a beginner competition

Since this is your first race, it would make sense to choose a competition that is appropriate for you. Usually, beginners join a trail race as the obstacles and tracks aren’t as challenging as those you would normally find in cross-country racing, desert racing, or hill climbing races.

4. Gear up

It goes without saying that you should have the proper gear for racing. This includes helmet, boots, gloves, goggles, long pants, and chest protector. And just as you have the proper gear, so should your ATV. Proper gear for your ATV generally include tools that will keep you safe while riding the trails such as tether cord, nerf bars, race number on the front and rear on your ATV, and others.

Want to learn more about powersports extended service contract? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Battery Replacement Coverage: Motocross for Beginners

Fri, 13 Oct 2023 12:17:00 GMT

Motocross is a sport that involves three things: a motorcycle or dirt bike, an off-road track, and the rider. But there’s more to it that these three things, shares powersports battery replacement coverage provider Torque Group. Briefly, a battery replacement pays for your vehicle’s battery replacement for the lifetime of ownership. Torque Group’s battery replacement program has no expiration on the term, with claims being paid within 20-30 minutes to ensure you won’t be out of budget.

If you own a powersports vehicle like an ATV, UTV, or dirt bike, it would greatly benefit you to have additional services that will make ownership easier and more enjoyable. Such programs as powersports battery replacement coverage, extended service contract , tire and wheel Protection , and more, are designed to help you properly maintain your vehicle.

Motocross Basics

If you’re serious about Motocross, the first thing you must take care of is your dirt bike. Choosing a model and design that is appropriate for your skill level is important as you’re still learning the basics of the sport. Once you’re more confident about your skills, you could upgrade to a more advanced machine.

Here are a few other things to consider:

1. Get the right gear

It might seem obvious but you might be surprised at how many riders take this for granted, thinking that any riding gear would suffice. This mistake puts them at greater risk for injuries and accidents. The right Motocross gear should always include a helmet, neck brace, chest protection, knee protection, gloves with a good grip, and sturdy boots.

2. Practice on a bike

One of the best ways to learn how to navigate a dirt track is on a mountain bike. A mountain bike is much easier to control than an actual dirt motorbike, and if you’ve never been on a dirt track before, this is a great way to get familiar with it.

3. Ride on a beginner track

When you’re ready to tackle a dirt track on your motorcycle, make sure to go to a beginner track first. This is designed specifically for your skill level to help you learn how to control your bike on a dirt track. Keep practicing on this track until you know your motorbike like the back of your hand, and you’re more confident navigating dirt tracks.

Also, if you have the resources, you could consider going to a Motocross school, so you can learn from the pros. They can give you tips and advice on how best to control your bike, go over obstacles on the tracks without falling, and so on.

Do you own a dealership? Are you interested in additional services for your customers like a powersports battery replacement coverage program? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Lifetime Battery Replacement Provider on Off-roading Etiquette

Tue, 15 Aug 2023 08:01:00 GMT

Torque Group, the leading provider of F&I Solutions for dealerships, which includes the Powersports Lifetime Battery Replacement program, shares that while off-roading offers a different kind of excitement, and drivers have a different set of skills compared to regular drivers, there are certain rules of etiquette that must be followed too much like with on-road or highway driving.

Torque Group’s Powersports Lifetime Battery Replacement program offers battery replacement for the lifetime of ownership. Claims are paid within 30 minutes of processing, so you won’t worry about being short on personal budget.

Off-road or off-highway etiquette

When you’re on the trails or tracks, it’s important to be mindful of other drivers as driving conditions on off-highway terrains are much more challenging compared to driving on a paved regular road or street. Since off-roading exposes all drivers to various safety risks, it would be to your, and everyone else’s, safety and benefit to practice proper decorum, so to speak, while driving off the highway.

General off-roading etiquette includes the following:

Stay on marked trails or tracks

It might be tempting to leave the trails especially if you are being lured by breathtaking views of the mountains or oceanside. You could be surrounded by protected wildlife, which is why a trail was made and marked. Veering off the trails could put these protected animals in danger. You could also be harming protected nature. Always stay on marked trails.

Know when to give way

If a faster driver behind you wants to pass, let them through. Do not obstruct their path as it could put both of you in danger as well. In relation to this, respect those who you know have the right of way. These could be hikers or bikers you meet along the way. Let them pass.

Clean as you go

Leave the place cleaner than you found it. Usually, off-road trails are located inside the premises of national parks or protected areas, so make sure to dispose your trash properly. Bring your own trash bags to put away your trash in before you leave. If you smoke, do not toss your cigarette butts anywhere on the trail and the premises. Remember that there could be wildlife roaming about the area at night, which means they could easily pick your trash and cigarette butt and ingest these, which could harm them.

Also, be respectful towards others. Be courteous and friendly. These things will make your experience more memorable and enjoyable. And it will make you look forward to another off-roading trip with the same group.

Is there anything else you wish to learn about Torque Group’s Powersports Lifetime Battery Replacement program? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Tire and Wheel Protection: ATV vs UTV Tires

Tue, 08 Aug 2023 08:00:00 GMT

One of the things that people commonly mistake about ATVS and UTVs is that the wheels and tires for each vehicle can be interchanged; that is, you can use ATV tires on a UTV and vice-versa. This is one misconception that puts the driver’s life in danger, says Powersports Tire and Wheel Protection provider Torque Group.

Powersports Tire and Wheel Protection is additional service that dealerships offer customers where they can have their tires, wheels, and/or rims replaced should these be damaged due to a road hazard, without any cost to them. Dealerships usually offer different tire and wheel protection programs for 4WDs, ATVs, UTVs, and two and three-wheel motorcycles. The cost for each plan likewise differs. Ask your dealership about them.

Why you shouldn’t use ATV tires on UTVs and vice-versa

Cars, in general, have unique specifications when it comes to parts or components, particularly mechanical parts. The same is true with vehicles designed for off-roads. These parts include tires and wheels. The most important reason why you should never interchange ATV tires with UTV tires or UTV tires with ATV tires is safety. Remember that each tire set was designed and developed with a specific vehicle in mind, primarily so the driver can easily control and maneuver the vehicle.

While it is easy to conclude that both tires can be used on both vehicles because they are basically similar in manufacturing process, treads, and even construction, they still have very distinct differences, so it’s best to choose a tire designed specifically for your vehicle.

Choosing a tire for your ATV or UTV

Veering away from the general definition of both types of tires, the more important question to ask yourself when choosing a tire is for what activity or purpose will you be using the tires? If you’re buying tires for off-roading activities on your ATV, then you should choose a type or design that is suitable for the general terrain you will be navigating. Will you be using the ATV mostly on dry land or will you be driving over sand dunes? Whatever your general activity, choose your tires accordingly.

The same goes with your UTV. Will you be mostly off-roading with it or will you be using it for chores around the farm? It’s important to know these things beforehand, so you can pick the tires that are the right fit for the vehicle’s general usage.

Do you have more questions about powersports tire and wheel protection? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Dealership Maintenance Program: Off-roading Basics

Tue, 01 Aug 2023 07:58:00 GMT

Every new off-roading enthusiast knows that the No. 1 rule in beginner off-roading is to never go on the tracks or rails on your own. For your safety, you should always go off-roading with a buddy. As for new owners of 4WDs, ATVs, UTVs, or motorcycle, a comprehensive powersports dealership maintenance program is a must.

If you own any powersports or off-roading vehicle, this maintenance program is actually one dealership add-on you shouldn’t think twice about. In a word, you should never be without a powersports dealership maintenance program because it could save you from more costly repairs in the future.

Now, since you’re new to off-roading, there are a few basic rules and safety tips you should take note to remember for two reasons. First, it could save your life or someone else’s. And secondly, it ensures you will have an exhilarating and enjoyable experience every time. On that note, here are a few off-roading basics to remember:

Always pack the right tools and equipment

Off-roading trails and tracks aren’t paved. They are muddy, rough, rocky, sloping, and so on. It’s common for drivers to be exposed to harsh driving conditions because this is what off-roading adventures are all about. With that said, you should always pack tools and equipment that can help you repair the vehicle, get it out of a ditch, or basically ensure it will get you to the end of the trail and back to safety.

These tools include a portable air compressor, a shovel, a spare tire, the right tools for changing the tire, a jack, and fire extinguisher, among others.

Know the right tires to use for each terrain

Different terrains need different tires for good traction and safe maneuvering. Understand the terrains that are ideal for beginners and know which tires to use for each one. For instance, if you’re be driving on mostly muddy terrain, then you’ll need tires designed for slick and muddy tracks. If you choose dry land, then all you need is a good set of standard tires.

During your routine inspection through your powersports dealership maintenance program, talk to the mechanic about where your tires have been and all that. They may have a few extra tips to keep your tires in good condition even while driving on rough terrain.

Pack a first aid kit as well. And remember to familiarize yourself with the terrain and track first before heading off to your off-roading adventure.

Want to learn more about dealership maintenance programs and other powersports add-ons? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Extended Service Contract: Off-roading Destinations Across the Seas

Tue, 25 Jul 2023 07:57:00 GMT

If you’re an off-roading enthusiast and you’ve exhausted all the tracks and trails in the country or perhaps you simply want a new adventure, maybe it’s time to consider an off-roading trip across the seas. Before you leave however, make sure your powersports extended service contract is still current and valid as the last thing you need when you come back from your trip is to learn that your ATV’s coverage has lapsed. Check with your provider before leaving the country. It’s important to keep your powersports extended service contract valid even if you won’t be using your vehicle for a while as it may need to be serviced to get it running properly once you get home.

Countries to visit for your next off-roading adventure

Seasoned off-roaders may have been to these destinations at some point. They may have even visited twice or maybe more. But for newbies looking for a different kind of thrill, these off-roading destinations are a must:

Namibia

If you’re confident that you possess advance skills in off-roading, and you want to push your skills to the limit, then your first out-of-the-country off-roading destination should be Namibia. This side of the country has some of the driest, with extremely harsh conditions, deserts you would ever come across. Check out the Namib Naukluft 4×4 Adventure Trail at the Namib-Naukluft National Park.

Morocco

If you’re the type of off-roader who enjoys being surprised, then you should definitely head to Morocco and sign-up for an off-roading adventure that starts from Erg Chigaga ad crosses all the way to the edge of the Sahara Desert. There are 4×4 adventures you can take, and you have the option to go on a guided tour where you will be driven by an expert off-roader or you can opt for a self-drive tour of this majestic desert withs its stunning sand dunes, which arguably, is considered the most popular and most exquisite desert in the world.

Australia

Last but not the least is Australia. Off-roading here will take you on different adventures as you can choose an off-roading expedition that will require you to cross creeks and drive through tough inland trails or you can choose a more scenic off-roading drive where you get to cruise along sandy beaches. Make sure that the beach you wish to explore allows drives on a 4×4. An important thing to keep in mind: driving on the sand dunes isn’t permitted.</p.

Torque Group Powersports Extended Service Contract

Once you ‘ve decided where you want to go, make sure to check with your provider the status of your extended service contract for your vehicle. You may also let them know you will be traveling and won’t be using your vehicle for a while, so it may need to be serviced and checked when you arrive.

Got questions about powersports extended service contract? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports GAP Total Loss Protection: Assistance in Case of Loss of Vehicle

Thu, 01 Jun 2023 10:38:00 GMT

If you took out a loan to pay for your powersports vehicle, it might be safe to assume that there are two things that worry you the most: making monthly payments and losing the vehicle for one reason or another. A Powersports GAP Total Loss Protection plan is usually offered by dealerships to ease the burden of vehicle ownership. How so?

In a worst-case scenario, you lose the vehicle while you’re still paying for it. In other words, you haven’t fulfilled your loan obligations. Losing your ATV or dirt bike or other powersports vehicle doesn’t automatically release you from your loan obligations to the dealership or lender. In most cases, you still have to owe the dealership or lender the a certain amount of money.</>

This is where you’ll find Powersports GAP Total Loss Protection invaluable. Here’s how it works…

Coverage for total loss

Vehicle owners need only to know one thing about the GAP Total Loss program: It covers the difference between the loan balance and the vehicle’s actual cash value (ACV) at the time of total loss. To put it another way, owners of ATVs, motorcycles, UTVs and other powersports vehicles need not worry anymore about paying off their loan balance once their vehicle has been declared a total loss. The program will cover this, based on terms mentioned above.

What constitutes “total loss?”

A vehicle is considered a total loss if:

From the above, you can see that the most basic premise of the “total loss” condition of the program is that the vehicle can no longer be used by the owner. Powersports GAP Total Loss Protection eases the owner’s pain from losing their vehicle and their financial burden as well. This is why customers appreciate dealerships that offer this program; because they can see that the dealership prioritizes their customers’ ownership experience.

Contact Torque Group today for the best F&I solutions in the industry

Do you have more questions about Torque Group’s GAP Total Loss Protection program? Or do you wish to learn more about the full suite of F&I solutions that will benefit your dealership and your customers? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com . We’d be glad to hear from you.

The post Powersports GAP Total Loss Protection: Assistance in Case of Loss of Vehicle appeared first on Torque Group .

Tire and Wheel Coverage for Dirt Bikes: Off-roading Safety and More

Wed, 24 May 2023 10:36:00 GMT

If you were to choose between an ATV and a dirt bike, there’s a very big chance you’ll choose the ATV because four wheels are safer than two, right? Statistics say otherwise, notes tire and wheel coverage provider Torque Group. In a study released by Johns Hopkins, it was found that crashes from an ATV are more dangerous than crashes on a dirt bike. But this doesn’t mean that dirt bike riders should throw caution to the wind since bikes have been found to be safer. Whether you’re an off-roading enthusiast who owns an ATV or a dirt bike, safety precautions should always be taken prior to getting on the tracks.

Now, if you own a dirt bike, it would benefit you if you have tire and wheel coverage as this pays for replacements of your tires, wheels, and/or rims should these get damaged from a road hazard. Road hazards are typically nails, shards of glass, and other debris on the road.

If you frequently ride your bike, this coverage will take a load off your shoulders as it also provides 24-hour roadside assistance. But the best part about this program is that you won’t have any out-of-pocket expense for damages due to road hazard.

Common causes of dirt bike accidents

Off-roading enthusiasts know the risks involved in the sport that they love. This is why they are always reminded to always follow safety guidelines and to stick to the path. Veering off course puts them in even greater danger.

With that said, here are some of the most common causes of dirt bike accidents:

Motocross tracks are generally uneven and the course has several obstacles that the rider must overcome, which usually include mounds or slopes. When a rider loses their balance during one of their jumps or they miscalculated their timing, they could fall off or with their bike. These, and the others mentioned above are some of the most common causes of dirt bike accidents.

Minimize risk of injury

Riders are always reminded to wear the right helmet and protective gear. They should also ride within their skill level, and they must check and double-check the condition of their bike prior to riding. These are but general reminders of bike safety. Off-roading enthusiasts should seek the advise of those who have been doing the sport for years.

Other than tire and wheel coverage, Torque Group offers a full suite of F&I solutions for dealerships. Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Tire and Wheel Coverage for Dirt Bikes: Off-roading Safety and More appeared first on Torque Group .

How Do Customers Benefit from Dealership Scheduled Services

Wed, 17 May 2023 10:35:00 GMT

When you own a powersports vehicle like an ATV or a dirt bike, it’s important to have it checked regularly at an authorized dealership to maintain its condition. Proper maintenance means you get to enjoy more off-roading adventures on your quad or bike. At the dealership, scheduled services may be offered to you during the buying process as an add-on or later on, when you come in for a routine maintenance check.

What is a dealership scheduled services program?

In brief, this program pays for future routine service maintenance checks, so you won’t have to worry about skipping this important part of vehicle ownership for lack of funds. It’s a prepaid maintenance program that you can purchase at the same time you’re buying your vehicle, or you may also purchase this at a later date. Basically, you can purchase this additional service at any time during the course of vehicle ownership.

What’s in it for your customers?

For a lot of customers, the most important benefit they’ve derived from dealership scheduled services is peace of mind. Since this is a prepaid program, they won’t have to worry about where to get the funds when the time comes to have their ATV serviced because they’ve already paid for it. This is a common deciding factor for most powersports vehicle owners, particularly those who often go off-roading on their machines.

Another deciding factor for a lot of customers is the dealership’s in-house professionally trained team. Dealership mechanics undergo extensive training for each of the brands they carry to make sure all maintenance steps are properly and accurately done. This also gives owners peace of mind because they know their vehicle will be left in the capable hands of a professionally trained team of mechanics.

Depending on the terms of the program you purchased, maintenance service could be covered for 12 months up to 48 months. Labor rates are locked-in at the time of purchase as well, which means that you won’t have to pay for a higher labor fee even if the current rate has gone up.

The best part is that most providers of F&I solutions give dealerships the flexibility to customize their programs according to their target audience and their specific needs.

Do you want to learn more about scheduled services for your dealership’s customer base? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

The post How Do Customers Benefit from Dealership Scheduled Services appeared first on Torque Group .

Powersports Extended Service Contract: How Much Off-roading Can You Do on an SUV?

Wed, 10 May 2023 10:34:00 GMT

When SUVs first came out, they were generally used for off-roading but over the years, their designs have changed so much so that they’re now regarded more as on-road than off-road vehicles. This is why they’ve become a common sight on paved roads and highways, shares premier powersports extended service contract provider Torque Group.

A powersports extended service contract and other similar products are designed to make ownership of powersports vehicles like ATVs, UTVs, motorcycles and such, a breeze. Each of these programs offers specific solutions to specific vehicle-related problems. For instance, an extended service contract covers parts repairs and/or replacement when your manufacturer’s warranty has expired.

Depending on the terms of the contract or how the program was designed, this may also cover repairs and/or parts replacements for those parts that aren’t covered by your manufacturer’s warranty.

Can you use a regular SUV for off-roading?

If you’re wondering if a regular, modernized version of SUVs from long ago can be used for off-highway driving, then the short answer is yes, but there are factors that still need to be considered if you were to safely drive on off-the-highway roads.

First of all, SUVs that you usually see on off-road tracks have been modified, which is why you’d often see a version of your on-road SUV with more ground clearance, higher seats, and bigger, beefier tires.

Secondly, if you’re thinking of an SUV for off-roading, then you’d have to go for the 4WD model rather than the usual 2WD type. You’d want a 4WD model as this gives you more traction and more control of the vehicle, particularly on muddy or slippery tracks.

As for how much off-roading you can do on a regular, 2WD SUV, the answer is not much. If you’re driving on the highway and you suddenly have to get off the road and drive on muddy terrain or a dirt path, then you can safely do so on your SUV but you’d have to get back on the highway as soon as you can.

In other words, if your purpose is to go off-roading on your vehicle, then you’d have to make sure your SUV was designed for it. Consider a Land Rover Defender or Chevrolet Tahoe, or Jeep Grand Cherokee.

Got questions about powersports extended service contract? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Battery Replacement Program; Coverage for Lifetime of Ownership

Tue, 18 Apr 2023 12:51:00 GMT

If you own a powersports vehicle like an ATV, UTV, or a motorcycle, you will naturally want to be able to enjoy it for as long as you can. With proper care and maintenance, you could enjoy your vehicle for many years. On that note, consider such prepaid plans like powersports battery replacement program , tire and wheel protection, and dealership maintenance program, to name a few. These prepaid programs could prove to be the lifeline your vehicle needs during an unexpected breakdown.

How does a powersports battery replacement program work?

First off, different powersports prepaid programs or plans offer different services, which means you may need to purchase a few add-ons at the dealership to cover all the bases. A better replacement program, for instance, is purchased by the customer if they want to have the assurance of getting a battery replacement at any time during the coverage period. While there are terms that make one eligible for the replacement, the basic premise of such a program is to get a battery replacement at no cost to the customer.

A powersports battery replacement program will cover battery replacements for the lifetime of ownership, which means the vehicle owner will not have to worry about paying for a new battery should the old one die or expire. And depending on the terms, the owner could get the replacement at an affiliate shop and then reimburse the expense.

Battery replacement programs work on the same premise: customer purchases the program, gets a battery replacement at an affiliated shop, and then requests for reimbursement from the dealership according to the terms of the program. The deciding factor for most customers and dealerships is the claims process. A fast and stress-free claims process makes all the difference.

Purchase any time

For customers who are still undecided about a battery replacement program will be glad to know they can purchase the program at any time of vehicle ownership, and the coverage will still be for the lifetime of ownership as well. Bear in mind however, that not all dealerships and providers offer such programs that can be purchased any time, so make sure your dealership does offer this option for your peace of mind.

Contact Torque Group today

Want to learn more about what sets Torque Group’s powersports battery replacement program apart from the rest? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com for questions and inquiries.

The post Powersports Battery Replacement Program; Coverage for Lifetime of Ownership appeared first on Torque Group .

Scheduled Dealership Maintenance Program for Your Customer’s Peace of Mind

Wed, 12 Apr 2023 12:49:00 GMT

For dealerships to encourage loyalty and continued patronage from their customers, they must offer something that will make customers keep coming back. An exceptional customer support service is one factor. And add-ons or additional services like a dealership maintenance program , for instance, that will make vehicle ownership a lot easier, less stress-free, and more enjoyable give your customers one more good reason to keep going back to your dealership.

What’s in a dealership maintenance program?

First off, a maintenance program is a type of prepaid service that customers can purchase at any affiliated dealership any time during the course of vehicle ownership. Most of the time, however, customers choose to buy this program together with their vehicle, which means they purchased it at the same time they purchased their vehicle.

As for what is included in the dealership maintenance program, this depends on the provider. Make sure to double-check what each of the providers on your shortlist can offer your customers, so you can decide which one is the best fit for your target audience. You want a maintenance program that provides the needed service(s) for the vehicles in your dealership. So, for instance, if you specialize in powersports and/or recreational vehicles, make sure the provider specializes in these as well because they know what these vehicles need and they are familiar with the make and model of each one.

Program inclusions

In general, this type of program provides scheduled routine service maintenance that checks the condition of the vehicle’s mechanical parts and other components to ensure these are still in good running condition for the safety of the driver, among other things.

As a dealership, you have a general idea of what services your vehicles need based on manufacturer’s recommendations. Check to see if these are included in the program as these are what the routine service should cover.

Depending on the terms of the program, scheduled maintenance services can be valid for a minimum of twelve months and a maximum of 48 months. If your dealership offers certified pre-owned vehicles, you should also check if the program can be applied to such vehicles as well.

Contact Torque Group today for one of the most comprehensive powersports maintenance programs today

Do you wish to offer your customers one of the most comprehensive maintenance programs to your powersports dealership? Please feel free to call us at (800) 859-0590 to learn more about our dealership maintenance program. You may also send a message at info@torque-group.com .

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Powersports Road Hazard Tire Coverage: Off the Beaten Path ATV Adventures

Thu, 06 Apr 2023 12:47:00 GMT

Off-roading is more fun when you do it with friends and/or family, which is why a lot of ATV enthusiasts go on ATV adventures, so they can enjoy the activity with loved ones. But before anything else, it’s best to get a proper road hazard tire coverage and other similar programs designed to help you pay for unexpected repairs and other related expenses should anything happen to your vehicle.

Briefly, a road hazard tire coverage pays for tire replacements and roadside assistance for up to five years, but these terms may vary from one provider to the next. In general, however, the premise of a road hazard tire coverage is to have a program that pays for a tire replacement should this get damaged because of a road hazard. Road hazards, in this instance, may refer to any or all of the following: shards of glass, nails, and other debris.

ATV Adventures

If you’d like to go on an ATV adventure with friends and/or family, a good option to consider is an ATV tour. ATV tours are quite popular among off-roading enthusiasts, particularly those who wish to experience recreational off-roading with loved ones. With ATV tours, you can either use your own vehicle or you can rent one from the tour provider. There are tours too where you will be driven on a UTV instead of an ATV. If you’d like to enjoy the scenery without being mindful of the trail, then this one is for you. But ultimately, choose whichever one is most safe, convenient, and enjoyable for you and your companions.

ATV tours take you on an adventure of a lifetime exploring tropical forests and lush greens with majestic views of waterfalls and the ocean side. Whatever trail or adventure you go on, the tour is sure to take you through scenic routes for a truly one-of-a-kind off-roading experience.

A few safety reminders

To ensure a great off-roading tour, take all necessary precautions. Here are a few safety reminders to take note of…

Contact Torque Group for comprehensive F&I solutions for your dealership

Want to learn more about Torque Group’s Road Hazard Tire Coverage and other programs for dealerships? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com . We’d be glad to hear from you.

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Powersports Extended Service Companies: Ideal Trails for ATV Beginners

Fri, 31 Mar 2023 12:47:00 GMT

There’s no question that trail riding or off-roading is an adventure like no other, but much like any other recreational riding, extreme caution should be taken as this type of riding exposes the driver to various risks. Torque Group, one of the leading powersports extended service companies in the country, advises beginner ATV riders to take their time learning how to properly use their vehicle for their safety.

An extended service contract covers repairs or parts replacements caused by a mechanical breakdown. Click here to learn more.

And of the various safety reminders that powersports extended service companies like Torque Group have shared with others, one that beginner riders should take to heart is sticking with trails that are recommended for your driving skills.

Ideal trails for beginners

The first thing beginner riders should know about trails is there are specific recommendations for each riding and driving skill. Each of these trails is generally marked as follows:

With that said, you should look for Green Circle trails if you are a beginner rider. Usually, these beginner trails are flat with a few low slopes or hills. These trails are a good way for you to familiarize yourself with your ATV, learning how to control, manipulate, and maneuver it as you go along. When you’ve improved your riding skills and you’re more confident about your driving ability, then that’s the time to hit the intermediate trails, which are the Blue Square trails or tracks.

Depending on your choice of trail, you could be riding for miles and miles on a relatively flat dirt road or you could be riding through flat and sometimes sloping or hilly tracks with views of nature and wildlife. Forests, hills, lakes, rocks, and waterfalls are what you would encounter on a beginner trail.

Some of the trails experts recommend for beginners, and which you should check out, include the following:

Contact Torque Group premier provider of extended service contracts and other F&I solutions

Want to learn more about extended service contracts? Please feel free to call Torque Group, one of the leading powersports extended service companies in the country, at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports GAP 150 Protection: Total Loss Program to Ease Your Financial Burden

Thu, 02 Mar 2023 13:25:00 GMT

When you go to a dealership, you will be offered additional products designed to enhance your ownership experience. Most of these are financial programs aimed at easing your burden should something happen to the vehicle. One such program is Torque Group’s Powersports GAP 150 Protection .

What is Powersports GAP 150 Protection?

First off, GAP stands for Guaranteed Asset Protection. This is a finance-based product developed for borrowers to protect them from financial losses should the covered vehicle be damaged or stolen. In a word, this type of product is offered to vehicle owners whose units are under a financing loan from the dealership.

What is GAP 150 Protection?

GAP 150 is Torque Group’s exclusive asset protection program offered by their dealership partners. The premise behind the program is the same as every other asset protection program offered at dealerships but there are critical factors that set it apart from the rest as well. These are the following:

Do you need this type of program?

According to a recent survey, vehicle owners that fall under one or all the criteria below will benefit the most from a Powersports GAP 150 Protection or similar program:

If you feel that your financial situation is likely to change while your loan contract is still in effect, you should consider a GAP program as it could save you from paying for a vehicle that you are no longer able to use either because it has been damaged beyond repair (or repair cost is higher than its insured value) or stolen beyond recovery.

In either case, paying for a powersports vehicle that is considered a total loss and thus no longer fit or legally allowed for off-roading is a burden you would not want to shoulder. With guaranteed asset protection, you will not have to.

Do you wish to learn more about Torque Group’s Powersports GAP 150 Protection and how it can serve your customers at the dealership? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Dealership Maintenance Program: Questions to Ask the Provider

Thu, 23 Feb 2023 13:18:00 GMT

If you are a dealership looking to increase your customer base, you should consider other ways to serve your customers. Give your customers a good reason to keep coming back. Take stock of the add-ons you are offering and see what needs to be improved. Check to see too if a powersports dealership maintenance program is the boost that you need to improve your customer service. If you already have an existing program but customers are not simply biting, you could either change the package or change providers.

But whether you are changing providers or partnering with one for the first time, it is advised that you be as thorough as possible about the coverages they offer. To do that, it is best to write down relevant questions. Here are a few suggestions:

What services do you cover?

Maintenance services differ from one provider to the next, so make sure to be clear about this early on. For your customer’s benefit, crosscheck services against the manufacturer’s recommended services. When the customer knows they are paying for services that the manufacturer endorsed to prolong the lifespan of the vehicle, they would not think twice about purchasing the program.

With these services, parts and labor should likewise be covered.

Is the program customizable?

In line with the above, the provider should offer you enough flexibility to customize the package(s) you will be offering your customers, particularly if you carry more than one type of powersports vehicle, and you offer both brand new and certified pre-owned units.

What are the minimum and maximum coverage periods?

Manufacturers recommend a routine maintenance service after a certain mileage has been accumulated or a certain number of months or years have passed, whichever comes first. With that said, maintenance program providers offer a minimum coverage period of 12 months and a maximum of three years. There are, however, providers that can offer your customers up to 48 months of coverage, and if all other items are in order, then you should go with the provider that offers the longest coverage period.

Also ask questions related to the following:

Contact Torque Group today for the most comprehensive powersports dealership maintenance program in the industry

Are you ready to offer comprehensive maintenance coverage to your customers with Torque Group’s powersports dealership maintenance program? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports GAP Total Loss Protection Preparing for 4×4 Off-roading Expedition

Thu, 23 Feb 2023 10:00:00 GMT

Your first off-roading adventure will always be the one that will stand out no matter how many other times you’ve gone off-roading since. Suffice it to say your first off-roading expedition will be the standard with which you will compare all others, for better or for worse. For off-roaders, Powersports GAP Total Loss Protection and other similar programs are crucial to vehicle ownership because they make ownership less stressful and more enjoyable.

What is Powersports GAP Total Loss Protection?

Basically, Guaranteed Asset Protection (GAP) is a program designed to provide vehicle owners with some level of financial security should their vehicle get damaged beyond repair (or repair costs are higher than the vehicle’s insured value) or stolen and deemed irrecoverable. Now, GAP program inclusions differ from one provider to the next. With Torque Group’s GAP total loss program, vehicle owners get the following benefits:

Reminders for your first 4×4 off-roading adventure

Now, since this will be your first 4×4 off-roading expedition, it goes without saying that preparation is key. On that note, here are a few reminders to keep in mind:

Do you have more questions about Torque Group’s Powersports GAP Total Loss Protection? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Tire and Wheel Protection: Common Tire-related Accidents

Thu, 16 Feb 2023 13:15:00 GMT

Tire-related accidents, both on-road and off-road, are not as uncommon as one may think. In fact, tire accidents account for 11,000 of vehicular crashes each year, according to the National Highway Traffic Safety Administration. With that said, off-roading enthusiasts will do well to pay attention to their tires as well. Powersports tire and wheel protection provides owners of powersports vehicles like ATVs and motorcycles with a safety net in the event their tires need emergency replacement at any time within the coverage period.

Common tire-related accidents

To prevent a tire accident while you’re off-roading, it would help to know the common causes of these accidents, so you can take the necessary precautionary steps. A few that you need to take note of are the following:

Wheel runoff

A wheel runoff accident occurs when one of the wheels fall off while you’re on the road. This usually happens when the wheel was either over-torqued or under-torqued. In either case, this could cause the wheel to fall off. When this happens, your safety is at risk because you’re now navigating a one-wheel off vehicle. Likewise, a runaway wheel also puts others’ safety at risk as the wheel could hit their vehicle from behind or block their path causing the driver to make an unexpected turn.

Rollover

Defective, underinflated tires are the common cause of rollovers. A rollover accident occurs when the vehicle rolls on its roof or on its side. This is usually experienced on four-wheel powersports vehicles like an ATV. For on-road vehicles, this is common with SUVs.

Skidding

Skidding is another common tire-related accident, which usually happens with worn tires. Tire tread provides traction, which provides the driver better control of the vehicle. Worn tires are particularly dangerous on off-road tracks as these are rough roads that can easily cause the vehicle to skid, particularly on slopes.

As you can see, it’s important to maintain your vehicle’s tires primarily for your safety as well as those of others on the tracks with you. Well-maintained tires also translate to the driver being able to enjoy their off-roading experience every time.

Torque Group powersports tire and wheel protection

Don’t wait until you get into an accident before paying attention to your tires. Make sure defective or damaged ones are immediately replaced. With program’s like Torque Group’s powersports tire and wheel protection, you can have tire, wheel, and rim protection for up to five years. Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com . We’d be glad to hear from you.

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Powersports Road Hazard Tire Coverage When Tires Get Damaged on the Road

Thu, 16 Feb 2023 09:57:00 GMT

Every time you ride your motorcycle on unfamiliar territory, it’s important to stay alert and vigilant as there could be sharp turns that you don’t know about. Objects, potholes, and other road hazards could be waiting for you at the next turn as well. Powersports road hazard tire coverage and other similar programs were specifically designed to protect owners of powersports vehicles against unforeseen expenses such as emergency tire replacement due to damage from a road hazard, among others.

Staying alert for road hazards

Auto experts, off-roading enthusiasts, and professional riders are always quick to remind first-time bikers not to be too confident about their driving skills because driving a four-wheeled vehicle isn’t the same as driving a motorcycle.

Experts advise beginners to pay particular attention to the streets they’re navigating because motorcycles aren’t as resistant to road hazards like a nail or a pothole. Where a four-door sedan, for instance, is still able to maintain its balance and safely drive over a pothole, a motorcycle that hits a pothole may not be so lucky. Potholes are one of the major causes of motorcycle accidents in the United States and other parts of the world.

When your tire gets damaged from a road hazard

In the event that your tire does get damage from a road hazard, experts advise that you hold the handlebars steady, slowly reduce your speed, and steer the vehicle to the side of the road. It’s important to stay on your line until you see a safe opening that will allow you to steer the vehicle to the side of the road without causing an accident.

Call for roadside assistance and wait for help to arrive. Do not attempt to remove the tire yourself as you could get hurt in the process. For your safety, it is best to wait for your roadside assistance and let a professional mechanic handle the damaged tire.

Torque Group’s powersports road hazard tire coverage includes a 24-hour roadside assistance service. Coverage includes tires, rims, and wheels with a coverage period of up to five years and no out-of-pocket expense.

Contact Torque Group for road hazard tire coverage for your powersports vehicle

If you wish to learn more about Torque Group’s tire and wheel coverage for motorcycles and other powersports vehicles, please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com . We’d be glad to hear from you.

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Powersports Extended Service Contracts: Basics of Vehicle Ownership

Thu, 09 Feb 2023 13:14:00 GMT

Are you fascinated by powersports vehicles such as an ATV or an off-road motorcycle? If you’re considering buying either one, you should know that owning such a vehicle is a huge responsibility. It’s simply not the same as owning a family car or an SUV. First off, consider powersports extended service contracts if you’re buying an ATV or motorcycle or other type of recreational vehicle. These types of contracts can give you financial assistance should parts of your vehicle need repair or replacement.

In a word, extended service contracts for your vehicle cover certain parts for either a replacement or repair once your factory or manufacturer’s coverage expires.

What do powersports extended service contracts cover?

In general, this type of contract covers the mechanical parts of the vehicle. Usually, extended service contracts for powersports vehicles offer the same coverages, so what you’d like to focus on instead are the claims process and accredited repair shops.

Torque Group’s offering is considered as one of the best powersports extended service contracts today because the claims process is quick and simple. You can take your vehicle at any repair facility in the US provided it has a licensed mechanic, and claims are paid within 24 hours of work completion.

What you need to know about vehicle ownership

Powersports land vehicles are typically used for off-roading, which means they will be used on dirt roads and rough terrain, and constantly exposed to the elements. These factors need to be considered before buying a powersports vehicle because these mean your vehicle will need more than the usual care and maintenance that your typical four-door sedan needs.

On top of that, you will also have to be financially prepared for emergency repairs, unscheduled service checks, and so on because as mentioned earlier, these vehicles are used on rough terrain. Additionally, since these vehicles are for recreational use, you will also need to have a special set of skills for controlling them for your safety as well as those of others on the trail or tracks with you. In a word, these machines require more than your expert maneuvering on the paved road.

Know that being mentally, physically, and financially prepared for vehicle ownership directly affects your enjoyment of your vehicle and the sport.

Contact Torque Group today for your dealership’s powersports coverage programs

Do you have more questions about powersports extended service contracts and other powersports programs? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports Extended Service Contracts: Basics of Vehicle Ownership appeared first on Torque Group .

Powersports Dealership Maintenance Program: Common Issues with Pre-owned ATV

Thu, 09 Feb 2023 09:56:00 GMT

If you’re buying a used vehicle, like an ATV for instance, it would be to your advantage if you get it from a licensed dealership as they usually offer some type of powersports dealership maintenance program for certified pre-owned vehicles (CPO). Where used vehicles are concerned, you’d want to have prepaid programs that can help you maintain your vehicle, among other things, if you want to enjoy and make full use of the vehicle for years to come.

With a powersports dealership maintenance program for CPO ATVs, for instance, you are assured of a paid maintenance service when the time comes to have your used ATV serviced at the dealership. This means that even if you may not have the budget for it in the future, you won’t have to skip maintenance for your ATV because it’s already been paid for. As a vehicle owner, you should know that regular service maintenance greatly helps in preventing (or delaying) mechanical breakdowns and other issues.

On that note, here are a few common issues owners found with their pre-owned ATV:

Powersports Extended Service Contracts: ATV Starter Tips and Reminders

Thu, 02 Feb 2023 09:52:00 GMT

To the inexperienced yet highly enthusiastic ATV rider, off-roading on an ATV seems easy enough. After all, the machine has four wheels, a large and sturdy frame, and front and rear wheel brakes. What could go wrong? Torque Group, premier provider of powersports extended service contracts in the United States, notes that beginner riders develop a false sense of security where their ATV is concerned because of the machine’s size and built. And it is precisely this false sense of security that causes what could have been preventable off-roading accidents.

Tips and reminders for beginner riders

If you’ve developed an interest in off-roading, here are a few tips and reminders to help keep you safe and at the same time, enhance your off-roading experience:

1. Master body positioning

According to off-roading experts, one of the first things that beginners must learn to master is how to position their body on the ATV. If you’ve ever watched ATV off-roading shows, you will see that riders have their elbows up and their arms outstretched as they take a half-standing position. This positioning helps them control the vehicle and maintain their balance as they navigate the dirt road and approach high rises or bumps.

2. Familiarize yourself with the vehicle

Before you hit the trails, make sure that you know your ATV inside-out. Practice on 2-wheel and 4-wheel drive on a dirt road with a clear path (no obstacles, road hazards, and such). Learn how to brake and turn, and how to manage your vehicle under different weather conditions. In other words, learn how your ATV operates. You have to have a clear understanding of how your vehicle operates for your own safety as well as those of others out on the tracks with you.

3. Patience is key

Off-roading experts will tell you that mastering your ATV and learning everything there is to know about off-roading (at least on a beginner’s level) takes time. You may need to spend at least one month or thirty days learning about ATV off-roading. This is why powersports extended service contracts provider Torque Group advises first-time off-roaders to be patient and stay the course. Practice over and over again until you become confident in your skills. And then hit the beginner trails for your first official off-roading experience.

Contact Torque Group today for the best powersports extended service contracts in the industry

If you’d like to learn more about Torque Group’s powersports extended service contracts and other powersports programs, please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports Extended Service Contracts: ATV Starter Tips and Reminders appeared first on Torque Group .

Dealership Maintenance Program is Preventive Maintenance

Thu, 26 Jan 2023 15:03:00 GMT

A dealership maintenance program is basically a prepaid maintenance service that you can use to have your vehicle checked at regular, scheduled intervals.

When it comes to powersports vehicles like a motorcycle or an all-terrain vehicle (ATV), regular maintenance is required too if you want to be able to use the vehicle for a long time. These ATVs and other powersports vehicles are much like regular, on-road vehicles that require daily care and attention, so proper maintenance is of utmost importance as well.

What’s in a dealership maintenance program?

Powersports maintenance programs offered at dealerships basically cover service and labor costs that you would normally pay if you were to bring your vehicle to a shop for a service check. A thorough inspection of the various components of your vehicle will be performed to see if each of these is still in excellent condition. Sometimes, potential issues are discovered during scheduled routine checks. These are then immediately addressed to prevent the issues from escalating. In this aspect, a routine maintenance check serves as preventive maintenance as well.

Additionally, if issues are found during routine checks, troubleshooting these is relatively cheaper compared to repairing a full-blown mechanical breakdown.

Other preventing issues from doing further damage on the ATV or other powersports vehicle, a prepaid maintenance service may also pay for your oil change. Depending on the terms of the plan, you could be eligible for up to four free oil changes.

As for the duration of the service maintenance program, dealerships and providers usually offer coverage for 12 months up to 48 months, with a set number of service maintenance for each term. You should pay attention to this detail during the buying process, so you’ll know if you will get your money’s worth from what is being offered to you.

What sets Torque Group apart from other providers of service maintenance programs?

Dealerships choose Torque Group for their F&I Solutions because they are given the freedom and flexibility to customize the programs based on their dealership’s needs and goals, as well as the needs and financial capacity of their customers.

For dealerships, this option not only helps them provide better service to their customers but also helps them build a good business relationship with the F&I Solutions provider.

Do you want an enhanced dealership maintenance program? Please feel free to call Torque Group at (800) 859-0590, so we can discuss with you why our dealership F&I solutions are the best in the industry. You may also send a message at info@torque-group.com .

The post Dealership Maintenance Program is Preventive Maintenance appeared first on Torque Group .

Find the Best Powersports Extended Service Contracts with These Tips

Thu, 19 Jan 2023 15:02:00 GMT

It’s a well-known fact that vehicle ownership is an expensive endeavor. The cost of maintenance alone is enough to put a dent on your finances. And the actual cost still depends on various factors, including vehicle type and usage. For powersports vehicle owners, finding the best powersports extended service contract is an essential part of the buying process because they know that in general, maintaining a powersports vehicle is more expensive than maintaining a regular car like the four-door sedan you use for work, for instance.

If you’re buying an ATV, UTV, motorcycle or other vehicle for recreational sports, it is advised that you also purchase additional coverage or warranties for your new machine. Of the various F&I products that will be offered to you, the extended service contract could be worth your while.

To help you find the best powersports extended service contract, take note of the following:

Consider the provider’s reputation

In a nutshell, the best extended service contract comes from the best provider in the industry. Suffice it to say that their reputation speaks volumes about their products and customer service. Going with the ones with a stellar reputation is a good place to start. With that said, you should also check their specialization or what they’re known for. Ideally, you want a provider whose extended service contract is considered to be the best in the industry.

Cost of extended service contract

Naturally, you’d want something that you can afford, so take your time looking for the best extended service contract for your particular powersports vehicle. You might be surprised to find that there are actually really good ones available today that are pretty easy on the pocket.

Covered parts and services

Briefly, an extended service contract is a type of warranty that covers mechanical parts of the vehicle that aren’t included in the manufacturer’s warranty that came with your purchase. This type of contract ensures you will get the needed repairs or parts replacements for your vehicle should it break down during the course of ownership, provided it is within the coverage period.

This may be a little tricky for first-time buyers, so make sure to thoroughly discuss the terms and inclusions in both the manufacturer’s warranty and the extended service contract with your dealership agent. Basically, you want as many mechanical parts covered in the extended service contract as possible.

Another important thing to remember is that it’s best to purchase the extended service contract while the manufacturer’s warranty is still valid because it could cost more after your factory warranty has expired.

Want to find out why Torque Group’s extended service contracts is considered as the best powersports extended service contracts? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Find the Best Powersports Extended Service Contracts with These Tips appeared first on Torque Group .

Powersports Guaranteed Asset Protection: Budgeting for a Motorcycle

Thu, 12 Jan 2023 15:00:00 GMT

If you’ve been thinking about buying a motorcycle for quite some time already but you’re not sure if you can afford it, it’s best to make a checklist to determine the general cost of ownership. When budgeting for a new motorcycle, you should also include add-on warranties like Powersports Guaranteed Asset Protection or GAP, tire and wheel coverage, battery replacement, and such.

If you plan on enjoying your bike for many years, these additional warranties and coverages will save you money and you will have peace of mind too because you’ll know that whatever happens, your bike is basically covered from top to bottom, so whenever you need certain parts to be replaced or repaired your out-of-pocket expense will be minimal, or none at all depending on the coverage terms.

Getting financially ready for a new bike

When budgeting for a new bike, the first expense on the list is, of course, the cost of the bike. Now, if you’re getting a new motorcycle, the most basic models will be the cheapest. And as the motorcycle’s components become more advanced, the higher the cost gets. Beginner models are usually within the $5,000 to less than $10,000 price range while the starting price for the more advanced models is usually set at $10,000. This could go up to $30,000 or more depending on the brand, make, and model.

Apart from the cost of the motorcycle, you will also have to factor-in the following:

You will also need to pay for your personal insurance, so you ‘ll have medical coverage should you figure in an accident while riding your bike. With that said, you also need to determine what will happen to your bike should you get into an accident.

Powersports Guaranteed Asset Protection

Torque Group’s Powersports GAP 150 offers financial protection to owners of powersports vehicles, including motorcycles, by paying for the difference between what you still owe the dealer (if you took out a loan for the bike) and the actual cash value of the unit.

GAP 150 pays for said difference if the covered vehicle, in this case your motorcycle, is declared a total loss because of an accident or theft. Total loss from an accident is declared if the motorcycle is beyond repair or if the repairs cost more than the unit’s insured value. If it has been declared a total loss because of theft, this means it was determined that the unit is irrecoverable.

Contact Torque Group today for the industry’s best Powersports Guaranteed Asset Protection

Do you have more questions about Torque Group’s exclusive Powersports GAP 150? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports Guaranteed Asset Protection: Budgeting for a Motorcycle appeared first on Torque Group .

Powersports Battery Replacement Contracts for Motorcycles

Thu, 05 Jan 2023 14:59:00 GMT

Motorcycle batteries usually have a shelf life of about two to three years if maintained properly. As one of the most frequently replaced components of a motorcycle, it would be to your benefit to purchase a powersports battery replacement contract from your dealership. With this program, you won’t have to worry about paying for a new battery when the time comes for it to be replaced. This means that even if you don’t have a budget for it, future replacements will already be covered by the program.

Powersports dealerships offer a wide range of add-on services, which generally include extended service contracts, tire and wheel coverage, and battery replacement. Depending on the dealership and their provider of F&I Solutions, inclusions in these add-ons will be to your advantage, But all these still depend on the provider of the solutions and the dealership.

Torque Group Powersports Battery Replacement Program

Torque Group is one of the most dependable providers of F&I Solutions as their primary focus is on designing products that will benefit customers the most and at the same time, enhance the dealership’s customer service, which ultimately translates to better performance, improved sales, and increased profits and of course, happy, returning customers.

Customer benefits

With Torque Group’s battery replacement program, for instance, customers will get a lifetime battery replacement coverage (for the lifetime of ownership), with claims that are paid within 20 to 30 minutes from the time of processing to ensure the customer’s budget won’t be affected. They can also go to any powersports dealership, enjoy a “no expiration” coverage term, and they can purchase the battery replacement contract any time during their period of vehicle ownership.

Dealership benefits

For dealerships, this kind of add-on service increases repeat customers, improves battery sales, and provides dealerships with an opportunity to showcase their other services and other product offerings. In a word, this type of program not only encourages customer retention but more importantly, helps dealerships build a mutually beneficial relationship with their customers.

Torque Group’s full suite of F&I Solutions

Apart from the Powersports Battery Replacement Program, Torque Group also boasts of a comprehensive line of contracts and add-on solutions for dealerships and customers alike. These include the following:

Are you eager to include Torque Group’s exclusive Powersports Battery Replacement Program in your dealership’s add-on services? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports Battery Replacement Contracts for Motorcycles appeared first on Torque Group .

Pre-owned Vehicle Maintenance Programs: Tips for Buying a Used ATV

Thu, 29 Dec 2022 14:58:00 GMT

When it comes to recreational riding, nothing comes close to the exhilaration you get from an ATV. And for anyone who’s ever tried off-roading, the dream is to own one of these machines someday. Luckily, there are used or pre-owned ATV units that are still off-road worthy. Plus, pre-owned vehicle maintenance programs that are usually offered at dealerships will greatly help in prolonging the lifespan of the ATV, allowing you to enjoy it for many years. This, of course, translates to getting your money’s worth in the end.

Now, if you are looking to buy a used or pre-owned ATV, it is best to take your time finding the right one as you could potentially get the shorter end of the bargain if you buy in haste. A lot of ATV owners who bought the first used ATV offered them (in their excitement to finally own one) regret doing so as issues began to appear after only a month of ownership or after only using it a few times.

To help you find a good deal, here are a few practical tips:

If it’s too good to be true, pass it up

If the unit is practically a giveaway; that is, the seller’s asking price is below its market value or average selling price and it looks almost as good as new, there could be hidden issues that will resurface once the deal is done. The seller may have placed special attention on the physical appearance of the unit in hopes of camouflaging hidden issues.

The seller is too eager

In the world of used car sales, you will encounter a lot of sellers who will sweet talk you into buying their vehicle. They will likely throw in such terms as “good deal,” or “a steal,” and all that. If the seller is practically forcing your hand; that is, sweet-talking you into buying the used ATV to the point that you’re feeling a little pressured, politely decline.

Know what you want

Before going to the dealership or looking for a private seller, know first what you want. Research on the make and model of the unit that you’re eyeing and ask an auto expert or even the manufacturer about the unit. Find out everything you need to know about it, from its care and maintenance to how it performs on the off-road tracks, common issues, and so on. An informed buyer makes for a good buyer, so do your research.

Consider such maintenance plans as pre-owned vehicle maintenance programs

Last but not the least, consider a prepaid service maintenance program for the used ATV you’re buying. These programs will pay for scheduled maintenance checks, so you won’t have to worry about paying for service maintenance in the future.

Find out more about pre-owned vehicle maintenance programs. Feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Pre-owned Vehicle Maintenance Programs: Tips for Buying a Used ATV appeared first on Torque Group .

Powersports Tire and Wheel Coverage: How Often Should You Change Motorcycle Tires?

Thu, 22 Dec 2022 14:56:00 GMT

Motorcycle owners, particularly long-time owners, know that of all the parts of their machine, the tires are usually the first ones to get damaged because of road hazards like nails and shards of glass. With Torque Group’s Powersports Tire and Wheel Coverage , you will no longer have to worry about paying for emergency tire and/or wheel replacements as it will be covered by the plan.

For your reference, these are the key inclusions you should remember about Torque Group’s Powersports Tire and Wheel Coverage:

These are the general coverage inclusions of Torque Group’s tire and wheel protection plan. Other dealerships or providers may offer different inclusions or coverage plans. When choosing which one to get for your motorcycle, consider these three things: covered parts, coverage terms and conditions, coverage period, out-of-pocket expense, and cost of the tire and wheel coverage plan. Knowing these will help you decide which one is the right fit for you based on your motorcycle type and model, frequency of use, general road conditions, and so on.

How often should you change your motorcycle tires?

If your tires aren’t showing signs of wear and tear, or they appear to still be in good condition (the treads aren’t thinning, the wheels aren’t misaligned, and such), but you’ve had them for about five or six years, it’s time for you to replace them. Tire manufacturers recommend replacing motorcycle tires every five or six years from the date they were manufactured.

How do you know when the tires were manufactured?

If you’ve ever inspected your tires, you will see different letters and numbers on the side wall of the tires. These numbers indicate the size of the tires as well as their manufacturing date. After the letters DOT, which is a code for the U.S. Department of Transportation, you will see other letters (which indicate the plant code, tire size, and brand characteristics). The last four digits of these codes are the manufacturing date of the tires (indicating the week of the year and the year it was manufactured).

So for instance, if the last four digits on the code are 1109, this means that the tire was manufactured on the 11th week of the year 2009. Counting up to six years after, your tires should have been replaced by the 11th week of 2015.

But if you’re in doubt, it’s best to ask the manufacturer of the tire or the shop where you purchased it when you should replace it.

Do you have more questions about Torque Group’s exclusive Powersports Tire and Wheel Coverage? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports Tire and Wheel Coverage: How Often Should You Change Motorcycle Tires? appeared first on Torque Group .

Powersports Extended Service Contract: What’s the Right Fit for Your ATV?

Thu, 15 Dec 2022 10:55:00 GMT

Every time you purchase a new vehicle, be it a “regular” car or a powersports machine like an ATV, UTV or motorcycle, you will be offered various other prepaid services and protection plans, which usually includes powersports extended service contract . These are generally offered at dealerships to promote responsible ownership, and at the same time, help owners with the care and maintenance of their vehicle.

It is understandable, however, that you should be a little hesitant about such extra services or plans as these are additional expenses that you might not be ready for. But if there ever comes a time when you will need emergency repairs or parts replacements and your manufacturer’s warranty has already lapsed, you will realize the true value of an extended service contract.

What is a powersports Extended Service Contract?

When you buy a powersports vehicle like an ATV, for instance, you will be provided with a manufacturer’s warranty, which is basically a warranty that states all factory-installed mechanical parts that will be experiencing issues during the coverage period will be repaired or replaced at no cost to you.

Now, you may be wondering why you would need an extended service contract when you already have a manufacturer’s warranty. There are two things to know about an extended service contract. First, it will come in handy when your manufacturer’s warranty has expired, as mentioned above. Secondly, it typically covers parts (repair and/or replacement) that aren’t covered by your manufacturer’s warranty.

In order to determine which powersports extended service contract is the right fit for your ATV, consider the following: parts covered by the manufacturer’s warranty and parts covered by the extended service contract, cost of repairs against cost of the service contract, and general conditions under which the vehicle will be used, i.e. frequency of use and off-road or track conditions.

You, as the vehicle owner, are the only one who can determine whether or not an extended service contract will be worth your money, and if so, which one is the right one for your given how you use your ATV.

Contact Torque Group today for exclusive powersports protection programs for your dealership

Do you wish to learn more about Torque Group’s powersports extended service contract and how it can help you provide better service to your customers? Please don’t hesitate to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports Extended Service Contract: What’s the Right Fit for Your ATV? appeared first on Torque Group .

Powersports GAP Total Loss Protection Eases the Burden of Vehicle Loss

Thu, 08 Dec 2022 10:53:00 GMT

One of the most distressing or upsetting experiences that a vehicle owner could go through is the loss of their beloved vehicle. Whether it’s a family sedan or a powersports machine like an ATV, losing the vehicle is something no owner would ever want to go through. Powersports GAP Total Loss Protection is a program offered by Torque Group to make this type of loss a little more bearable.

Powersports GAP Total Loss Protection

The Powersports GAP 150 program was developed to specifically provide owners of powersports vehicles with financial assistance should it be determined that the covered vehicle is a total loss; that is, completely unusable due to damage from an accident or irrecoverable due to theft.

Do you really need this type of program?

The short answer to this is yes, you do need this type of protection because with vehicle ownership, because you never know what’s going to happen in the future. One minute it’s smooth riding and the next, it gets stolen right under your nose, or worse it figures in an accident that deems it damaged beyond repair . This is particularly true for powersports machines as they are a favorite target for theft. Additionally, since these vehicles are generally used for recreational enjoyment and usually under extreme road conditions, the risk of getting into an accident that would total the vehicle is quite high.

What you need to remember about Powersports GAP Total Loss Protection

To help you decide whether or not to purchase this additional protection from your dealership, here are the most important things you need to know about this type of program:

In terms of determining the difference between the retail value and remaining loan balance, the GAP 150 may use the National Automobile Dealers Association (NADA) Retail Value or the insurance settlement, whichever is higher or greater at the time when the vehicle was deemed a total loss.

Based on surveys, total losses occur within the first six months of vehicle ownership, so for your peace of mind and financial protection, consider purchasing this protection plan from your dealership.

Do you wish to include Torque Group’s exclusive Powersports GAP Total Loss Protection in your dealership’s additional service offerings? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports GAP Total Loss Protection Eases the Burden of Vehicle Loss appeared first on Torque Group .

ATV Powersports Battery Replacement, Maintenance, and More

Thu, 01 Dec 2022 10:49:00 GMT

When it comes to powersports vehicles like an ATV, service and maintenance are of utmost importance since these vehicles are generally exposed to rougher terrains and subjected to more “brutal” usage. Owners must ensure every component is working properly for their own safety, among others. Dealership add-ons, like a powersports battery replacement program, for instance, are designed to help owners better manage and maintain their vehicles; which, in this case, is an ATV.

In order to make full use of your ATV battery and avoid a sooner-than-necessary powersports battery replacement, follow these basic maintenance steps:

Make sure the battery is always charged

One of the simplest and most basic steps in maintaining a battery is keeping it charged at a 100% level. Once you notice that your lights aren’t as bright as they should be and you’re sure the bulbs don’t need replacement, then that could be an indication that your battery needs to be recharged. If you notice too that the starter doesn’t sound as “full” or “solid” when you start the vehicle or you haven’t used your ATV in a while, it’s best to charge your battery first before using it again.

Make sure the battery surface is always clean

The top of the battery is prone to dirt and grime because these can actually cause the battery to discharge across the dirt and grime. This could ultimately shorten the lifespan of your battery, or affect its energy usage.

Check the casing for signs of wear and tear

The battery’s casing protects it from dirt and debris, among other things, so in a way, it assists the battery in its function. If you notice the casing has warped sides or areas, or it looks a little deformed, it could be a sign that the battery at some point overheated, or it was overcharged. When this happens, check the status of your voltage regulator as it might be broken.

Check other components of the battery

A battery comprises various components, which you should also check if you want to prevent an early powersports battery replacement. These components include the electrolyte, cables and clamps, terminals and their connectors, exhaust tubes, and caps.

Store the battery properly

If you need to store your vehicle for several months, like for the winter for instance, it is recommended that you remove your ATV battery and store it in a dry place. Make sure that it is charged to 100% before storage. You may need to charge it every two weeks (for temperatures above 60 degrees Fahrenheit) or once a month (for temperatures below 60 degrees Fahrenheit).

Do you have more questions about Torque Group’s powersports battery replacement program? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post ATV Powersports Battery Replacement, Maintenance, and More appeared first on Torque Group .

Why You Shouldn’t Scrimp on Powersports Dealership Maintenance Programs

Thu, 24 Nov 2022 10:46:00 GMT

Every time you purchase a vehicle, be it a family car or a “toys for the big boys” powersports ATV, you will be offered a variety of warranties and plans by the dealership, all for the sake of ensuring your vehicle is well taken care of. From powersports dealership maintenance programs to extended service contracts, lifetime battery replacement, and more, these programs will be presented to you on the day of purchase. To avoid being overwhelmed, you should do your due diligence prior to paying your nearest dealership a visit. This way, you already know what you want to purchase and which ones you can forgo.

Powersports dealership maintenance programs

If you’ve ever owned a vehicle, you would know that regular service checks are necessary if you want the vehicle to keep running smoothly. These service checks basically inspect all major components of the vehicle. The purpose of this is not only to ensure the vehicle is in top condition but more importantly, that it runs smoothly every time you’re behind the wheel as it ultimately means keeping you safe on the road (or off-road tracks) and ensuring you have an easy ride every time.

Why you shouldn’t skip this add-on

Some buyers feel that add-ons offered at dealerships are a waste of money, but if you’d like to be able to use your vehicle for a long time, you will soon learn that these add-ons are actually designed to help you with responsibilities associated with vehicle ownership. Take the dealership maintenance program, for instance. Here are a few solid reasons why you shouldn’t scrimp on, and skip, this add-on:

Prepaid maintenance service

One of the most common issues that vehicle owners deal with when it comes to maintenance service is their lack of funds come the time for the scheduled maintenance. While they fully understand that having their vehicles serviced as per recommendations from the manufacturer is critical in keeping the vehicle in tip-top shape, sometimes they can’t afford to have it serviced. Soon enough, issues start to surface, which will be more costly in the end.

Paying a little extra for the maintenance program during the buying process will save you money in the long run.

Labor costs are locked-in

Vehicles generally need to be serviced at specific intervals, after a certain number of months or mileage, whichever comes first. What this could mean for you is that by the time you are ready to have your powersports vehicle serviced, labor costs may have already increased. With prepaid powersports dealership maintenance programs, you won’t be charged extra to cover the difference. In other words, labor costs are locked-in.

Do you wish to learn more about Torque Group’s powersports dealership maintenance programs? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Why You Shouldn’t Scrimp on Powersports Dealership Maintenance Programs appeared first on Torque Group .

Why Your Motorcycle Needs Powersports Road Hazard Tire Coverage

Thu, 17 Nov 2022 10:45:00 GMT

If you’re buying your first motorcycle at the dealership, you will likely be offered different types of extended coverages or warranties like a powersports road hazard tire coverage or extended service contracts, which are generally contracts for parts, repairs, and service not covered by your factory or manufacturer’s warranty.

Motorcycle Tire and Wheel Protection

When it comes to motorcycles, the tires are usually the first (and most common) components of the unit to get damaged. This is particularly true if the motorcycle is used every day or at least several times a week, and if the condition of the road(s) they’re frequently used on isn’t what you’d consider bike-friendly.

So if you’re still on the fence about purchasing a powersports road hazard tire coverage for added protection for your vehicle, consider these four things: frequency of use, common road conditions, coverage, and cost of the contract.

A tire and wheel coverage that will be worth your while is one that provides you with at least these three things:

24-hour roadside assistance

For a lot of motorcycle owners, roadside assistance alone is enough to convince them to get a powersports road hazard tire coverage. Imagine having trouble with one of your tires while you’re in the middle of nowhere, with no other motorists in sight. Instead of panicking, you remain calm because you know your roadside assistance service is coming soon. If there is no available inflated tire, you may be escorted to the nearest repair shop. Either way, you’ve got help on the way, so you don’t panic.

Tires, rims, and wheels coverage

With tires and wheels, you don’t know which part will get damaged or which one will need replacement first. When you’ve got coverage for all components of your tires and wheels, you don’t have to worry about which part will only be replaced by your coverage.

Torque Group offers coverage for tires, wheels, and rims for up to five years.

$0 deductible

Last but not the least is your out-of-pocket expense. The best tire and wheel coverage is one that not only covers your tires, rims, and wheels, but also replaces any one of these when the need arises without asking you to pay for a portion of the labor and/or replacement. So when shopping around for your on road motorcycle tire and wheel coverage, check to see if the plan is $0 deductible.

As you can see, an on-road tire and wheel coverage for damage caused by road hazard(s) is a sound investment. With this coverage, you won’t have to worry about emergency tire replacements because your tire got punctured with a nail or a shard of glass on the road.

If you wish to learn more about Torque Group’s powersports road hazard tire coverage, please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Why Your Motorcycle Needs Powersports Road Hazard Tire Coverage appeared first on Torque Group .

Everything You Need to Know About Powersports Extended Service Contracts

Thu, 10 Nov 2022 10:44:00 GMT

If you own a powersport vehicle like an ATV or UTV, consider purchasing an extended service contract. What are powersports extended service contracts and why do you need one? Basically, an extended service contract for your powersports vehicle gives you some level of financial protection as future repairs or parts replacements may be covered by the contract, for as long as the extended contract is still current or valid.

Powersports extended service contracts explained</>

When you purchase any brand new vehicle, it comes with a manufacturer’s warranty. Now, this warranty generally covers repairs or parts replacements that are damaged or malfunctioning because of design defects. To put it another way, a manufacturer’s warranty covers damages that are considered as factory defects. It’s important to note here that the warranty only covers parts that are factory installed. The length of the warranty is generally three years or up to 36,000 miles.

Used vehicles may also come with a similar warranty from the dealer provided the vehicle is a certified pre-owned or CPO.

Why is extended service contract necessary?

To understand why powersports extended service contracts are necessary, we must first take a look at what they are. To put it simply, an extended service contract covers parts or services that aren’t generally covered by your manufacturer’s warranty. Depending on the terms of the contract, it may also cover the same parts as those included in your manufacturer’s warranty after the warranty has lapsed or expired.

In either case, you will be able to make full use of your powersports extended service contract as it covers parts and repairs that aren’t (or can’t be) covered by your factor warranty. This type of service contract becomes even more useful if you frequently use your powersports vehicle.

In a word, a powersports extended service contract will only work to your advantage and benefit particularly if you are an avid recreational rider.

Torque Group extended service contracts

If you own a dealership that specializes in powersports vehicles and you’re looking for more ways to make your customers feel like VIP, you can’t go wrong with Torque Group’s extended service contracts and other similar programs (designed specifically for the convenience of powersports vehicle owners).

Other than the covered parts and repairs, what customers and dealers alike appreciate the most about Torque Group’s extended service contract is the fast and easy claims process. Claims can be processed online and are paid within 24 hours of work completed. The best part is that coverage is valid anywhere in the United States for as long as the repair shop has a certified mechanic and they have the parts needed for the repairs.

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Powersports Total Loss Protection: Gearing up for Competitive Off-roading

Thu, 13 Oct 2022 13:27:00 GMT

Torque Group’s Total Loss Protection is a program designed for owners of powersports vehicles that provides financial assistance of up to $5,000 for the purchase of a replacement vehicle in the event that their current unit gets damaged beyond repair or stolen beyond recovery. The program provides Total Loss Protection of up to four years.

Off-road racing

Every off-roading enthusiast dreams of becoming an off-road racer; specifically, joining the prestigious Baja races (Baja 500 and Baja 1000) held annually at the Baja California peninsula. You could say that there’s not one off-roading enthusiast, whether driver or fan (or both), who doesn’t have the Baja competitions on their bucket list.

If you’ve been dreaming about becoming an off-road racer, the first thing you need to know is that it won’t be easy. You’ll need to put in the work, which could take years. And even when you feel you’ve done the work and you’re ready, it may take time to finally be given a spot at the races. Having said that, if you’re still decided, here are the first few steps that could help you start on the right path:

1. Learn the ropes from a mentor or coach

Look for a coach or mentor willing to be shadowed, so you can learn through observation; and willing to teach you everything you need to know about off-road racing. Your mentor won’t simply teach you the basics, they will teach you what they’ve learned from experience. In other words, they will impart with you their personal knowledge about the races and teach you the skills they themselves have learned, developed, and honed through their years of racing.

2. Be an avid student-spectator

Go to the races. Watch the professionals in action. It’s one the best ways to learn what goes on at the tracks as well as behind the scenes. The closer you can get to where the action is, the better. Pay attention too to the pit crew of each driver. See what they’re doing and how they anticipate their driver’s needs.

3. Get the proper licenses

You need a special license to join off-road races, particularly if these are huge events like the California Baja races mentioned above or the Spanish Baja in Northern Spain, the desert race in Abu Dhabi, and so on.

Understand that there are licensing requirements you need to fulfill, which are usually dependent on the type of race you want to join.

These are but your starting point in becoming an off-road racer.

Got questions about Total Loss Protection? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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Extended Service Contract for Powersports Vehicles: Introduction to Off-roading

Thu, 06 Oct 2022 13:26:00 GMT

If you own a powersports vehicle and you regularly ride it, it is recommended that you take out additional coverage to protect you against unforeseen expenses like a mechanical breakdown. An Extended Service Contract , for instance, covers repairs or parts replacements on malfunctioning powersports vehicles caused by a mechanical breakdown. Other products to consider include Lifetime Battery Program and Platinum Care Maintenance.

Off-roading is a recreational or sports activity that generally involves two essential things: an off-roading site and a powersports vehicle. Off-roading is called as such because you are driving or riding on an “off-the-road road,” so to speak, which means it is basically an unpaved road where regular cars and vehicles are off limits.

New to off-roading? Here are a few things to know about it:

1. There are different types of off-road surfaces

The general impression about off-roading sites is that these are all dirt roads, with perhaps a few rocks and small stones along the way. There are, in fact, several different types of off-roading surfaces and a dirt trail or dirt track is only of them (which also happens to be the most popular because beginner trails are usually dirt tracks).

Apart from dirt, these off-roading surfaces also include sand, mud, and rocks.

2. Your powersports vehicle may need to be modified

Your powersports vehicle may have been built and designed specifically for off-roading or trail-riding but it may still need a few modifications for it to be allowed on the track(s) of your choice or for the type of riding you wish to do. Usually for off-roading, the first modification that owners make on their vehicle is to change the tires to something more appropriate like all-terrain or off-road tires because often, stock tires on these vehicles lack the grip and traction needed for a safe off-roading ride.

3. Pack the right gear

There are different sets of gear you need to pack every time you go off-roading, depending on where you’re going and the type of riding or activity you’re going to do. Some of these include tow hooks and tow straps, a tool set, jack, fire extinguisher, spare tire, lockers, communication gear (like a CB radio), and a winch, among many others.

You will also need to gear protective gear like a helmet, gloves, shoes with good traction, and such.

Contact Torque Group for the best F&I solutions in the industry

Do you have more questions about our Extended Service Contract or other F&I solutions? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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Off-Road Tire and Wheel Protection: Trail-riding Tips for Beginners

Thu, 29 Sep 2022 13:24:00 GMT

For first-time owners of powersports vehicles like a motorcycle, it is recommended that you purchase additional protection against unforeseen events like tire damage or vehicle theft. For motorcycle owners who want to explore dirt trails, a tire, rim and wheel protection program is a good additional coverage. Check out Torque group’s Off-Road Tire and Wheel protection program for more information.

If you’re new to motorcycle riding and you want to level up your experience by riding down a dirt trail or off-road dirt path, you should do so with extreme caution first because it’s your first trail ride. Once you’ve grown accustomed to dirt paths and you’ve gained more confidence in your riding skills, that’s the time to try more challenging trails.

With that said, here are a few tips to consider to keep you safe during your first trail-riding experience, and also to make the ride more enjoyable for you and your companions:

1. Make sure you have the right vehicle for trail-riding

It may seem like a given but you’d be surprised at how many people become too confident with their riding skills to the point that they assume they can “take on” any dirt path regardless of the type of motorcycle they have. This is a careless and dangerous assumption. Your motorcycle needs to be equipped and designed for dirt paths and trail-riding to primarily keep you and your fellow riders safe. From suspension to wheel traction, your motorcycle needs to have been built for dirt riding.

2. Start slow

As with anything, practice makes perfect so for your first trail ride, it’s best to choose a flat and easy path or trail. Choose a beginner’s trail, in other words. Keep practicing on flat dirt trails until you get used to riding on uneven dirt roads. There are trails specifically designed for beginners and usually, these include those that are within an enclosed area, which means you won’t have to worry about crossing paths with more experienced riders.

You can also practice sharp turns with cones.

3. Learn how to be your own emergency back-up

>p>What this basically means is learning how to troubleshoot your vehicle. In the event that you experience a break down in the middle of the trail, you can fix it just enough to get it back to your truck or trailer. You should also anticipate having to carry the vehicle in case you are unable to get it running. This means you need to have built enough strength and stamina to carry your motorcycle.

Got questions about our Off-Road Tire and Wheel protection program? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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GAP 150 for Motorcycles: Getting Ready for Your First Ride

Thu, 22 Sep 2022 13:23:00 GMT

GAP 150 is Torque Group’s exclusive program for owners of motorsports vehicles that offers protection in case of damage beyond repair or irrecoverable loss. The program covers the difference between the vehicle’s remaining balance (which you owe the dealership) and the unit’s actual cash value at the time that it was declared a total loss.

Individuals who haven’t been on a motorcycle but are quite skilled at riding a bike quickly (and mistakenly) assume that their first time on a motorbike will be a breeze because they already know how to ride a bike. This is actually a highly dangerous assumption. It could put the rider and others nearby at risk.

On that note, expert motorcycle riders and hobbyists advise first-time riders to make the effort to prepare for their first ride. Here are a few tips to take note of:

1. Attend a safety training course

First on the list is a safety training course. Some people assume that this isn’t necessary (and in fact, just a waste of time) but there’s nothing more important than prioritizing your safety as well as that of others on the road with you, or nearby. There are motorcycle safety courses readily accessible these days, so you might not have a difficult time finding one at your current location or surrounding areas.

Basically, these safety courses will teach you all the basics of riding a motorcycle, including understanding your vehicle (controls, gear, tires, etc.) and road safety.

2. Start with a basic machine

You may be all pumped up to hop on a powerful machine but since this is your first time riding, it isn’t advisable. As with any powersports riding, it’s important to acclimatize yourself first with riding a two-wheeled motor vehicle. Learn the basics of riding a motorcycle first. Once you’ve gained enough experience and confidence, then that’s the time to try a more powerful motorcycle.

3. Ride with a buddy

For your safety, always ride with a friend or companion. Never set off on the road on your own, particularly during the first few weeks or months of riding. Apart from safety reasons, riding with a buddy actually makes the experience a lot more fun and enjoyable.

Last but not the least, make sure to wear protective gear (goggles, helmet, gloves, and jacket, among others) every time you ride a motorcycle.

Do you wish to learn more about Torque Group’s Powersports GAP 150? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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New Vehicle Maintenance Program: What You Need to Know About UTVs

Thu, 15 Sep 2022 09:47:00 GMT

If you’re looking into buying your first powersport off-roading vehicle and you can’t choose between an all-terrain vehicle (ATV) and a utility terrain vehicle (UTV), it is best to check each one separately and then side-by-side. You should also ask your dealership about a new vehicle maintenance program that can provide additional coverage to both types of vehicles.

Why do you need a new vehicle maintenance program or similar protection?

Briefly, you need this add-on as it covers service and maintenance for a specific period of several visits. For instance, if you purchase Torque Group’s Platinum Care Maintenance Program , you have several term options to choose from, starting with 12 months and going up to 48 months. With such coverage, you won’t have to worry about how to pay for your next scheduled servicing since it’s already been paid for by your maintenance program. You need only to show up.

What you need to know about UTVs

Choosing between an ATV and UTV, it’s best to start with the features of UTVs:

1. Safety

One of the most important differences between an ATV and a UTV that every off-roader should consider is the safety features. In a nutshell, there isn’t much to check with an ATV’s safety features as there aren’t any unless you have your unit customized.

A UTV, on the other hand, has a seatbelt that will keep you safely strapped even as the vehicle makes a sharp turn or swerves sideways. These seatbelts hug the driver, thus preventing him from moving left or right even as the car plows through extraordinarily bumpy and rough terrain. Some units also feature a roll bar that keeps the driver and passenger safe if the vehicle rolls over.

2. Cabin

An ATV is pretty much like a motorcycle because there is no protective cabin. The rider is just as exposed to the elements and perhaps just as vulnerable as there are no seatbelts or anything that will keep the driver from being thrown over in cases of a crash. In other words, there is no cabin to keep the rider safely “tucked” inside the vehicle.

With a UTV, a cabin with doors and a front glass isn’t uncommon, although most units just come with mere piping (like a skeleton of the vehicle, so to speak); but still, they aren’t as exposed as a motorcycle or ATV off-roaders.

3. Tires

What makes a UTV safer on the road is its tires, at least when compared to an ATV. UTV tires are smaller but “beefier” than that of ATVs. Its thickness and treading offer better grip and traction.

Want to learn more about the New Vehicle Maintenance Program from Torque Group? Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com .

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Tire and Wheel Protection Program: Coverage When You Need It

Thu, 08 Sep 2022 09:45:00 GMT

In general, tires and wheels aren’t covered by a vehicle service contract regardless of whether it’s a new vehicle or a used unit. On the other hand, a manufacturer’s service contract usually only covers the first year of ownership and may not cover damage due to road hazards. A Tire and Wheel Protection Program or a similar product from your (or any) dealership instead may cover damages not included in a standard manufacturer’s service contract.

Why aren’t tires and wheels included in a vehicle service contract?

First off, there are different vehicle extended service contracts. They differ in inclusions, types of vehicles covered, and terms or conditions for reimbursements or payments.

These vehicle extended service contracts include the following:

A factory service contract comes standard with every new purchase for new vehicles and certified pre-owned units. The other options differ in inclusions, so discussing these with your dealership agent is best. In a nutshell, a bumper-to-bumper service contract covers all the vehicle’s major systems, including air conditioning, electrical parts, and steering system. It also covers safety features like the airbag, cameras, GPS, and so on.

A powertrain service contract, on the other hand, covers the “powertrain” components of the vehicle, which include the engine and transmission, driveshafts, axles, gaskets, and so on. And finally, the corrosion service contract generally covers rust damage. Take note. However, that corrosion coverage is usually offered in extended service contracts only, so make sure to double-check this inclusion in your choice of contract,

As for why such extended service contracts don’t generally cover your tires and wheels, these components are considered wear and tear alongside the brake pads, brakes, clutch pads, and headlight bulbs, among others.

To ensure your tire and wheel repairs or replacements are covered, you need to purchase a separate service contract like the Tire and Wheel Protection Program offered by your dealership. Such programs cover repairs and replacements for tires and wheels that were damaged by road hazards, and the contract period usually lasts up to five years.

Much like any other type of contract, the exact coverage, reimbursement requirements, and other coverage details differ from one dealership to another or one provider to the next. Make sure you know all the details of the contract before purchase.

Tire and wheel coverage, and more from Torque Group

Offer your customers the best Tire and Wheel Protection Program and similar products and solutions. Please contact Torque Group at (800) 859-0590 for questions or inquiries. You may also send a message at info@torque-group.com .

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Powersports Gap 150 and Total Loss Protection for ATVs: Prepare for the Unexpected

Thu, 01 Sep 2022 09:33:00 GMT

Brand-new ATVs can cost anywhere from $3,000 to $15,000 , while a pre-owned ATV can cost around $5000. That’s a lot of cash, and you may ask yourself: is getting a Powersports GAP 150 and Total Loss Protection Coverage worth it? Or is one policy enough?

If you own an ATV, here’s why both aren’t just good options but critical for your investment.

Plan for Complete Wrecks and Damage

ATVs are not indestructible. They’re quite the opposite. Because they’re built for off-road adventures, they tend to get pretty banged up with every ride.

This risk is compounded because ATVs are also quite difficult to repair. Many auto repair shops don’t have the expertise and experience to properly handle ATV repairs, which can lead to subpar fixes that could compromise your safety.

Avoid Losing Your Investment Completely

If your ATV is totaled in an accident or stolen, you could be left with a hefty bill and no way to pay it off. Powersports GAP 150 is designed to cover the difference (“gap”) between what your ATV is worth and what you still owe.

As a result, Powersports GAP 150 could save you thousands of dollars in the event of a total loss.

Protect Your ATV from the Financial Impact of Theft

Because ATVs cost so much, they’re a very popular target for thieves. In fact, there are actually theft rings that specifically target ATVs.

ATV theft is also difficult to track, as they tend to disappear without a trace. This is where Total Loss Protection comes in, as it will reimburse you for the value of your stolen ATV (less any applicable deductibles).

So, instead of losing your investment and eating the cost of your ATV, Total Loss Protection will help you get back on your feet.

Learn More About Protecting Your ATV Investment

Every time you ride your ATV over rugged terrain and through muddy backwoods, you must be prepared for the unexpected. Whether that’s a cracked frame or a stolen ATV, having Powersports GAP 150 and Total Loss Protection ensures you’re always covered.

If you’d like to know more about how Torque Group’s products can help you save money and protect your ATV investment, please visit our products page .

Powersports Extended Service Contract: 4 Unpredictable ATV Repairs

Any ATV owner knows how unpredictable repairs can be. You’re riding along one minute, and your engine stops working the next minute. Or maybe something stalls out, and you’re not sure why.

Thankfully, with a Powersports Extended Service Contract, you won’t need to worry about paying for these unpredictable repairs.

With extended service contracts covering everything from major breakdowns to electrical issues, you’ll be able to get your ATV back on the road without worrying about how you’ll pay for it.

Not sure if a Powersports Extended Service Contract is right for you? Here are four times when having one can come in handy:

1. When your engine seizes up

This is one of the most common and costly repairs to an ATV. The reasons for this issue vary, but usually, it’s due to a lack of maintenance or using the wrong type of oil. Either way, it’s a costly lesson, but a Powersports Extended Service Contract can help you avoid the hefty costs of a broken engine.

2. When your electrical system stops working

ATV engines and electrical systems are complicated, and it can be difficult to know exactly what’s going on when they start to malfunction. Having an Extended Service Contract means you’re not stuck trying to diagnose the problem yourself and can instead take it to a professional who can help you get it fixed quickly.

3. When you accidentally damage your ATV

ATV accidents are incredibly common . Whether you hit a tree root on the trail or take a spill in the mud, there’s always the chance you could damage your ATV. With an Extended Service Contract, you won’t need to worry about the cost of repairs, as they’ll be covered by your plan.

4. When something doesn’t seem right

You’ll be riding along sometimes, and something doesn’t feel right. Maybe your brakes feel slightly spongy, or your engine sounds slightly off. These could be signs of a bigger problem, but you might not know what it is. An Extended Service Contract gives you the confidence to take your ATV to a mechanic and check it out to ensure that everything is in good working order.

If you’re looking for peace of mind when it comes to ATV repairs, then a Powersports Extended Service Contract is the way to go.

With coverage that extends beyond the typical manufacturer’s service contract, you’ll be able to protect your ATV and ride with confidence, knowing that you’re covered in case of an unexpected breakdown.

Learn more about how Torque Group’s Extended Service Contracts and other products can help protect your ATV from unpredictable repairs.

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Powersports Battery Replacement Program: Motorcycle Parts You Need to Change Frequently

Thu, 25 Aug 2022 09:16:00 GMT

Motorcycles are popular among off-roaders and recreational riders because of their speed, power, and agility, and usually, these two-wheeled speedsters are the top choice for a first Powersports vehicle. Now, if you’re a first-time owner, you might be offered such add-ons as a Powersports Battery Replacement Program at the dealership. You should purchase one of these add-ons, as these could save you hundreds of dollars in future repair and replacement costs.

Add-ons like the Powersports Battery Replacement Program offer owners peace of mind and security as they know their vehicles will be provided with whatever they need to keep them in good running condition.

For instance, a Lifetime Battery Replacement Program covers battery replacements for your lifetime of ownership. So, if your batteries die unexpectedly, your new batteries will be covered. And depending on your coverage, you may not even be required to pay a portion of the cost, which means you won’t be required to make out-of-pocket payments for every battery replacement.

Other parts of your motorcycle that may need frequent replacement

Apart from the battery, you should also make sure to check the following motorcycle parts as these are usually those that need to be frequently replaced:

Understand that each of these parts plays a vital role in keeping you safe on the road, so it’s important that these are checked frequently at regular intervals. For some of these parts, you may also purchase additional coverage. But next to the batteries, your tires and wheels need coverage because these bear the “abuse” of every ride, particularly on rough terrain or off-road tracks. So if your tires get damaged due to such common tire road hazards as nails or shards of glass and these need to either be replaced or repaired, your tire and wheel protection program will cover the costs.

Contact Torque-Group today

To make your dealership stand out from the competition, you should consider premier F&I solutions and products from Torque Group.

Offer your customers the best Powersports Battery Replacement Program and other solutions. Contact Torque Group today to learn more. Please feel free to call us at (800) 859-0590. You may also send a message at info@torque-group.com for questions and inquiries. We’d be glad to hear from you.

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Powersports Dealership Scheduled Services Program: Types of Powersports Vehicles

Thu, 18 Aug 2022 09:14:00 GMT

If you’re into recreational riding or driving, you probably already own a powersport vehicle. You also probably already know the ins and outs of each vehicle and the gear and accessories that will keep you safe while enhancing your experience. Powersports Dealership Scheduled Services Program or other similar products may likewise already be in your possession. But for those still new to recreational riding or even competitive off-roading, one of the first things to know is the various types of vehicles available for such activities.

Common types of powersports vehicles

When it comes to recreational or competitive off-roading, two types of vehicles instantly come to mind: all-terrain vehicles (ATV) and motorcycles (dirt bikes). A third one is also used for off-road driving: utility task (or terrain) vehicles (UTV). Below is a brief description of each:

1. All-terrain vehicles

All-terrain vehicles or ATVs are arguably the most popular off-road or dirt riding vehicles. ATVs are designed for single-person use only, so you can’t have a passenger onboard while you ride. These are likewise intended to withstand even the most extreme trails and off-road tracks.

2. Utility terrain (or task) vehicle

A utility terrain vehicle or UTV, on the other hand, can fit two up to six persons at a time. UTVs are also side-by-side because the passengers sit on a bench-style seats. Like the ATV, UTVs are likewise designed for all types of terrain, from light off-road tracks to extreme trails.

Both the ATV and UTV are sometimes used for farming, but of the two, the UTV is the more “farm-oriented” vehicle because of its size.

3. Motorcycle

When it comes to motorcycles, there are different categories and types to choose from, but basically, you choose between an off-road and on-road bike. If you wish to be able to switch from off-roading to on-roading, you should ask your dealership about dual-sport motorcycles. It’s important to let them know which of the two activities you plan on doing more, as this will help determine the bike that is the right fit for you and the tires and wheels ideal for your riding.

Whatever type of vehicle you choose, make sure to have it regularly checked and serviced to prolong its life and keep you safe on the road. It is recommended too that you discuss your options for a Powersports Dealership Scheduled Services Program as this can help pay for future services, making care and maintenance a breeze for you.

Got more questions about how a Powersports Dealership Scheduled Services Program works? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Tire and Wheel Coverage: Choosing Motorcycle Tires

Thu, 11 Aug 2022 09:11:00 GMT

When it comes to tires and wheels for Powersports vehicles, it’s important to use those designed specifically for the type of vehicle as well as its usage, i.e., off-road, on-surface, or tarmac. It’s also important to cover replacements like tire and wheel coverage program from your dealership.

If you’re a first-time motorcycle owner, it will help if you do your research about motorcycle tires if only to learn the basics. This will help you make a more informed decision about the type of tires to buy for your specific bike and your recreational purpose.

Below are some of the things to know about motorcycle tires:

For recreational motorbiking, your two available options for tires are off-road and on-surface tires. But if you’re spending time on the dirt and the tarmac (or off-road and on-road surfaces), the best option for you is dual-sport tires.

1. Dirt-oriented tires

There are two general types of dual-sport tires, but you need to consider whether you will spend more time off-roading or more time on the surface.

If you’re spending more time on the dirt than on the tarmac or on-surface biking, then you should check out dirt-oriented dual-sport tires. These are built to give you a good grip on the dirt road, thus keeping you safe during your ride.

2. Road-oriented tires

On the other hand, if you’re only going to do light off-roading and you’d be spending more time on the tarmac or smooth surface, then your best option would be dual-sport tires that are more road-oriented than dirt-oriented.

3. Trail tires

For riders who enjoy off-roading on various trails, including extreme trails, you should focus on tires designed for such an activity. Trail tires are built and designed specifically to withstand even the most extreme trail condition, so if you enjoy this off-roading, your best bet would be trail tires.

If you’re going to be off-roading on extreme trails regularly, you should check if your tire and wheel coverage includes trail tires.

Contact Torque-Group for all your F&I needs

Provide your customers the best tire and wheel coverage and other F&I products. Contact us today to learn more. Please contact Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Tire and Wheel Coverage: Choosing Motorcycle Tires appeared first on Torque Group .

Powersports Extended Service Contract Prices: Health Benefits of ATV Riding

Thu, 04 Aug 2022 08:58:00 GMT

If you own an all-terrain vehicle (ATV) for off-roading, one of the most important add-ons you shouldn’t neglect to purchase is an extended service contract. Powersports extended service prices differ from one dealer to the next, but in general, the cost is relatively cheaper compared to what you could spend on emergency repairs or parts replacement. An extended service contract is even more important if you’re a regular rider, as your vehicle is more prone to breakdowns and early wear and tear.

Now, if you’re into off-roading in your ATV, chances are you got hooked because it gives you a kind of adrenalin rush like no other. Seasoned riders are quick to mention, whenever they get asked about why they like ATV riding, that ATV riding gives you a unique experience every time. No two days on the track are the same.

But adrenalin rush aside, did you know there are actual health benefits to ATV riding? Look at how riding can improve your health:

1. A healthy dose of Vitamin D

Off-roading events and meet-ups are generally done in the daytime, which means riders are exposed to sunlight. The sunshine is a good, natural source of Vitamin D. Every time you ride, you then get a healthy dose of Vitamin D (riders like to call it a “healthy dose of vitamin sun”), which helps strengthen your bones and

your immune system. Sunshine also helps enhance your mental health.

2. Physical fitness

Regular ATV riding is a good form of exercise. Handling the vehicle, from maneuvering to lifting and turning, your body gets an intense workout with every ride.

3. Strengthens bones and muscles

Apart from giving you a healthy dose of Vitamin D, ATV riding also enhances your musculoskeletal system, strengthening your bones and muscles and helping fight obesity in the process.

4. Good source of happy hormones

Happy hormones are those hormones that make you feel good and improve your mood. As you feel the adrenalin rush, your body also releases more of these happy hormones, particularly endorphins, which are hormones that help you manage stress and pain. You could say then that ATV riding is also an effective stress reliever.

Contact Torque-Group today for powersports extended service prices

Do you have questions about Powersports extended service prices? Or do you want to learn more about what’s included in a typical extended service contract? Please contact Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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New Vehicle Maintenance Program: Taking Care of Your UTV

Thu, 28 Jul 2022 13:00:00 GMT

If you own farmland, there’s a good chance you also own a utility terrain vehicle or utility task vehicle, otherwise known as UTV. These machines are built to plow through rough terrain, much like an all-terrain vehicle or ATV. If you’ve recently purchased your UTV, a new vehicle maintenance program or something similar could be worth considering, especially if you plan on using your UTV for a variety of tasks you need to do at the farm.

A UTV can be used for various jobs, but on a farm, this is usually utilized for feeding livestock, plowing soil, hauling large items and equipment, and accessing off-road tracks for emergencies such as when a tree falls or a portion of the fence breaks. Some farmers also attach a spreader to spread seeds and fertilizer on the tilled land.

With that much work, it’s imperative that owners take extra care of their work machines. These are the typical steps usually done for initial care and maintenance:

1. Regular cleaning

It goes without saying that your UTV needs to be cleaned regularly. It would be best if you wash the unit with soap and water after every use to prevent mud from caking and also prevent buildup of dirt and debris. You also have to thoroughly dry the vehicle, taking care to wipe dry those nooks and corners, too, as these are usually where rusting starts.

2. Cover the unit with breathable fabric

You can actually use any type of cloth or fabric to cover the UTV, for as long as the unit is dry and clean before covering and storing it. Some owners use plastic to cover their UTV but instead of protecting the unit from the elements, it actually increases the risk of moisture buildup, which could cause metal parts to corrode.

3. Store properly

Once the unit is cleaned and all covered up, the next thing to do is to store it properly. Simply store it in a cool, dry place, protected from the elements. It’s particularly important to clean, cover, and store the unit properly during winter (when you won’t have much, or any, use of the machine). Do a bit of research on how to “winterize” a UTV so you can properly prepare it for winter hibernation.

It’s also important to have your machine regularly checked by a licensed mechanic, which is why a new vehicle maintenance program or a similar product is strongly advised.Want to learn more about how the New Vehicle Maintenance Program will benefit your customers? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Tire and Wheel Protection Program: Tire or Tread Separation

Thu, 21 Jul 2022 12:58:00 GMT

Powersports vehicles are primarily designed for recreational activities, and as such, they may be more exposed to damage risks compared to regular family or office cars, which is why F&I products like the Tire and Wheel Protection Program is always a good idea. A sound investment, if you will, because of the various parts of a powersports vehicle, particularly that which is designed for off-roading, one of the most abused and overused are the tires.

Tire or tread separation

Tire or tread separation is one of the effects of tire overuse or abuse. As what is implied, this issue results in the tread separating from the casing of the tire. When this happens, an accident may likely occur. This is why it’s important to pay attention to signs of tire or tread separation to keep you safe on the road/track.

Tread separation cannot be repaired; instead, tire replacement is what mechanics advise. This is where your Tire and Wheel Protection Program will come in handy.

Is my tire separating? Here are a few tell-tale signs to watch out for:

1. The wheels vibrate when you increase speed

One of the most telling signs that your tire is about to separate from the body or casing is vibration; that is, you feel the vehicle vibrating rather strongly as you increase your speed. Some drivers, unfortunately, fail to acknowledge that there is at least an issue with the tires or the vehicle after such vibration. Usually, they put this down to the unit simply not being “ready” for the sudden increase in speed.

2. The treads are worn out

Another tell-tale sign that the tread could be separating from the casing is a worn-out treading. If you can barely make out the treading or you notice bald spots on the tires, tread separation may not be too far off. It’s best to take the vehicle to a licensed mechanic to have the tires and wheels checked. Usually, they will raise the vehicle to slowly turn the wheel, so they can check the treading. If swirly lines appear instead of straight ones while the wheel is being turned, it could be a sign of tread trouble.

3. Misaligned tires

If you notice that your tires are misaligned, it could also be a sign that tread separation has already started. Although misaligned tires aren’t always an indication of tread separation, it would be prudent on your part to have the tires checked nevertheless because misaligned tires, in any case, should be addressed immediately for a safer and smoother driving experience.

Offer the best Tire and Wheel Protection Program to your customers. Contact us today to learn more. Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Extended Service Contract Companies: Flexibility is Key

Thu, 14 Jul 2022 12:57:00 GMT

Ideally, extended service contracts for powersports vehicles should offer owners protection against financial losses brought about by unexpected repairs or parts replacements. However, how such a contract will benefit the owner largely depends on the provider because not all powersports extended contract companies offer the same benefits, inclusions, and terms. Unfortunately, the vehicle owner could easily fall for promises made at the dealership for the simple reason that they put their complete trust into their agent or even the dealership itself. Sometimes, it’s the dealership itself that falls for the provider’s sweet talk.

If you own a dealership, how then do you ensure that your customers are getting the best extended service contract the market has to offer? It’s pretty simple, actually. Be discriminating about your choice of partner provider. Research on several powersports extended contract companies before deciding which one is the right fit for your dealership and your customers.

Choosing a provider

One way to help you pick the right partner provider is through a selection process from the customer’s perspective. In other words, put yourself in your customer’s shoes. With that said, here are few notes that might be able to help:

1. Accredited repair shop

It has been a common practice for service providers to provide a list of accredited repair shops or mechanics that customers can go to for repairs or parts replacements, which translates to having limited options. This also translates to the customer having a difficult time finding an accredited partner if the vehicle breaks down in the middle of nowhere (which is often the case with off-roading destinations).

A good service provider is one who allows your customers to take their vehicle to the nearest repair shop without trouble. For as long as the shop is licensed and there is a licensed mechanic who can work on the repairs, then the customer can have their unit fixed in an instant.

2. Reimbursement

If there’s one thing that really puts a burden on customers, it’s the reimbursement or claims process. It doesn’t make sense for an extended service contract that offers financial protection to delay payment of the repairs, which pretty much means money that is rightfully the customer’s is being held up against their will, so to speak. An easy claims process that reimburses the customer no later than an hour or two after filing of claim is what your customers will appreciate about your dealership, so choose your provider wisely.

3. Cancel any time

Last but not the least, a good extended service contract is one that allows for cancellation of the contract at any given time. When your customers know they can cancel their contract any time, they will be more convinced to purchase the product.

Still not sure about powersports extended contract companies ? Contact us today to learn more. Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Gap 150 Total Loss Protection: Dirt Bike vs ATV for Off-Roading

Thu, 07 Jul 2022 12:55:00 GMT

Have you been thinking lately about competitive off-roading, particularly how you’d want to try and train for it? If so, you’re probably wondering whether to go with dirt biking or ATV-riding. If safety is your biggest concern, then you’d probably be better off with a dirt bike. Also, consider Powersports Gap 150 Total Loss Protection for financial protection should your bike gets damaged beyond repair.

Why dirt biking may be more your cup of tea

For the longest time, the popular belief was that ATV-riding is safer than dirt biking perhaps because of the false sense of security a four-wheel drive gives. Statistics show however, that ATV crashes are more fatal compared to dirt biking accidents.

To expound a bit more, here are a few common reasons why dirt biking is considered safer than ATV-riding, particularly in competitive off-roading:

1. As a rule, bikers always wear safety gear before every ride

In general, bikers are more careful riders if only for the fact that they usually make it a point to wear safety gear every time they ride out. And these pieces of protective gear, from helmets to gloves, goggles or eye protection and so on, were designed following strict safety standards, which means the rider will have ample protection should an accident occur.

ATV riders don’t always wear safety gear, not even a helmet, and as mentioned above, it could be because of the false sense of security of having four wheels instead of two.

2. Dirt bikers are generally separated from their machine during an accident

When a bike crash occurs, the rider usually gets separated from their bike either because they were thrown off or they slid off their seat. In either case, they are less likely to be crushed by their vehicle compared to an ATV rider who usually ends up trapped inside the vehicle during a crash. In some instances, the ATV fell on the rider, causing serious injury or worse, death.

3. Dirt bike riders are more focused on the track

Dirt bikers are generally more cautious compared to ATV riders, and again, this could be attributed to the “safety” of having four wheels instead of two. Also, dirt bikers are aware there is nothing separating them from the open track, so they know any miscalculated turn could result in an accident.

If you’re still unsure on whether to go with a dirt bike or an ATV, it’s best to wait awhile and take your time researching on the pros and cons of both.

Powersports Gap 150 Total Loss Protection

Offer the best Powersports Gap 150 Total Loss Protection and other F&I products to your customers. Contact us today to learn more. Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Battery Replacement Program: Cost-effective Solution for Owners

Thu, 30 Jun 2022 12:53:00 GMT

Whatever type of powersports vehicle you own, you probably already know that such vehicles are high maintenance because first of all, their usage is different from that of regular vehicles. Secondly, they are built quite differently. So for owners, such coverage or contracts as a Powersports Battery Replacement Program is a must-have.

What can a Powersports Battery Replacement Program do for you?

Basically, a powersports battery replacement contract provides vehicle owners with a new battery should the old one die or expire. There are various programs like this that dealerships offer their customers, so you must do your due diligence and take the time to carefully look at the fine print to ensure you’re getting a really good bargain.

If you’re new to such programs or contracts, here are a few inclusions you should check out, so you can truly benefit from it over the course of the contract:

1. Check for the “Lifetime” clause

As mentioned above, different providers offer different inclusions. And the first thing you want to check is the duration of the program. In other words, how long will you be able to enjoy the replacement coverage? The “Lifetime” clause basically shows you that you can enjoy coverage for the lifetime of your ownership.

The clause then should look something like this: “Battery replacement for the lifetime of the ownership” or something similar like “no expiration on the term.” But just to make sure you’re getting lifetime coverage, double-check with the provider or dealer, and make sure that the details are clear to you.

2. Claims process

One of the most difficult parts of warranties and service contracts is the claims process. For the most part, owners not only have a hard time getting connected to the right personnel, but they are also made to wait a long time to receive their reimbursement. It’s best to ask around and do a bit of research on the provider’s claims process, so you will have an idea of whether or not you will receive your money right away.

3. Purchase period

Some dealerships “badger” you to purchase the F&I solutions and products they are offering, with most of them saying that the “special” price is for a limited time only or products can only be purchased on the day you purchased the vehicle. If this is the case, you’d best look somewhere else.

A good Powersports Battery Replacement Program is one that not only allows you to purchase said program at any time of your vehicle ownership but also makes their program available at various powersports dealerships. In other words, the provider has made the program easily accessible to anyone and everyone.

Contact Torque-Group today

Offer the best Powersports Battery Replacement Program to your customers. Contact us today to learn more. Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Dealership Scheduled Services Program: Why Service Maintenance is Important

Thu, 23 Jun 2022 12:42:00 GMT

If you own a powersports vehicle, or any vehicle for that matter, it’s important to have it regularly checked by a licensed mechanic to ensure that it’s in good running condition primarily for your safety. And a Powersports Dealership Scheduled Services Program or a similar product from your dealership ensures you won’t miss important service checks.

Apart from keeping you safe on the road, track or open water, servicing your vehicle also reduces the risk of experiencing engine trouble while the vehicle is in use. Just imagine your small boat conking out in the middle of the sea or lake, and no one’s around to tow you. If you had the boat serviced, the mechanic could have seen or detected issues with the engine, and applied the appropriate solution.

Still not convinced? Here are other reasons why your vehicle needs regular servicing (which can be paid for by a Powersports Dealership Scheduled Services Program):

1. Increases resale value

In an nutshell, you’ll have more chances of selling a well-maintained vehicle at a fairer price compared to selling one that is in bad shape because the owner will have to shoulder the repairs, among other things.

2. Enhances longevity

If you want to be able to use your vehicle for a long time, then proper care and maintenance is a must; and it all begins with following the manufacturer’s recommended schedule for servicing. Remember that the manufacturer knows every inch of the vehicle, which means they can pretty much predict when it’s going to need some TLC. Always refer to your owner’s manual for care and maintenance you can do at home, and servicing performed by a licensed mechanic.

3. Minimizes risk of untimely parts replacement

If your vehicle is maintained properly, it means every part, particularly mechanical parts, is checked and maintained as well. This translates to avoiding the risk of untimely parts replacements or expensive repairs, which of course, saves you time and money. Additionally, a well-maintained vehicle affords you the luxury of enjoying recreational riding anytime you want.

There are many other reasons why you should have your vehicle serviced regularly. And if have a Powersports Dealership Scheduled Services Program, you can be sure that your vehicle will be serviced by a licensed and experienced mechanic. You should ask your dealership about it for your peace of mind.

Contact Torque-Group today

Offer the best Powersports Dealership Scheduled Services Program and other F&I solutions and products to your customers. Contact us today to learn more. Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Tire and Wheel Coverage: Maintenance Basics

Thu, 16 Jun 2022 12:40:00 GMT

Tires and wheels are arguably one of the most expensive parts of any vehicle, but more so perhaps for powersports vehicles because these are built specifically to withstand hard usage. In other words, these are more prone to earlier wear and tear compared to other vehicles. And such products as Tire and Wheel Coverage can at least ensure that the owner won’t be financially burdened in the future, should the time come for the tires and/or wheels to be replaced.

While inclusions may vary from one provider to the next, the general goal of tire and wheel coverage is to provide a certain level of protection for vehicle owners against future financial burdens. This, however, shouldn’t be a factor for neglecting your tires and wheels entirely. Responsible ownership means properly caring for the vehicle for your safety and others on the road with you. And this includes tires and wheels.

With that said, here are a few tire and wheel maintenance basics every vehicle owner should know about:

1. Make sure the tires are properly inflated

Did you know that every year, about 600 deaths and more than 30,000 injuries are caused by under-inflated tires? For your own safety and that of others on the road/track with you, keep your tires properly inflated. Check your owner’s manual or the sticker on your vehicle for proper PSI. Make sure to follow the recommended PSI, which means if you over-inflate, deflate or let air out until you reach the right level.

2. Check tire tread

There are two things you need to watch out for when it comes to your tire tread: uneven tread and low tread depth. If your tire tread is uneven, it means your tires need rotating. This helps prolong the tire’s shelf life.

And if your tire tread depth is low, it might be time to replace your tires. A low tread depth basically means you won’t have as much traction on the road anymore, which could result in sliding or hydroplaning. And if you’re driving in rainy weather, you’re at an even higher risk of hydroplaning.

3. Keep wheels balanced/aligned

Frequent usage, particularly on rough terrain, can cause your wheels to become misaligned. And when this happens, you could experience uneven tread wear. It may also cause tire tread to wear out sooner rather than later. Dealerships recommend having the wheels aligned by a professional mechanic after about 25,000 km or when you notice something amiss when you drive/ride.

Offer the best tire and wheel coverage and other F&I solutions and products to your customers. Contact us today to learn more. Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Extended Service: Prices and Other Factors to Consider

Thu, 09 Jun 2022 12:36:00 GMT

If you’ve had your fair share of visits at dealerships, then you’re likely familiar with the usual after-sales pitch on extended service contracts and other similar products. Now, before you outrightly reject the products, especially after hearing about powersports extended service prices , you should discuss such products and services first. You might be surprised at how much you’re going to benefit from them in the future.

Owners of powersports vehicles know that maintaining their ATV or UTV, dirt bike, jet ski or other vehicle is critical to its longevity, and of course, their safety. They also know that even the most meticulous and careful owner cannot guarantee that the vehicle will always be in tiptop shape. This is why a lot of them consider powersports extended service, prices notwithstanding, as an integral part in responsible ownership.

Still on the fence? Here are other factors to consider:

1. You regularly use your vehicle

If ride your dirt bike or ATV every weekend, or two to three times per month, that’s a fairly regular use of your vehicle, which means it is more prone to wear and tear. Now, if your manufacturer’s warranty has expired and you suddenly find that a mechanical part needs to be repaired or replaced, an extended service contract can cover the cost, up to the amount that is stated in the contract. Untimely repairs or replacements can be costly, but with the extended service, you’re pretty much covered.

2. You bought a used vehicle

Contrary to popular belief, an extended service contract doesn’t only cover new vehicles, it also covers used units, which means you can also ask your dealership about it if you wish to purchase one for your “new” used ATV or motorcycle. Used vehicles may be more susceptible to break downs and whatnot, so an extended service contract definitely makes sense.

3. Accumulated repairs may be more costly in the end

When you think about powersports extended service prices that range between $1,000 and $1,600 on average, and then you compute the repairs and replacements that you “might” be needing within the warranty’s coverage period, you might be surprised to find that you could’ve actually saved more had you been covered by the extended service contract.

Contact Torque-Group today

Want to learn more about powersports extended service prices, inclusions, and other important details? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Powersports Extended Service: Prices and Other Factors to Consider appeared first on Torque Group .

Dealership Scheduled Services Essential to Maintaining Your Motorcycle

Thu, 02 Jun 2022 08:07:00 GMT

If you own a motorcycle or you’re still in the decision-making process about whether to get one, you should know that a bike requires more maintenance than a car. So, when you do purchase a unit at the dealership, scheduled services should be one of the first things you discuss with the agent. If you fail to have your bike serviced as scheduled, you are putting your safety at risk and at the same time, shortening the lifespan of your bike.

If you’re a new bike owner, here are a few things to know about dealership scheduled services for a motorcycle unit:

1. Service every 500 to 600 miles or every six months

500 to 600 miles or every six months is all you need to keep in mind when scheduling your maintenance service at the dealership. This figure is pretty much the gauge used to let you know that your motorcycle oil needs changing, and that you need to check the chain and lubrication. You can do these yourself but if you’ve never done it before, it would be best to let the experts at the dealership do it. Also, changing the oil, cleaning, and adjusting the chain, and checking its lubrication can be quite messy. So, it’s best to let the experienced mechanics handle these for you.

2. Check the tires regularly

Regardless of whether your scheduled service is near, you should make it a habit to regularly inspect your tires, especially if you ride your bike every day or frequent off-road tracks. It would be ideal if you can check your tires after every ride. Defects to watch out for are cracks on the tire, bald spots, and uneven or rounded tread patterns. These are visible signs of wear and tear, and if possible, have your tires changed while you’re having it serviced.

3. Dealership care and maintenance programs ensure your bike is serviced on time

Dealerships usually offer various products designed to make ownership easy and enjoyable for their customers. From battery programs to total loss protection, tire and wheel coverage, and care and maintenance programs, these can make ownership a breeze. Care and maintenance programs like the Platinum Care Maintenance Program ensures that your bike is serviced on time.

Different maintenance programs offer different coverage options, but in general, these programs provide you with a specific coverage period that includes a specific number of routine services as well. For instance, with a coverage period of 18 months, you can get three full services. If you opt for a coverage of 36 months, you are eligible for six full dealership scheduled services.

Got questions? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Road Hazard Tire Coverage: How to Make Motorcycle Tires Last Longer

Mon, 30 May 2022 08:06:00 GMT

If you own a two or three-wheel motorcycle, you know that tires for these machines can be quite expensive. These tires are an investment in themselves, so it would be prudent on your part to take the necessary steps to make them last longer. It would also help if you have road hazard tire coverage if your tires get damaged or fail due to a road hazard.

What is road hazard tire coverage?

The terms of coverage depend on the F&I solutions provider, but general inclusions are usually 24-hour roadside assistance and coverage for tires, rims, and wheels for up to five years. The best part is that full cost of these parts is covered so no out-of-pocket expense for the owner.

Apart from having road hazard tire coverage, another thing that owners can do to fully enjoy their two or three-wheeled motorcycle is to make sure to take care of the tires. And on that note, here are a few tips you can consider to make your tires last longer:

1. Regularly check tire air pressure

Make it a point to check each of the tires’ air pressure at least once a month. In general, about one pound PSI is lost every month, so a monthly check is necessary. Motorcycle tires should have a PSI of about 28 to 40, depending on your type of bike and tires. Check your owner’s manual about the correct PSI for your bike.

2. Keep the bike out of the sun>/strong>

Prolonged sun exposure can make your tires dry and brittle, making them prone to cracks and tears. Something as simple as storing your bike inside the garage or a shaded area is already a big help in prolonging the lifespan of your tires.

3. Rotate the tires every 5,000 miles

Rotating the tires evens out tread wear. If you keep using the same side, only that part of the tire will have worn out or rounded tread patterns. You may also find that only the most used part is bald. Rotating the tires basically evens out wear and tear. A mechanic will rotate the tires for you, so make sure to bring in your bike every 5,000 miles.

Additionally, you should also have the wheels balanced (you can do this while you’re having the tires rotated), and check alignment at least every six months (or twice a year).

Do you have questions about road hazard tire coverage? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

The post Road Hazard Tire Coverage: How to Make Motorcycle Tires Last Longer appeared first on Torque Group .

Best Powersports Extended Service Contract: Service Beyond the Dealership

Thu, 26 May 2022 08:05:00 GMT

At any dealership, you will be offered add-ons or other products that will make ownership a breeze; at least in terms of costly repairs or parts replacements. Your dealership may offer you what they claim as the best powersports Extended Service Contract and while this may be true, you shouldn’t immediately agree to it. You need to read the fine print in order to determine if it will truly work to your benefit or if it will simply prove to be a waste of your money in the end.

What is Extended Service Contract?

Briefly, an Extended Service Contract is coverage beyond the manufacturer’s warranty. It can cover repairs and parts replacements that the manufacturer’s warranty cannot or will no longer cover because it has expired. A lot of people hesitate against it, deeming it an unnecessary additional expense, but if you are fortunate enough to find one that actually works for your benefit, then you’ve just hit the jackpot, as they say.

What is the best Powersports Extended Service Contract?

In a nutshell, the best Extended Service Contract for powersports vehicles or even regular vehicles is one that is easy on the pocket without compromising coverage terms. In other words, you get coverage for repairs, parts, and labor without paying more than you can afford for the policy.

Dealerships value repeat customers, perhaps even more than the put importance on new and potential customers, which is why they generally make it a point to offer add-ons and such F&I products like extended warranties that will truly work in favor of the customer.

When a dealership offers you what they claim to be the best powersports extended service contract, make sure to read the terms thoroughly, even going over it twice or thrice just so you can be certain that the coverage it offers is actually something you know will be useful to you in the future.

Service after sale

Dealerships that offer honest-to-goodness extended warranties actually offer services beyond the four walls of their dealership. How so? They take care of you even when you’re not in sight. To put it another way, they make sure you have the best experience with your powersports vehicle.

What customers appreciate about dealerships (or any other consumer business) is the after sales support they receive.

If you own a dealership and you want to find the best F&I solutions and products for your customers, including powersports extended service contracts, please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Gap: What Type of Motorcycle Rider Are You?

Mon, 23 May 2022 08:04:00 GMT

When it comes to motorcycle riding, no two riders are the same. Each one has his or her own unique style and preference. Basically, it’s how you feel behind the handlebars that determines what type of motorcycle rider you are. But regardless of type, insurance protection like Powersports Gap is important as it can save you from unexpected financial burdens should anything happen to your bike.

What is Powersports Gap?

In a nutshell, Powersports Gap is insurance against financial losses should your motorcycle get wrecked beyond repair or stolen and deemed irrecoverable. This type of insurance pays the difference between your loan balance and the bike’s actual cash value.

Up until now, you may not have given a second thought about the different types of motorcycle riders out there. You probably weren’t even aware that riders belong to certain categories. And in case you’re wondering what type of rider you are, here are the most common ones:

1. The Cruiser

You’re the type who enjoys riding through scenic routes or simply riding “for the sake of riding;” you take pleasure in taking out your bike for a cruise about town, riding without a care in the world, so to speak. Just you and your bike enjoying a daytime or night ride around town.

2. The Adrenalin “Junkie”

If you like riding your bike to the limit, as if you are chasing after something, then you can be considered an adrenalin junkie or better still, a speed chaser. For you, the thrill is in discovering how fast and how far you can go. Occasionally, you like to show off your riding skills, doing stunts for an unsuspecting audience. You like trying out new tracks and breaking limits.

If you are this type of rider, it’s even more important to have insurance like Powersports Gap or Total Loss Protection . Ask you dealer about it.

3. The Adventure Rider

If you like riding to far-off places, especially to discover places you’ve never been to before, then you can be considered an adventure or spirited rider. Your goal is always to discover new places, to the point that you can ride for days just to find the next adventure destination. You could say you’re a backpack rider; that is, taking your bike out usually means leaving home for days or weeks at a time to go on an adventure.

Some riders are categorized as “label-minded” because for them, part of the thrill of riding is the brand of the bike. From the bike itself to add-ons and accessories, everything has to be of a certain brand, otherwise, it’s no good.

So what type of rider are you?

Do you own a dealership? Do you want to learn more about Powersports Gap? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Battery Program Boosts Customer Confidence

Fri, 20 May 2022 08:03:00 GMT

Dealerships, like any other consumer business, generally earn more from repeat customers than new ones. And to have a customer go back to your dealership for a second or third (or nth) time, you need to make their first-time buying experience truly remarkable. Making it known that Powersports Battery Program and other similar products are readily accessible to them is a god place to start.

To truly effective in enhancing the customer’s buying experience and boosting their confidence in your dealership, you must know the ins and outs of every product that you offer. You must be able to discuss it with them with confidence too. So, for instance, if you’re talking about your Powersports Battery Program, you must be able to tell them exactly what it does and how they will benefit from it as straightforward as you can. To put it another way, do not bore and confuse them with technical details.

With the battery program, for instance, the following details could be enough to let them know what it is and why they need it:

These are the details that your customers will surely appreciate and will eventually motivate them to check-out your other product offerings. And the more confidently you speak about these products, the more you boost the customer’s confidence in your dealership as well.

If the customer doesn’t purchase on the spot, you can be sure that you gave them something to think about when you discussed your add-ons and programs and answered their questions correctly and accurately. Don’t be surprised if they return to once again talk about the same, but this time, to choose what they want to purchase.

However, it’s important to remember that no matter how seemingly eager the customer may be, it wouldn’t help to be too sales-driven and pushy. Give them the information they need, answer questions politely, and let them decide on their own.

Do you wish to offer the Powersports Battery Program at your dealership? Please feel free to call Torque Group at (800) 859-0590 to learn more about the program and other products you can offer. You may also send a message at info@torque-group.com .

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Powersports Dealership Maintenance Program: Convincing Customers to Buy

Tue, 17 May 2022 08:01:00 GMT

In every dealership, the customer’s buying experience dictates how the customer-dealership relationship will turn out. If the experience was pleasant, even enjoyable, you may have just gained another loyal patron. From vehicles to add-ons, warranties, and programs like the Powersports Dealership Maintenance Program , whether or not they purchase any or all of these, and more, all comes down to their experience at the dealership.

How then do you ensure that the customer will have an enjoyable time at your dealership, and more importantly, how do you convince them to buy? Here are a few tips:

1. Incentivize it

Incentivize the buying process by offering attractive discounts, add-ons, and other products that you know will enhance not only the buying experience but also the customer’s day-to-day. For instance, you can bundle F&I solutions and products like Powersports Dealership Maintenance Program, which offers service and maintenance for up to 36 months (with 6 full services), and the Lifetime Battery Program for the ultimate care and maintenance package.

Get creative with your incentives. From product bundles to discounts, free movie tickets or restaurant vouchers, the point is to provide incentives that will be hard to resist.

2. Be helpful but not pushy

One of the most frustrating, even infuriating, things for a customer is having a sale agent hovering over them. It’s also one of the quickest ways to show a potential buyer out the door. When a customer walks in, welcome them and introduce yourself. Ask what they’re looking for and show them where the units are. After that, let them browse on their own but make it known that you are just on the sidelines ready to assist whenever they want.

3. Be knowledgeable about your products

There’s nothing more off-putting than a sales agent who doesn’t know what they’re selling. If a customer asks a question about the vehicle, you should be able to answer them accurately. You can’t convince someone to buy what you’re selling if you don’t know the first thing about it. This goes too for the add-ons and other products that the dealership is offering. You must know details of these products inside and out to be convincing.

If the product isn’t your expertise, call someone who is. The point is not to leave the customer’s questions unanswered. You must arm the customer with all the information they need to convince them that buying such a vehicle and the add-ons is the right choice.

Got questions about the Powersports Dealership Maintenance Program? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Tire and Wheel Protection: Is It Time to Change Your ATV Tires?

Sat, 14 May 2022 07:47:00 GMT

A pre-ride inspection is a must every time you take your ATV out for an off-roading trip with friends. One of the things you must never neglect to check are your tires. Worn out tires can be a safety hazard. Unexpected replacements become more manageable if you have Powersports Tire and Wheel Protection or a similar product with tire and wheel coverage.

So how do you know when it’s time to change your tires? Here are a few tell-tale signs:

1. Bald spots

Bald spots on the tires tell you that your tires have seen better days. It could be that you’ve been using them for far too long or that you’re always off-roading on rough or hard terrain. Whatever the reason, bald spots are a sure sign you need to change your tires because if you go on riding with a smooth tire, you could get into an accident, which not only endangers you but others on the track with you as well. You need a good tread pattern for traction on the road or trail.

2. Missing, worn, or rounded tread patterns

In relation to the above, worn, rounded, or missing tread patterns are also a safety hazard while you’re off-roading because as mentioned above, you need good traction or a solid grip to keep your quad balanced and upright. It’s especially important to replace your tires when this particular sign of wear and tear is visible if you’re going to be using your quad for competitive racing.

With Powersports Tire and Wheel Protection, your tires, wheels, and rims are covered, which means full cost of replacement tires could be covered.

3. Cracks and punctures

Finally, check for cracks in the sidewall and between treads, and punctures on the rubber. If these are present, it may be time to change your tires. If you keep riding with a cracked or punctured tire, it could cause a blowout while you’re riding, putting you and others at risk.

You should also check for wobbling or vibration. Sometimes simply rotating your tires will fix this problem, but other times, this may persist, which means there is an underlying issue that needs to be checked (uneven tire wear or issues with the internal plies). How often you use your quad and on what terrain also play a role in the longevity of your tires.

If you have questions about Powersports Tire and Wheel Protection and how this product can help your customers at the dealership, please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Extended Service Contracts: Buying a Used Motorcycle

Tue, 10 May 2022 07:42:00 GMT

According to auto experts and motorcycle enthusiasts, the cold winter months are the best time to buy a used motorcycle. But regardless of the season, there are important factors you need to check to get a good bargain. You should also consider Powersports Extended Service Contracts and other F&I solutions and products, so you’ll have future repairs and services covered, which ultimately translates to having peace of mind every time you take your bike out for a ride.

If you’re buying a used motorcycle, here are a few things to keep in mind:

1. Overall appearance

The first thing you will notice is the appearance of the bike. Does it look clean and well-kept? Check the tight spots where dirt can easily accumulate without being noticed. If the bike is clean but these spots are filled with dirt and debris, then you’ll know that all the seller did was a quick wash to make it seem like the bike is well-kept. If they can be careless a simple task like cleaning, you can be quite certain that they are also careless with maintaining the bike’s engine and mechanical parts. Look elsewhere.

2. Don’t be put off by mileage right away

A mileage that is between 20,000 and 30,000 is considered high for a small powersports motorcycle; and a mileage that’s about 40,000 and up for a large bike is likewise considered high. A high mileage is an instant rejection for a lot of buyers, but before you say no, consider how well-maintained the unit is. A motorcycle that is well-maintained can go past double their mileage, so that’s about 80,000 to 100,000 miles.

3. Check for oil leaks

Before turning on the bike to see how the engine runs, check the covers of the engine and the valve to see if there are signs of oil leaks (stains). If there are, check again once the engine is running. If there are more leak stains after, the oil seal may need to be replaced. Discuss this with the seller. If they do not acknowledge the leak or refuse to change the oil seal, look for another bike and seller. Even if you have Powersports Extended Service Contracts and other similar products, this still won’t be a good buy.

You also need to check the brake, clutch system, chassis, exhaust system, handlebars, and suspension. If there are issues with any of these, talk to the seller about it. If they aren’t willing to address these before buying, you’re not getting a good deal.

If you own a dealership and you wish to learn more about Powersports Extended Service Contracts and how these add a layer of protection for your customers, please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Lifetime Battery Insurance: Reasons a Motorcycle Battery Drains

Thu, 05 May 2022 07:39:00 GMT

F&I products and solutions like a Powersports Lifetime Battery Insurance or a Tire and Wheel Protection are designed to provide owners of powersports vehicle some form of financial assistance in the general care and maintenance of their vehicle. Where an unexpected expense occurs such as emergency battery replacement, such programs can shoulder the full cost of the new battery, depending on the terms of the contract.

One of the reasons why motorcycle owners need a replacement battery is a draining or drained battery. Several factors cause a battery to drain and it’s important for owners to be familiar with these, so they’ll know what to check if this happens to them.

Here are some of the reasons why your battery is draining:

1. Poor terminal-cable connection

Your battery terminals are those two metal tubes that are sticking out from the battery. The battery is connected to the bike through two cables, one on each terminal. If you feel that the battery is draining while you’re riding, stop and check if the cables are securely connected to the terminals. Sometimes, it’s just a matter of a loose cable connection that drains the battery.

If the cables aren’t loosely connected to the terminals, then it could be that there is a poor connection because the terminals are faulty (usually due to corrosion).

2. Add-ons that “steal” power from the battery

It may not seem like it but add-ons like LED lights could be stealing power from the battery, especially if they weren’t installed properly. Something as simple as a badly wired add-on could be the battery drain you never expected, especially if the shop claimed these add-ons hardly use any power at all.

3. Expired or near expiration battery

Motorcycle batteries usually last up to four years, so if you’ve been feeling like the battery gets easily drained while you’re riding, check the battery’s expiration date; it could already be expired or nearing expiration. If that is the case, a replacement is the best and only solution; in which case, a Powersports Lifetime Battery Insurance would help particularly if you forgot how long you’ve had your battery and you neglected to check its expiration date.

Other reasons that a battery is draining include a malfunctioning stator or alternator, and issues with the voltage regulators or electrical system.

Got questions about the Powersports Lifetime Battery Insurance you can offer at your dealership? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Dealership Maintenance Program: Before You Buy a Powersports Vehicle

Mon, 02 May 2022 07:37:00 GMT

If you’re considering buying a powersports vehicle, what type are you getting and why? It’s important to define the “why” in the equation because it will determine the type of vehicle you should get. It will also help you decide which service contracts or programs (like the Dealership Maintenance Program ) to get. Why are these add-ons important? Basically, they will give you financial protection in the event that your vehicle needs repairs or parts replacements, or service maintenance.

Here are a few important things you should know about owning a powersports vehicle:

1. They’re expensive to maintain

Not only are powersports vehicles expensive per se , they’re expensive to maintain as well. A powersports vehicle is a vehicle that you use for sports or recreation or both, and as such, this is subjected to more extensive (and even “brutal”) usage compared to your family car or sedan. This translates to more elaborate (and meticulous) care and maintenance, and more frequent repairs. You should factor-in care and maintenance, and repairs into your recreational budget before purchasing your vehicle. You must be financially prepared in order to fully enjoy your quad or dirt bike, or other powersports machine.

2. Add-ons can be a lifesaver

Dealerships usually offer other products to buyers, which are generally F&I products and solutions like the Dealership Maintenance Program mentioned above. These, in a nutshell, offer protection against financial burdens from unexpected breakdowns and repairs, among other things. Unfortunately, some buyers are quick to dismiss these add-ons, deeming them as unnecessary expenses only to find out later on that these programs or contracts could have saved them from expensive repairs. Make sure to listen first to what your dealer is offering before saying no. You might be surprised to find that these add-on products are exactly what will make ownership a breeze for you.

3. They can only be used on designated roads, tracks, or sites

A powersports vehicle, as mentioned above, is a vehicle that you use for sports or recreation or both and this basically means the places where you can use them are specific and limited. For instance, ATVs and dirt bikes are generally for off-road tracks, so you will need to transport them to the track on your truck or a trailer. You can’t use them on the highway or public roads. Find out where you can use your vehicle of choice before purchasing, so you’ll already have an idea where you can go whenever you feel like riding your machine.

Got questions about the Dealership Maintenance Program you can offer to your buyers? Please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Tire and Wheel Protection Plan for ATV Tires

Thu, 28 Apr 2022 07:36:00 GMT

Whether you ride your ATV on muddy terrain or sand, your tires will eventually show signs of wear and tear, and it’s important to pay attention to these as neglecting to do so puts your safety at risk. And if you have no coverage or policy like a Powersports Tire and Wheel Protection Plan , you could be spending anywhere between $600 and $1,800 when the time to replace them comes.

How long do ATV tires usually last?

There is not one definitive answer to this since their longevity depends on several factors, foremost of which is frequency of use and the terrain on which you use them. Also included here is how you use and drive your ATV. Do you go off-roading for competitive sports or leisure? And where do you usually drive your quad? Do you often drive them over mud, sand, or hard/rocky surfaces? These variables generally determine the longevity of your tires.

On that note, in a best-case scenario, your ATV tires could last up to five years. Some owners however have experienced needing to change their tires after only a year because of the “brutal conditions” they’ve subjected their machines to, which translates to competitive off-roading throughout the year.

With that said, it’s important to have a back-up plan like a Powersports Tire and Wheel Protection Plan, so you won’t need to worry about paying for tire and wheel replacements when the need arises.

How does Powersports Tire and Wheel Protection Plan work?

In a nutshell, this type of protection plan may provide you with the following benefits:

Understand that different providers and dealers have different terms in their protection plan, so make sure to double-check these before agreeing to purchase the protection plan. Keep in mind that your purpose for purchasing this product is to have financial protection should the need to replace tires, wheels, or rims arises, so make sure that the terms of the contract are in your favor.

Keep in mind that you are not obligated to purchase such a product from your dealer if you deem that you could get a better offer somewhere else. Do your research. Create a shortlist of providers or dealers, weigh the pros and cons, and then make your decision.

If you have questions regarding Powersports Tire and Wheel Protection Plan and how it works, or how your dealership can benefit from it, please feel free to call Torque Group at (800) 859-0590. You may also send a message at info@torque-group.com .

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Powersports Extended Service Contract: ATV Responsible Ownership

Mon, 25 Apr 2022 07:35:00 GMT

There’s no doubt that ATV riding enthusiasts favor the recreational activity for the thrill and exhilaration. There’s nothing quite like the adrenalin rush that off-roading brings. However, as with any form of diving, recreational or not, safety should always be the top priority. Torque Group, Powersports Extended Service Contract provider (as well as other F& I solutions and products) reminds owners of powersports vehicles, whether an ATV or UTV, jet ski, snowmobile, or motorcycle, that responsible ownership also means being a responsible driver.

What does being a responsible ATV owner and driver mean? Here are a few reminders:

1. Your ATV is for your personal use only

While you may be tempted to let someone else use your machine, especially if that person is someone close to you, it isn’t advised because you will be responsible for that person’s safety whether you like it or not. Even when you’re certain of that person’s expertise behind the wheel and you’ve actually seen them in action, letting them borrow your ATV still wouldn’t be a good idea for the same reason: you are liable/responsible for their safety.

2. Keep the keys out of reach of your kids

If you have kids, especially curious teenagers, make sure they don’t have access to the keys because if curiosity gets the best of them, they could try and ride it. While there isn’t a federal law regarding age restrictions on ATV riding, there are state regulations regarding this. If you do intend to let your kids learn to ride the ATV, make sure they get proper training first, and make sure too that you or an adult guardian will always be with them.

3. Make sure the machine is always in excellent condition

Apart from thoroughly cleaning the ATV after every ride, it would also be to your benefit (and peace of mind) to have certain warranties or policies on hand, so you won’t be burdened too much with financial responsibilities should anything happen to your vehicle. From Powersports Extended Service Contract to Lifetime Battery Program , maintenance programs , and such, it’s important to have such contracts readily available when breakdowns happen or when your vehicle starts to show signs of wear and tear.

On top of these, you, of course, need to follow rules and regulations regarding ATV riding. Apart from wearing all the proper gear (goggles, helmet, gloves, etc.), you also need to ride only where it is allowed. This means approved off-roading sites. And ride only when you are scheduled to, which basically means avoiding “cutting in line,” so to speak, just so you can ride on a whim.

Apart from having policies and warranties like a Powersports Extended Service Contract and riding only at designated spots, another important aspect of being a responsible ATV owner and driver is ensuring everyone else’s safety while you’re off-roading with them.

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2020 Motorcycle Theft Trends and How GAP 150 Can Protect You

Thu, 02 Sep 2021 12:20:00 GMT

If you’re a motorcycle owner, it’s to your greatest benefit to protect yourself financially by acquiring products such as Torque Group’s GAP 150 a.k.a. Guaranteed Asset Protection. This is because motorcycle theft is on the rise.

Most significant increase in motorcycle thefts in 5 years

According to a recent report by nonprofit organization National Insurance Crime Bureau (NICB), the US in 2020 saw the highest number of motorcycle thefts in 5 years at 53,111 thefts. This is an alarming statistic; especially given the fact the years prior saw a steady decline in motorcycle thefts.

To put things into perspective, we’ve listed the total thefts per year between 2016 and 2020 below:

Of the 53,111 motorcycles stolen, only 22,403 were recovered—a recovery rate of 42 percent.

It is to be noted that 2020’s 53,111 thefts is a 30% increase from 2019’s 40,380 thefts. NICB president and CEO David Glawe stated that the global COVID-19 pandemic “certainly played a significant role with skyrocketing crime during the year.”

Certain motorcycle manufacturers were more frequently targeted for theft than others. The top 3 manufacturers of motorcycles stolen include:

The 3 states with the most cases of motorcycle theft in 2020 were:

Most thefts occurred in August and July with 6,214 and 5,855 thefts respectively.

The NICB provided tips on how to prevent motorcycle theft, including parking in brightly lit areas; locking your motorcycle’s ignition and removing the keys; investing in an alarm system; placing unique markings on your bike and photographing them for easier identification by the police; and avoiding leaving your bike alone while its engine is running.

GAP 150: Protecting Yourself from Theft

GAP 150 can help ease the financial burdens of being a victim of motorcycle theft.

To be more specific, GAP 150 pays the difference between your loan balance and the Actual Cash Value of your vehicle should your vehicle be declared a total loss due to theft. By giving you the peace of mind that you’ll receive ample aid in the event your bike gets stolen, GAP 150 is therefore able to protect you not only financially, but psychologically, as well.

If you’d like to know more about GAP 150 and Torque Group’s other Powersports Finance & Insurance products, kindly visit our products page .

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Personal Watercraft Safety: Life Jackets and Powersports F&I

Tue, 31 Aug 2021 12:17:00 GMT

Prioritizing safety is one of the chief ways to ensure your continued enjoyment of your personal watercraft (PWC). There are many ways to protect yourself from harm, from acquiring the right Powersports F&I (Finance & Insurance) products that guarantee your financial security, to investing in the right gear to wear during your rides.

The life jacket: the most important gear

The life jacket is essential for water safety. Even experienced PWC riders and good swimmers should wear a life jacket during their rides. This is because falling off your PWC could lead to panic. A life jacket will keep a panicked swimmer afloat, thus preventing drowning.

Falling off a PWC could also cause injury, which can drastically impair your swimming ability. Thankfully, a life jacket will allow even someone in great pain to keep their head above the water.

The ideal life jacket

When it’s time to go shopping for a life jacket, pick one that’s a size up. If your T-Shirt size is Large, you should therefore buy a life jacket that’s Extra Large. This will ensure your life jacket is neither too tight nor loose but just right for you.

When trying on life jackets, make sure to buckle every belt, tighten every strap, and zip up every zipper. Then lift the life jacket up from the bottom; if the life jacket is a good fit, you won’t be able to raise its shoulders over your head. A well-fitting life jacket will stay as close to your body as possible when you’re submerged.

Other life jacket tips

Before using the life jacket during a PWC ride, test it in a shallow pool to make sure it works properly and that it’s an appropriate and comfortable fit.

Read and observe the life jacket’s instructions.

Only purchase life jackets approved by the Coast Guard and designed specifically for PWC riding.

Life jackets wear out over time. For this reason, they’re best replaced every 3 to 5 years.

Powersports F&I

While the life jacket offers protection against drowning, Powersports F&I products keep you safe from the steep financial repercussions of PWC damage, breakage, and loss. This way, such products also give you the peace of mind necessary for good mental well-being.

Powersports F&I products can protect you in a variety of ways. For instance, Total Loss Protection and GAP 150 offer financial aid should your PWC get stolen or irreparably damaged during an accident; Platinum Care Maintenance provides coverage for maintenance services; and Extended Service Contracts offers protection against costly repairs due to mechanical breakdowns.

If you’d like more information about Torque Group’s other Powersports F&I products, please visit our products page .

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Trailer Guard: 6 Key Trailer Cleaning Reminders

Fri, 27 Aug 2021 12:16:00 GMT

Keeping your trailer in excellent condition is essential if you want it to have a long life. This is why Powersports F&I products like Trailer Guard , which protects your trailer from deterioration, exist.

Ensuring your trailer stays clean is also a crucial aspect of trailer maintenance. Washing your trailer isn’t as simple as hosing it down, however. To keep yourself safe and prevent damage to your trailer, it’s important to keep the following pointers in mind:

1.Clean your trailer regularly

Clean your trailer after each use. Certain types of dirt can harden over time; if not removed immediately, it can turn into a resilient crust that’s corrosive to your trailer’s materials.

2. Disconnect your trailer from the power supply

Before cleaning the trailer, make sure you disconnect it from any power sources. This is to prevent accidental electrocution.

3. Observe safety guidelines

If your cleaning tool is a high-pressure washer, ensure you read and follow its instructions before use. Don’t spray any one spot on the trailer for too long as this could lead to damage. Also, observe proper distancing to avoid injury.

4. Use clean water

Dirty water may contain particles that can wear down your trailer’s materials, so make sure to use cold, clean water during your cleaning sessions. This is especially true for brand new trailers.

5. Use a damp cloth on specific parts

The following parts may be damaged if sprayed with water:

Wipe these parts down with a damp cloth, instead.

6. Pay attention to your trailer’s materials

Your trailer’s various surfaces are made from different materials. To prevent damage, special care should be given to how each material is cleaned. For example, rubber parts are best treated with a silicone spray, petroleum jelly, or talcum. Wooden surfaces should be cleaned with water, then thoroughly dried after washing. Read your trailer’s instructions to determine the best way to treat each surface.

Trailer Guard

While you can do the cleaning yourself, other trailer maintenance procedures are best left to the professionals. This is where Trailer Guard comes in.

Trailer Guard offers protection against issues related to the wheels, tires, brake system, and more . It also comes with perks such as 24-hour roadside assistance should you experience problems during transit.

Trailer Guard provides coverage for up to 5 years for trailers with 2 axles or less. For more information on Trailer Guard and other Powersports F&I products, kindly visit our products page .

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Total Loss Protection: Top 4 Benefits of Motorcycle Locks

Sun, 01 Aug 2021 10:38:00 GMT

Motorcycles are among the most stolen powersports vehicles all over the world. 2019 alone saw 40,830 motorcycle thefts in the US . As such, every motorcycle owner will be doing themselves a favor by investing in theft deterrents as well as a Total Loss Protection program.

An effective anti-theft system is incomplete without the motorcycle lock, which comes in various forms, including disc locks, grip locks, and chain locks. Whatever type you choose, know that locks provide motorcycle owners a number of benefits. We discuss some of them below.

1. Protection from thieves

Theft prevention is the most obvious advantage of using a motorcycle lock on your bike. The best locks will prevent would-be thieves from starting your bike. Additionally, they are made from reinforced material, making them extremely difficult and time-consuming to break. These locks are also highly visible, immediately discouraging theft the moment anyone with shady intentions spots them.

2. Peace of mind

Knowing your motorcycle is protected by a strong lock will give you the peace of mind that your bike will always be where you last left it. Thanks to this, you’ll be able to enjoy anxiety-free time away from your bike.

3. Extra protection if you live in certain locations

Interestingly enough, motorcycle thieves tend to operate in some places more than others. In 2019, the 5 states that saw the most thefts were:

The most motorcycle thefts also happened in the same 5 states in 2018.

4. Extra protection if you own specific makes

Thieves favor certain motorcycle makes over others. Below were the top 5 most stolen makes in 2019:

Owning a motorcycle by any of these manufacturers increases the likelihood of your machine getting stolen; best acquire a good lock to protect it.

How Total Loss Protection can also help

Another great way to protect yourself from theft is by acquiring the Total Loss Protection program. This grants you up to $5,000 towards the purchase of a replacement vehicle in the event your motorcycle gets stolen. Total Loss Protection therefore allows you to experience a quick and satisfying recovery should you ever become a victim of theft.

If you’d like to know more about Torque Group’s Total Loss Protection program and other products, kindly browse our products page .

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Total Loss Protection: 5 Ways to Protect Yourself from Motorcycle Theft

Fri, 30 Jul 2021 10:37:00 GMT

While the COVID-19 pandemic has seen a decline in powersports vehicle thefts, motorcycles continue to be popular targets among thieves. Every motorcycle owner should therefore take proper steps, such as the acquisition of a Total Loss Protection package, to keep themselves safe from such crimes.

Here are 5 of the best ways to protect yourself from motorcycle theft.

1. Keep your bike locked inside storage

Store your machine inside a garage, shed, or closed motorcycle trailer, and make sure to use a sturdy lock to secure the only entry point(s) into such a space. This will 1) keep your bike hidden from view, therefore preventing it from attracting unwanted attention, and 2) prevent would-be thieves from gaining access to your bike.

In the absence of such storage space, park your bike in a highly visible and adequately lit area. You should also consider acquiring one or more additional aftermarket locks for your bike.

2. Always remove your keys

When you’re not using your bike, lock its ignition and make sure to take the keys with you. Never leave the keys in the ignition.

Similarly, don’t leave your title and other important documentation with the motorcycle or in its storage compartment.

3. Create unique identification markings

Place markings on your bike that will identify it as your property, then take photographs of them. Should your machine get stolen, these markings will make it easier for the police to determine its true owner.

4. Invest in theft deterrents

An anti-theft system with a GPS tracking device will make thieves think twice about taking your bike. It will also increase the chances of recovering a stolen bike by a considerable degree.

Similarly, CCTV or a motion detector that turns the light on whenever anyone comes near your motorcycle can dissuade unsavory types from taking your bike.

5. Total Loss Protection

Should your motorcycle get stolen, the Total Loss Protection program grants you up to $5,000 towards the purchase of a replacement vehicle. The coverage begins the day you buy the motorcycle and protects you for up to 4 years,

In other words, Total Loss Protection provides the financial aid necessary for a quick and satisfying recovery should you ever become a victim of motorcycle theft.

If you’d like to know more about Torque Group’s Total Loss Protection program and other products, kindly browse our products page . If you have any other inquiries, kindly contact us at (800) 859 0590 or via email .

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Personal Watercraft Theft Trends and GAP Protection

Wed, 28 Jul 2021 10:37:00 GMT

The summer months are the perfect opportunity to go to the beach and enjoy your personal watercraft (PWC). Unfortunately, it’s also during this time when Jet Skis, Sea-Doos, and the like are most vulnerable to theft.

According to a May 4, 2020 report by the National Insurance Crime Bureau (NICB) , 2019 saw a total of 4,240 watercraft thefts in the US alone.

Read on as we discuss these watercraft theft trends in further detail.

Theft trends by manufacturer

In 2019, watercraft from 674 different manufacturers were reported stolen. However, the following 5 brands were stolen in 1,695 cases, constituting 40% of all watercraft thefts:

Theft trends by boat type

The NICB recognizes 5 watercraft types.

As can be seen above, PWCs accounted for the most thefts and were the least likely to be recovered—a detail every PWC enthusiast should take seriously.

Theft trends by location

The 5 states that saw the most watercraft thefts include:

Residents of any of the above states should take extra care to keep their PWCs safe.

GAP 150

If you’re worried about the above theft trends, know that Guaranteed Asset Protection a.k.a. GAP 150 can help you financially should the worst come to pass.

GAP 150 keeps you safe from the high costs people are often saddled with when their PWC is stolen. Specifically, it pays the difference between your loan balance and the Actual Cash Value of your vehicle should it be declared a total loss. This way, GAP 150 grants you the peace of mind you need to enjoy your powersports activities to the fullest.

For more information on GAP 150 and other products, kindly visit our products page .

The post Personal Watercraft Theft Trends and GAP Protection appeared first on Torque Group .

Platinum Care Maintenance: Common ATV Issues

Mon, 12 Jul 2021 12:29:00 GMT

The amount of action an ATV sees exposes it to an increased risk of damage. While Torque Group’s Platinum Care Maintenance can ensure your powersports machine a long and healthy life, it helps to know what kinds of ATV problems can crop up. This way, you’ll be able to spot potential issues before they get worse.

There are two types of common ATV problems. The first include those you can handle yourself. The second are issues best resolved by professionals. The second are typically more expensive, but Platinum Care Maintenance can help reduce service costs.

Problems you can fix yourself

Regardless of the machine you’re driving, dirty oil and a filthy air filter are unavoidable. These problems can produce symptoms such as a reduction in your quad’s horsepower and fuel efficiency, a noisier engine, and the production of exhaust smoke.

Thankfully, changing your ATV’s oil and cleaning its air filter are simple maintenance procedures that you can do yourself. If you’re not sure how to do them, you can find help from a lot of places, including online forums and tutorial videos on YouTube.

Of course, you can always seek the services of a professional. The simplicity of such maintenance procedures make them pretty cheap, but Platinum Care Maintenance can make them even cheaper. The program even offers up to four oil changes over 24 months of vehicle ownership.

Problems requiring professional assistance

You’ll know your ATV is due for repairs when you turn the ignition key and the engine doesn’t start. This can be caused by a number of problems, including a dead or corroded battery, a defective starter motor, a failed timing chain, a clogged fuel filter, a bad ignition coil, a damaged or broken distributor cap, or a carburetor with abnormalities.

Faulty spark plugs can cause issues such as high fuel consumption, a lack of acceleration, and engine misfires. Valve and suspension problems can cause your ATV to underperform. Tire problems are also common, especially since ATV are typically driven over rough terrain.

In all the above cases, parts will need to be repaired or replaced. You’ll therefore need the help of experts to ensure your ATV is serviced properly. While professional maintenance and repair costs are often quite steep, Platinum Care Maintenance allows owners to save up to 40% in safety inspection and vehicle maintenance costs.

For more information on Torque Group’s Platinum Care Maintenance and other products, kindly visit our Powersports F&I products page . Please contact us at (800) 859 0590 or via email if you have any questions!

The post Platinum Care Maintenance: Common ATV Issues appeared first on Torque Group .

Platinum Care Maintenance: 6 Simple Checks to Make if Your Motorcycle Won’t Start

Fri, 09 Jul 2021 12:27:00 GMT

Your motorcycle failing to start could mean it’s high time for your machine to receive some Platinum Care Maintenance . Alternatively, the problem could be something you can fix without the need for expert assistance. Whatever the possible cause of your non-starting bike, it’s best to examine your motorcycle yourself before seeking the aid of professionals.

Here are a few things you should check if your motorcycle won’t start.

1. The fuel

No fuel, no ride. Unfortunately, it may be difficult for the fuel gauge to determine your motorcycle’s fuel levels if said fuel levels are extremely low.

There are easy ways to check the fuel levels yourself, however. For example, you can gently shake the bike and listen for the sloshing of fuel, or shine a light down the fuel tank.

2. The battery

Your motorcycle’s electrical system is entirely dependent on a battery. Without sufficient charge, the battery won’t be able to fire up the motor, preventing your motorcycle from starting. This is especially troublesome for bikes with only an electric start.

Other signs of a weak or dead battery include headlights that won’t switch on and a horn button that won’t work.

3. The spark plug wires

Loose spark plug wires are easily fixed: simply detach and reattach the connectors, then try starting the motorbike again.

4. The clutch

When starting a motorcycle, you must engage the clutch lever properly. Failing to do so can prevent the motorcycle from starting. If this happens to you, put the transmission into neutral then repeat the process, this time ensuring you pull the clutch.

5. The fuel tank vent

Should the vent of your motorcycle’s fuel tank get clogged, the machine’s intake system won’t be able to receive any fuel. Thankfully, unclogging the vent is as easy as using a thin wire to remove the blockage.

6. The airbox and muffler

Make sure your motorcycle’s intake and exhaust systems are clean and clear of any blockage.

Platinum Care Maintenance

You can do all the above checks yourself, or take advantage of Platinum Care Maintenance and have an expert do them for you.

At any rate, if your motorcycle still refuses to start despite these checks, your machine likely has a more serious problem that can only be fixed by a professional.

Platinum Care Maintenance makes typically expensive professional assistance more affordable. Specifically, it allows owners to save up to 40% in inspection and maintenance costs. It even offers up to 4 oil changes over 24 months of ownership.

For more information on Torque Group’s Platinum Care Maintenance, please contact us at (800) 859 0590 or via email .

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Platinum Care Maintenance: 6 Signs of Failing Spark Plugs

Mon, 05 Jul 2021 12:26:00 GMT

Spark plugs are responsible for the spark that ignites the fuel and air mixture within an engine’s cylinders. Without them, your powersports vehicle, be it a motorcycle or a personal watercraft, won’t be able to start or move.

Despite being a vital part of any vehicle with an engine, spark plugs are often ignored and forgotten. For this reason, it’s a good idea for you, as a powersports enthusiast, to familiarize yourself with the signs that your machine’s spark plugs have become defective. We’ve listed some of these signs below:

1. Your vehicle won’t start

When a vehicle refuses to start, the first thing that usually comes to mind is either a dead battery or low fuel. However, broken spark plugs are just as likely to cause this problem.

2. The engine misfires

When spark plug cylinders aren’t firing properly, the engine misfires, making for an uncomfortably jittery ride. It also causes higher emissions.

3. The engine surges

Without properly working spark plugs, your vehicle’s engine can’t do its job efficiently, and is forced to draw in more air than is typically required for the combustion process. The resulting stop-and-go motions don’t just make your ride uncomfortable–they could also lead to accidents.

4. Rough engine idling

Failing spark plugs often result in the engine becoming noisier and extra shaky. The strong vibrations can damage your vehicle’s various parts and make rides uncomfortable, while the noise can prove a nuisance to yourself and others.

5. The acceleration suffers

Is your vehicle’s accelerator less sensitive than it used to be? Does it feel unresponsive? These are signs the spark plugs are in need of changing.

6. Increased fuel consumption

If you find yourself spending money on fuel refills more often, your vehicle is likely consuming more fuel than it normally does. A drop in fuel efficiency is one of the most common symptoms of defective spark plugs.

Platinum Care Maintenance

While you can replace faulty spark plugs yourself, it’s recommended you seek professional assistance, which is made more affordable with Platinum Care Maintenance .

The Platinum Care Maintenance program allows powersports vehicle owners to save up to 40% in inspection and maintenance costs. As a bonus, it also offers up to 4 oil changes over 24 months of ownership, making Platinum Care Maintenance a must for any serious powersports enthusiast.

For more information on Torque Group’s Platinum Care Maintenance and other products, kindly visit our Powersports F&I products page . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post Platinum Care Maintenance: 6 Signs of Failing Spark Plugs appeared first on Torque Group .

Platinum Care Maintenance: 6 Maintenance Tasks Every Motorcycle Owner Can Do at Home

Fri, 02 Jul 2021 12:22:00 GMT

Torque Group’s Platinum Care Maintenance is designed to empower motorcycle enthusiasts by providing them with affordable professional maintenance services. However, there are several maintenance tasks motorcycle owners can do without the aid of an expert—and knowing how to do them will not only save you money, but go a long way in keeping your machine in top shape.

With that in mind, here are 6 maintenance tasks any motorcycle owner can do at home.

1. Oil change

Changing your motorcycle’s oil will keep its engine clean, efficient, and powerful. Thankfully, an oil change is a simple (albeit messy) affair involving draining the oil, replacing the oil filter, and refilling the bike with fresh oil.

The owner’s manual will tell you how often you should change this oil. If you’d rather have a professional change the oil for you, Platinum Care Maintenance offers up to 4 oil changes over 24 months of ownership.

2. Air filter replacement

The air filter prevents debris from entering your engine, thereby keeping it in good condition. In most bikes, the air filter is easily accessible, removed, and replaced.

3. Tire pressure inspection

You should always ensure the tire pressure is within the ideal range, which should be written on the tire’s sidewall. Use an air pressure gauge to determine tire pressure, then use an air compressor to inflate the tire. Make sure not overinflate or underinflate!

4. Tread inspection

Riding a motorcycle with worn tires can result in disaster. Use each tire’s wear indicator to determine if it’s still fit for riding. If not, take advantage of Platinum Care Maintenance and have a professional replace the tire.

5. Coolant change

The coolant keeps the motorcycle engine from reaching harmful temperatures. To access the coolant, you’ll have to remove parts of the motorcycle fairing. You’ll then have to drain the coolant, then refill the system with new coolant.

Because changing the coolant can take a little more effort than other maintenance tasks, you might want to use Platinum Care Maintenance and seek professional assistance.

6. Chain cleaning

Cleaning the chain is relatively easy. Put the motorcycle’s transmission in neutral so you can move the chain easily. Then use a bristle brush to gently remove any grime or grit on the chain. You should also lubricate the chain.

If you want detailed instructions on how to do any of the above, know that you can find many motorcycle maintenance tutorials online. Otherwise, use Platinum Care Maintenance so you can save up to 40% in professional inspection and maintenance costs.

For more information on Platinum Care Maintenance, kindly contact us at (800) 859 0590 or via email .

The post Platinum Care Maintenance: 6 Maintenance Tasks Every Motorcycle Owner Can Do at Home appeared first on Torque Group .

Personal Watercraft Safety: What Gear to Wear and GAP 150

Wed, 23 Jun 2021 12:21:00 GMT

There are many ways to protect yourself as a personal watercraft (PWC) enthusiast. One is to take advantage of GAP 150 , a program that can be of great help if your machine is declared a total loss. Another is to wear the appropriate gear during rides.

Wearing the right gear will protect you from the elements and save your life in the event of an accident. For these reasons, we’ve listed down the 7 things you should wear when you go riding:

1. Life jacket

Even good swimmers must wear a life jacket while riding a PWC. Many people panic when they fall off their machine; in such cases, a life jacket will keep you afloat and prevent drowning. Ensure you acquire a well-fitting coastguard-approved life jacket, and replace life jackets every 3 to 5 years.

2. Full wetsuit or wetsuit bottoms

Spending extended periods of time in or on the water will lower your body temperature and expose yourself to the risk of hypothermia. A wetsuit helps retain your body heat and insulates you from the cold, thereby preventing such issues.

3. Gloves

It’s normal to grip the PWC’s handles tightly when you’re riding those waves. Gloves will prevent sores and blisters from forming on your thumbs and keep your hands warm.

4. Water shoes

The proper footwear will protect your feet from rocks and other things that may find their way onto your PWC. Additionally, the strong grip they provide will prevent you from slipping and injuring yourself.

5. Dry bag

It’s essential you bring items such as a GPS-capable smartphone, towel, and first-aid kit during rides. Keep these dry by storing them in a dry bag. Make sure to wear your dry bag or securely attach it to your PWC.

6. Sunscreen

The safest time to ride a PWC is during the day. However, this means exposing yourself to sunlight for extended periods. Protect your skin from harmful UV rays using sunscreen.

7. Sunglasses

Sunglasses will safeguard your eyes from the sun and the elements. Make sure to acquire watersports sunglasses that float.

GAP 150

Any PWC rider should also protect themselves financially. Guaranteed Asset Protection, or GAP 150, can help in this matter by paying the difference between your loan balance and the Actual Cash Value of your PWC should it be irreparably damaged or stolen. This added security will ensure you have the peace of mind necessary for the full enjoyment of your PWC.

For more information on Torque Group’s GAP 150 and other products, kindly visit our Powersports F&I products page . Please contact us at (800) 859 0590 or via email if you have any questions!

The post Personal Watercraft Safety: What Gear to Wear and GAP 150 appeared first on Torque Group .

Sharing a Motorcycle Ride with a Passenger: Safety Tips and Platinum Care Maintenance

Mon, 14 Jun 2021 12:19:00 GMT

Observing safety protocols and acquiring the Platinium Care Maintenance program will keep you safe while riding your motorcycle. But what if you’re expecting a passenger to ride with you?

Here are some tips on how to ride a motorcycle with a passenger:

Wear the right gear

Your passenger exposes themselves to the same risks as you when they choose to ride with you. For this reason, both you and your passenger should be properly attired for the ride. That means helmets, motorcycle jackets, and other protective gear.

Give the additional weight consideration

The additional weight the passenger provides will dramatically affect the handling and performance of your motorcycle. Prepare yourself for changes in braking, suspension, and acceleration. Ensure the brakes are in good condition to stop the heaver load, and that the suspension can support the extra weight.

You might also want to make some alterations to your bike, such as increasing the pressure in the rear tires, setting the pressures appropriately, and attaching passenger foot pegs.

Hanging on

Your passenger must hang on to you at all times during the ride. They can wrap their arms around your torso or hold on to grab handles or a luggage rack.

Making turns

Instruct your passenger never lean towards the opposite direction you’re turning in. During turns, they must keep their bodies straight while looking over the shoulder that’s in the direction you’re going. The little weight they add to the turn will make maneuvering the bike easier for you.

Stopping

Because of the extra weight your passenger provides, your brakes will need additional effort to halt the bike. Decelerate earlier and expect your bike to cover a longer distance before stopping.

Your passenger’s feet must stay on the foot pegs when you’re stopping. Don’t let them put their feet down on the ground, and only let them dismount the bike once it has come to a complete halt.

Platinum Care Maintenance

To ensure the utmost safety for both you and your passenger, it’s paramount you keep your motorcycle regularly and properly maintained. Unfortunately, maintenance costs are usually quite steep.

This is where Platinum Care Maintenance comes in. The program allows owners to save up to 40% in safety inspection and vehicle maintenance costs and even offers up to 4 oil changes over 24 months of ownership.

The post Sharing a Motorcycle Ride with a Passenger: Safety Tips and Platinum Care Maintenance appeared first on Torque Group .

How to Ride Your PWC: Beginner Tips and Powersports F&I

Tue, 08 Jun 2021 12:18:00 GMT

Once a beginner personal watercraft (PWC) user has acquired all the right equipment and a Powersports F&I product to ensure their safety, it’s time to learn how to ride their machine.

Here’s a quick beginner’s guide on how to ride a PWC:

Find a sitting position that’s comfortable for you. Use both hands to hold the handlebars. Ensure your feet are securely planted on the footrests.

Use the key to turn on the PWC’s ignition switch . Make sure the key is attached to a lanyard that’s coiled around your wrist.

Push the throttle lightly at first. This will get the PWC moving but prevent it from accelerating too quickly. Slowly exert more pressure on the throttle to move away from the shoreline, swimmers, and other vessels on the water. Use this as an opportunity to get comfortable with the throttle sensitivity, as well.

Maintain safe cruising speeds of between 5 and 10 miles per hour while moving away from anyone or anything you can hit.

Once a good distance from the shore and traffic, gradually exert more pressure on the throttle to move faster . Find a speed you’re comfortable with.

Keep this speed steady . If you wish to turn towards a specific direction, you and any passengers should lean towards said direction before making the turn.

Prevent the PWC from capsizing by accelerating before turning and keeping the load centered and balanced.

Before jumping wakes or crossing large waves , make sure to angle the PWC at 90 degrees to maintain lateral stability. It’s better to jump waves than speed through them at great speeds.

Don’t panic if you fall off your PWC . A capsized PWC can be easily turned the right side up. To board the vessel, climb it from the back and never the sides. Grab the seat’s back to hoist yourself up into position. Once seated, attach the safety lanyard to your arm again.

Training courses and Powersports F&I products

Remember, the above guide is no substitute for a real training course, so make sure to enroll in official safety and PWC-riding lessons.

You should also protect yourself financially by acquiring Powersports F&I products. These will reduce typically expensive maintenance and repair costs, and even provide you with the money to buy a new PWC in the case of a total loss.

For more information on Torque Group’s Powersports F&I products, kindly visit our Powersports F&I products page . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post How to Ride Your PWC: Beginner Tips and Powersports F&I appeared first on Torque Group .

Tips for Beginner Personal Watercraft Users: Safety and Powersports F&I

Wed, 02 Jun 2021 12:16:00 GMT

A personal watercraft (PWC) will provide you hours of exhilarating adventure. Before you go riding those waves, however, it’s crucial you make all the necessary preparations, among them acquiring the right Powersports F&I products to ensure your safety.

Here are some tips for PWC beginners:

Buy the ideal PWC

Since you’re new to riding, it’s important you purchase a beginner-friendly PWC. These may be slower and less powerful than the models experts use, but they’ll keep you safe as you learn the ins and outs of riding.

Bring all the necessary equipment

If you’re going to ride a PWC, you must, without fail, bring with you a life jacket with an air horn or whistle attached; a safety lanyard; a dry bag containing your identification and other essentials; a fire extinguisher approved by the coast guard; registration numbers; and mirrors for your PWC if it doesn’t have one.

It’s also imperative you bring a GPS-capable smartphone, first aid kit, sunscreen, anchor, bilge pump, distress flag, skier down flag, shock tube, and solar charger.

Wear the appropriate gear

During rides, you must always wear your life jacket, wetsuit shorts, gloves, water shoes, sunglasses, sunscreen, and dry bag.

Observe the do’s and don’ts

Don’t drive drunk. Don’t drive when the sun’s gone down. Don’t ride dangerously close to other PWCs. Don’t bring more passengers than your PWC can carry.

Do obey all the PWC rules in your given state and practice good etiquette. Do start your watercraft in waist-deep water.

Undergo training

Whether your state requires it or not, take a boaters safety course. This will teach you how to keep yourself and other riders safe during rides.

You should also undergo a PWC training course to learn all there is to know about your PWC and the skills you need to become a safe and effective rider.

Practice

Find an area that’s light on traffic and practice all you’ve learned. For now, only jump small waves, so avoid getting close to big boats.

Purchase a Powersports F&I product

Last but not least, protect yourself financially by purchasing Powersports F&I products. These can help reduce a variety of expenses, such as maintenance and repair costs, and the cost of purchasing a new PWC in the case of a total loss.

For more information on Torque Group’s Powersports F&I products, kindly visit our Powersports F&I products page . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post Tips for Beginner Personal Watercraft Users: Safety and Powersports F&I appeared first on Torque Group .

Motorcycle Safety: Safety Gear and Total Loss Protection

Thu, 06 May 2021 13:30:00 GMT

Riding a motorcycle is fun, but it can be dangerous without the proper preparation. To ensure nothing unfavorable happens to you, you should therefore acquire safety gear and Total Loss Protection .

Below we discuss how the right gear and Total Loss Protection can keep you safe as a motorcyclist.

1. Helmet

The helmet is essential to any rider as it protects the head from serious injuries. Accidents have killed many people who ride without helmets.

Buy a robust, high-quality helmet that protects your head and face. It should come with durable straps that will prevent the helmet from flying, and an inner lining made of sturdy foam that will reduce the brunt of the impact in the event of a collision.

2. Jacket

A good motorcycle jacket comes with body armor, allowing it to protect your arms, torso, and internal organs should you get into an accident. It also provides water, abrasion, and weather resistance. Get a jacket sporting brightly colored material, as this will make you easier to spot on the road.

Take note that an ordinary leather jacket isn’t the same as a motorcycle leather jacket; never substitute the former for the latter.

3. Gloves

In any accident, we often use our hands to break our fall. For this reason, we need excellent protection for our hands.

Good motorcycle gloves thoroughly cover all the parts of your hands as well as your wrists and come with straps that secure them in place.

4. Riding pants

Riding pants protect your legs. A good pair comes with armor for the hips, knees, and shins, and is resistant to abrasion and extreme weather.

5. Boots

You can’t be a motorcyclist without excellent boots. Boots protect your feet and ankles should the motorcycle fall on you or in the case of an accident. Their soles should be able to provide a firm grip on the footpegs.

Make sure all the safety gear you acquire is a perfect fit for you. This means they should provide ample protection while giving you a sufficient range of motion.

For added protection, avail of Torque Group’s Total Loss Protection program. This provides customers with up to $5,000 towards the purchase of a replacement vehicle in the event of a total loss.

For more information on our Total Loss Protection program and other products, please visit Torque Group’s products page . Kindly contact us at (800) 859 0590 or via email if you have any questions!

The post Motorcycle Safety: Safety Gear and Total Loss Protection appeared first on Torque Group .

Tips for New ATV Owners: Safety and Powersports F&I

Sun, 02 May 2021 13:28:00 GMT

Getting your first quad can be so exciting that you forget to make all the necessary preparations before driving off. For instance, it’s isn’t uncommon for new ATV owners to ignore safety measures and Powersports F&I products.

To ensure your safety and enjoyment of your Powersports vehicle, do yourself a favor and consider the following tips before taking your ATV for a ride:

Know your new ATV inside and out. Read the manual and familiarize yourself with your ATV’s functions, break-in procedures, maintenance requirements, and other important details. Enrolling in an ATV training course should also be of great help.

Examine all the fluids . Open the caps and ensure the engine oil, differential lubricants, and coolant are at the right levels. This will prevent engine failure.

Check the tire pressure . Riding with either low or high tire pressure can lead to all sorts of complications. Start with the psi recommended by the manufacturer, then add or remove air until you find the pressure appropriate for your needs.

Adjust the ride position . Fine-tune the handlebars, clutch levers, and brake levers until they feel comfortable for you to use.

Set the position your clutch engages . Experiment with the clutch adjustment wheel until you find the position that’s ideal for you.

Protect your ATV . Cover high-rub areas with clear vinyl to extend the life of exposed plastic parts. Apply dielectric grease to electrical connections to repel water and prevent electrical shorts. Add protectors to your machine’s underside to prevent scratches and more serious damage. You should also tighten the chain tension, apply oil to the air filter, grease every pivot point, tighten the nuts and bolts, adjust the suspension and manual foot shifter, and more. Read the manual to know the many ways you can protect your ATV.

Although manufacturers take safety and quality issues seriously, problems do occasionally go unnoticed until the ATV is already in the hands of an owner. Issues such as loose nuts and bolts or unglued hand grips can lead to damage or even injury, so make sure to give your quad a thorough examination before use.

Powersports F&I

Lastly, it’s essential you protect yourself by acquiring Powersports F&I products. These can help reduce a variety of expenses, such as maintenance and repair costs, and the cost of purchasing a new ATV in the case of a total loss.

For more information on Torque Group’s Powersports F&I products, kindly visit our Powersports F&I products page . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post Tips for New ATV Owners: Safety and Powersports F&I appeared first on Torque Group .

Extended Service Contracts: 6 Reasons to Choose a Motorcycle Over a Car

Thu, 29 Apr 2021 13:28:00 GMT

A growing number of people are ditching cars for motorcycles. This isn’t a surprise; motorcycles offer plenty of benefits that cars simply can’t provide.

With that in mind, here are 6 reasons to choose a motorcycle over a car:

1. Fuel efficiency

Motorcycles require less fuel than cars, making them the more affordable mode of transportation. If you want to save thousands of dollars on yearly gas expenses, you’re better off with a motorcycle.

2. Ease of parking

Because motorcycles are smaller than cars, you’ll have much less trouble finding parking for a motorcycle than a car.

3. Adventure

Driving a car is like being stuck inside a box. But when you’re on a motorcycle, you get to enjoy the rush of the wind against your body, making riding at great speeds even more exhilarating. You expose yourself to sunshine and all the wonderful scents of the great outdoors, giving you a sense of freedom and being part of the world. Small wonder riding a motorcycle always feels like an amazing adventure!

4. Health

According to researchers , riding a motorcycle reduces stress, increases the heart rate and adrenaline levels in a similar way light exercise does and improves focus and alertness. It also burns more calories and engages more muscles than when you’re driving a car. Combine motorcycle riding with regular exercise for the best results!

5. Ease of cleaning

It’s easier and faster to clean a motorcycle for one simple reason: it’s smaller than a car, thus there’s less to wash and wipe down!

6. Lane splitting

To anyone who owns a car, few things are more frustrating than being stuck in a traffic jam. If you’re a motorcyclist in California, however, you’re in luck. The motorcycle’s smaller size allows you to split lanes, so you can keep moving no matter how bad the traffic gets.

Take note: lane splitting is legal in California but illegal in many states.

Extended Service Contracts

If you’re buying a motorcycle, make sure to acquire an Extended Service Contract. Torque Group’s extended service contracts offer comprehensive coverage, including repair and maintenance costs falling outside the scope of manufacturer warranties. You’re also given the flexibility to choose any repair facility in the US and Canada, so you can go to your most trusted mechanic and not have to worry about voiding any warranties.

For more information on our Extended Service Contracts and other products, please visit Torque Group’s products page . Kindly contact us at (800) 859 0590 or via email if you have any questions!

The post Extended Service Contracts: 6 Reasons to Choose a Motorcycle Over a Car appeared first on Torque Group .

Personal Watercraft Etiquette and Powersports GAP Protection

Sun, 04 Apr 2021 12:50:00 GMT

There are many ways to protect yourself and your personal watercraft (PWC). It’s a great idea, for example, to acquire a Powersports F&I product such as Torque Group’s GAP 150 . Another is to observe proper PWC etiquette.

Good etiquette means behaving in a manner that keeps everyone, including yourself, safe and comfortable. With that in mind, here’s a short guide on PWC etiquette.

1. Be aware of others on/in the water

Stay alert for others using the water. Determine the direction another watercraft is traveling in before overtaking them, crossing their wake, or turning. Slow down when in areas with lots of swimmers. Caution will help you avoid collisions.

2. Observe the right of way

Commercial ships, fishing boats, and other similar types of craft always have the right of way. Therefore, when nearing such approaching vessels, keep to the right. Any other type of vessel, whether it’s a boat or another PWC, has the right of way if it’s on the right side.

3. Stay within the speed limit

Speed limits vary per location. Know your region’s PWC regulations or bylaws and adhere to them. Disobeying the rules could result in a collision and/or a hefty fine. To ensure safety, reduce your speed in areas experiencing heavy traffic.

4. Avoid noise pollution

To avoid bothering people with the noise your PWC makes, reduce your speed when you’re near waterfront properties, the shore, and other vessels. Don’t ride in the early morning. Starting and warming up your PWC’s engine in the water prior to your ride also helps.

5. Take care of your environment

Avoid riding your PWC close to aquatic vegetation or wildlife, as this could harm the environment. Similarly, don’t spill oil or fuel or leave other kinds of pollutants in the water.

6. Wake or wave jumping

When jumping a wave or wake, make sure not to obstruct the visibility of others. A larger vessel may have trouble seeing you until it’s too late to prevent a collision.

GAP 150

GAP 150 is a great way to keep yourself safe from the high costs associated with a total loss.

Guaranteed Asset Protection, or GAP 150, pays the different between your loan balance and the Actual Cash Value of your vehicle in the event your PWC is stolen or irreparably damaged due to an accident. This ensures you have the peace of mind required for the full enjoyment of your PWC.

For more information on GAP 150 and other products, kindly visit our products page . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post Personal Watercraft Etiquette and Powersports GAP Protection appeared first on Torque Group .

5 Personal Watercraft Safety Tips and Powersports GAP Protection

Fri, 02 Apr 2021 12:48:00 GMT

Personal watercrafts (PWCs) have gained popularity over the years especially among powersports enthusiasts. Increased PWC usage, however, has resulted in a rise in PWC accidents. This highlights the importance of taking steps to ensure your safety, which includes the acquisition of Powersports F&I products such as Torque Group’s GAP 150 .

PWCs are safe; accidents occur mostly due to user carelessness, inexperience, and excessive speeding. Here are some safety tips to prevent PWC accidents.

1. Always wear a life jacket

Even if you’re a good swimmer, you’ll be safer with a life jacket or Personal Flotation Device (PFD) on. These devices keep you afloat with your head above water, so you won’t drown even if you get knocked unconscious when thrown into the water.

2. Learn to swim

The ability to swim gives people confidence when engaging in water-related activities. If they fall off their PWC, they’re less likely to panic, greatly enhancing their chances of surviving and the safety of rescue attempts.

3. Avoid alcohol

Avoid alcohol consumption if you’re going out for a ride. Dehydration due to solar exposure combined with alcohol use is cited as a major contributor to fatal watercraft accidents.

4. Don’t ride alone

It’s a bad idea to go riding by yourself. Take someone to ride with you as a passenger or have a partner bring along their own PWC. Stay close but keep a safe distance from each other. Inform family or friends every time you go out for a ride.

5. Be responsible

PWC operators should follow all regulations and safety protocols. Don’t overspeed. Observe signage and no-wake restrictions. Check traffic around you before making sudden maneuvers to avoid collisions. Crossing over the wakes of other watercraft should only be done at a safe distance. Never trail other boats for the highly risky thrill of repeatedly jumping their wakes.

GAP 150

Guaranteed Asset Protection a.k.a. GAP 150 keeps you safe from the high costs people are often saddled with when their PWC is stolen or irreparably damaged after an accident.

GAP 150 pays the different between your loan balance and the Actual Cash Value of your vehicle should it be declared a total loss. Such protection grants you the peace of mind you need to enjoy your powersports activities to the fullest.

For more information on GAP 150 and other products, kindly visit our products page . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post 5 Personal Watercraft Safety Tips and Powersports GAP Protection appeared first on Torque Group .

Powersports F&I: 7 Great Reasons to Own a Personal Watercraft

Wed, 31 Mar 2021 12:45:00 GMT

Personal watercraft (PWC) like Jet Skis and Sea-Doos are popular among people who relish fun on the water. It isn’t hard to see why. When adventure is combined with protection in the form of Powersports F&I products, these stylish and powerful machines come with an array of benefits that make every ride as memorable as it is exhilarating.

Here are 7 great reasons to own a PWC.

1. Fun for everyone

Having adventures riding PWCs is a great way to spend time with friends and/or family. Shared activities can strengthen interpersonal bonds and ensure you’ll be creating wonderful memories together.

2. Health benefits

Riding a PWC is great for the cardiovascular system as it gets your heart pounding. This increases blood circulation, which enhances the delivery of oxygen and nutrients throughout your body.

3. Muscle development

Controlling your PWC as it bounces on undulating waves is excellent exercise. The effort you make to hold on to your PWC as you maintain your balance tones the muscles in your abdomen as well as builds the muscles in your legs, arms, and back. It also burns calories!

4. Enhancement of balance and coordination

Riding a PWC may seem easy. On the contrary, it requires proper balance and coordination, which you’ll develop the more you ride.

5. Stress relief

Spending time out at sea on a PWC is great for relaxation and stress relief. As riding promotes the production of endorphins and adrenaline in your body, you’ll find yourself feeling happier and more content.

6. Competition

If you’re a racing fan, you can join PWC competitions. With a broad range of categories you can choose to compete in, you can test your limits in a variety of ways.

7. Freedom

You’ll have a tough time exploring beaches and coastlines without a speedy mode of transportation such as a PWC. A PWC is the ideal choice for such activities; unlike boats, you can simply turn a PWC off and leave it on the shore, giving you the freedom to look around.

Powersports F&I

To enjoy your PWC to the fullest, make sure you acquire protection in the form of Powersports F&I products. Such products reduce the costs of regular maintenance and repair services. They can even safeguard you against financial loss resulting from a total loss.

For more information on Powersports F&I, kindly visit Torque Group’s Powersports F&I products page . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post Powersports F&I: 7 Great Reasons to Own a Personal Watercraft appeared first on Torque Group .

Powersports F&I: 5 Tips for New Motorcycle Owners

Mon, 29 Mar 2021 12:45:00 GMT

Are you the proud owner of a new motorcycle? Just familiarize yourself with a few protocols, acquire protection in the form of Powersports F&I products, and you’re all set to enjoy one of the most powerful and versatile machines you can ride.

Here are 5 tips new motorcycle owners should find helpful:

1. Seek training

Riding a motorcycle is different from riding a bicycle. You’ll have to learn how to maneuver it properly and effectively, and familiarize yourself with the rules and regulations necessary for safe and responsible riding. Seek training from experts; take a motorcycle riding course for thorough and accurate instruction, and supplement your education by watching online tutorials.

2. Purchase appropriate gear

Riding a motorcycle can be dangerous if you aren’t attired in protective gear. So go to a reputable shop and purchase a helmet, a jacket with armor, and riding pants. Make sure they’re of extremely high quality. Don’t worry too much about expenses; the cheaper the gear, the less likely it’ll be able to protect you in the case of an accident. Wear your gear every time you ride.

3. Take care of your motorcycle

A motorcycle that isn’t well-maintained is a dangerous one. Know what signs of trouble to look out for and always examine the essentials—such as the oil condition, tire pressure, steering bearings, and brake system—for possible issues prior to every ride. Ensure you know a reputable motorcycle shop you can take your machine to for maintenance and repair. It’s strongly recommended you acquire Powersports F&I products, as these can help reduce the cost of such services.

4. Don’t be stupid

Don’t do anything that’ll endanger yourself or others. Don’t ride when in a highly emotional state and/or while intoxicated by alcohol or drugs. Don’t overspeed, and ensure you slow down when in heavy traffic and when making turns. Don’t behave in way that’ll annoy or imperil pedestrians or other vehicle users.

5. Recognize the risks

It’s essential you understand from the get-go that riding a motorcycle is riskier than driving a car. Make it a point to acquire insurance, such as Powersports F&I products that can protect you against financial loss in case your bike gets stolen or irreparably damaged. Disability and life insurance will also protect your family should the worst happen.

For more information on Powersports F&I, please visit Torque Group’s Powersports F&I page . If you have any questions, kindly contact us at (800) 859 0590 or via email .

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Extended Service Contracts: Keeping ATVs Fun for the Entire Family

Fri, 19 Feb 2021 12:58:00 GMT

Torque Group’s Extended Service Contracts keep ATVs in the right condition to do what they do best: provide endless fun for the entire family. With regular and proper maintenance, you, your spouse, and your children can enjoy many exciting activities together while also ensuring everyone’s safety.

Here are some of the main reasons ATVs are great for the whole family.

1. They level up your experience with the great outdoors

ATVs allow families who love the great outdoors to take their experience to another level. With these powerful machines, you’ll be able to explore the wilderness in new and exciting ways, have amazing races, and reach locations inaccessible to those on foot. As such, your activities will no longer be limited to hiking and telling stories around the fire.

2. They’re better than expensive vacations

Summer holidays abroad may seem like fun, until you realize all you’ll be doing is spending a lot of money on airfare, hotels, guided tours, dining, and buying useless items. On the other hand, discovering nature via the use of ATVs creates memories your family will forever cherish.

3. They give kids a break from LCD screens

Nowadays, kids spend too much time on their iPhones, iPads, PCs, game consoles, and other such gadgets that rot the brain and discourage physical activities. ATVs, on the other hand, will allow them to enjoy the wonders of nature and adrenaline-pumping outdoor adventures. These machines will even teach them the value of discovery and exploration.

4. They promote family bonding

Parents often find it a challenge to bond with their children. ATVs can help with this by allowing the entire family to have a shared hobby and enjoy thrilling activities together. Expect to find yourselves having more things to talk about and taking pride in the amazing achievements you’ve made.

Extended Service Contracts

Torque Group’s Extended Service Contracts make the maintenance and repair of ATVs far less expensive than they normally are. The program even helps with costs not covered by manufacturer warranties, so if your ATV incurs damage due to an accident or maintenance errors, you’ll have no trouble finding affordable aid. Additionally, the Extended Service Contracts won’t void any manufacturer warranties, so you can go to your most trusted maintenance/repair facility in the US and Canada with no worries.

For more information on the product, kindly visit the Extended Service Contracts page. Feel free to contact us at (800) 859 0590 or via email if you have any questions!

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Platinum Maintenance: Common Low Tire Pressure Causes

Fri, 12 Feb 2021 12:57:00 GMT

The Platinum Maintenance of any vehicle involves ensuring its tires are in the best possible condition at all times. Poorly inflated tires can reduce your vehicle’s performance and fuel efficiency and even expose you to unnecessary risks during rides.

But what, exactly, causes low tire pressure? Read on to find out.

1. Tire puncture

It’s not uncommon to find roads littered with nails or objects that can puncture your tire. When your tire gets pricked by one, air gradually leaks out, which eventually leads to low tire pressure. It’s not that difficult to fix this inconvenience, however; all you need is a tire service outfit to resolve the matter for you.

2. Deformed rims or wheels

Whether the structure of the wheel has become deformed or its rim is bent, you’re going to have issues while driving. In both scenarios, air escapes from your tires and low tire pressure ensues. These defects can bring about severe tire damage and lead to more serious problems if left unchecked.

3. In need of a tire refill

The tire light serves to remind you that a tire refill is due. When this happens, make sure to take your vehicle to a refilling station to raise tire pressure to the optimal level. You shouldn’t overfill or under-fill the air pressure in your tires as both can cause a flat tire.

4. Changes in temperature

The density of the air in your tires fluctuates in reaction to temperature changes. This is a matter needing attention particularly during extreme weather conditions. Low to freezing temperatures cause air density in your tire to drop, thus resulting in tire deflation. Warmer temperatures on the other hand may inflate your tires, which is fine as long as your tires don’t get overinflated.

5. Age

A tire loses its air retention capabilities when its lifecycle nears its end. Old tires with tread worn out from extensive usage and that have trouble maintaining the appropriate level of air pressure should be replaced.

Platinum Maintenance

If you need any assistance with your vehicle’s tires, Torque Group’s Platinum Maintenance program allows owners to save up to 40% in vehicle maintenance and repair costs. This allows you to care for your ride without accruing steep costs normally associated with such services.

For more information on the Platinum Maintenance program, kindly visit our Torque Group website . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

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Extended Service Contracts: 4 Don’ts of Buying a New Motorcycle

Fri, 05 Feb 2021 12:55:00 GMT

Buying a brand new motorcycle entails making multiple considerations, from the type of unit that’s right for you to the acquisition of the ideal extended service contracts .

Knowing not what to do when out shopping for your ride is key to making the entire process a lot smoother. Here, then, are the 4 don’ts of buying a new motorcycle.

1. Don’t ignore the dealer’s other services

A good dealer doesn’t only sell motorcycles; they also offer an array of reliable maintenance and repair services. Not to mention they have friendly, well-trained, and experienced personnel always willing to help you.

It’s strongly advised that you purchase your bike from such a dealer. They may be more expensive, but that’s because you can be assured, they can provide quality assistance should you encounter any issues with your purchase. You also cultivate a relationship that’ll make you among their top priority customers, ensuring help is always readily available and fast.

2. Don’t negotiate any price other than the out-the-door price

The out-the-door price is the total price you pay to take a new motorcycle home. It’s generally the manufacturer’s standard retail price plus additional fees, which may include dealer service and handling fees, processing fees, advertising fees, and others. The dealer may not have control over some of these fees, so to save yourself the headache, focus only on the out-the-door price during negotiations.

3. Don’t extend your monthly payments

Extending your monthly payments over a longer period may make each payment smaller. However, it could end up concealing small amounts of profit for the dealer. It’s better to determine which of their maximum and minimum monthly payments you can realistically afford, then stick to a plan.

4. Don’t neglect the Extended Service Contracts

Good dealers offer Extended Service Contracts along with the motorcycle. It’s crucial not to pass up on such a contract; it may be an added cost, but it saves you from potentially steep expenses associated with motorcycle maintenance and repair.

Torque Group’s Extended Service Contracts offer comprehensive coverage, including repair and maintenance costs falling well outside the scope of manufacturer warranties. You’re also given the flexibility to choose any repair facility in the US and Canada, so you can go to your most trusted mechanic and not have to worry about voiding any warranties.

For more information on our Extended Service Contracts and other products, please visit Torque Group’s products page . Kindly contact us at (800) 859 0590 or via email if you have any questions!

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Powersports F&I: 5 Tips for Buying a Used Watercraft

Tue, 19 Jan 2021 12:53:00 GMT

Buying a used personal watercraft (PWC) is no different from buying any other kind of secondhand vehicle. That means you’ll have to do everything from giving the watercraft a test drive to acquiring Powersports F&I products that’ll protect you from a variety of expenses.

Here are 5 factors to consider when buying a used PWC:

1. Ignore 2-stroke PWCs

There are two types of PWCs today: those with 2-Stroke engines, and those with 4-Stroke engines. However, the former is being phased out in part because it’s less eco-friendly. As such, its parts are getting tougher to find, which means 2-stroke engine repairs and maintenance will soon become problematic.

2. Don’t worry too much about engine hours

PCWs are said to last for 300 hours of use only. This, however, need not be taken as a rule of thumb; in fact, there are PWCs that last much longer than 300 hours. Never depend entirely on engine hours to arrive at a buying decision.

3. Test the PWC

Never consider a used unit unless the dealer allows you to take it to water for testing. During testing, observe if the PWC can take off in an instant. Test its RPM and feel the engine’s power at full throttle. Low compression translates to a blown engine and you should avoid buying a PWC with such a condition.

4. Look for damage

Examine the PWC’s seats and underside. Slight seat tears or underside blemishes may be due to normal wear and tear and hence acceptable. More considerable damage, however, should be a concern, as this indicates the owner was too irresponsible to care for a PWC properly. You should also check for corrosion or rust; if paint is cracking or peeling off particularly around the engine, it could become a serious concern in the near term.

5. Powersports F&I

Powersports F&I products can benefit you in a number of ways. The Total Loss Protection program, for example, insures against steep expenses associated with PWC theft or severe damage, while Trailer Guard offers coverage for up to 5 years for your PWC’s trailer. If you want to protect and extend your enjoyment of your watercraft, we strongly recommend acquiring Powersports F&I products.

For more information on Torque Group’s Powersports F&I products, feel free to visit our website . Please don’t hesitate to contact us at (800) 859 0590 or via email if you have any questions!

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Platinum Maintenance: 5 Problems Caused by Not Changing Your Vehicle’s Engine Oil Regularly

Tue, 12 Jan 2021 12:52:00 GMT

We at Torque group understand that regular oil changes are crucial if you want your powersports vehicle’s engine to remain in excellent condition. It’s the reason our Platinum Maintenance program comes with Oil Care Plus—to ensure every powersports enthusiast has a budget-friendly way to care for their ride.

Here are some consequences of not changing your powersports vehicle’s engine oil on a regular basis:

1. The oil becomes filthy

Oil reduces friction inside your engine. Over time, however, the thickness and texture of the oil change. The coarseness of dirty oil can boost the degree of friction, and in turn increase the risk of wear and tear of internal engine parts.

2. The engine becomes prone to overheating

When a vehicle engine is running, its moving parts rub against each other resulting in intense friction and extremely high temperatures. As mentioned above, oil helps lessen such friction. If you don’t regularly change your oil, this friction may become so critical that it increases the likelihood of the engine overheating.

3. Engine performance suffers

Engine oil serves two vital purposes: the protection and lubrication of the engine’s internal moving parts. However, the consistency of the oil deteriorates over time on account of the extreme conditions it goes through when the engine is in use. When that occurs, the oil in your engine won’t be as effective and becomes incapable of delivering adequate performance.

4. The engine noise becomes deafening

There’s something amiss when the engine gets painfully loud or when it starts producing weird noises. This is a definite sign it needs an oil change. Neglecting such a warning could lead to serious engine damage.

5. The engine prematurely ages

Oil protects the engine’s moving parts as it provides the coating that helps components withstand exacting conditions. Without proper oil replacements, these components will get impaired, which in turn can lead to the premature aging of the engine.

Platinum Maintenance

Oil changes can be expensive. Thankfully, Torque Group’s Platinum Maintenance comes with Oil Care Plus, which pays for up to four oil changes and safety inspection over 24 months of vehicle ownership. In addition, Platinum Maintenance allows owners to save up to 40% in vehicle maintenance and repair costs, allowing you to care for your ride without accruing steep costs normally associated with such services.

For more information on Platinum Maintenance and Oil Care Plus, kindly visit the Torque Group website . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

The post Platinum Maintenance: 5 Problems Caused by Not Changing Your Vehicle’s Engine Oil Regularly appeared first on Torque Group .

Enjoying Your Personal Watercraft in the Winter and Platinum Maintenance

Tue, 05 Jan 2021 12:50:00 GMT

Contrary to what some assume, it’s possible to use your personal watercraft (PWC) during the winter months. Of course, there are certain precautions to take, from wearing the right gear to availing of the

Platinum Maintenance program to keep your vehicle properly and regularly maintained.

Here are important factors to consider before using your PWC in the winter:

1. The weather

The winter weather can allow for amazing PWC rides, or it can make them impossible. If the body of water you hope to ride is frozen, you’ll have to take your activity elsewhere. So pay attention to the weather forecast; it’ll let you know whether or not the waters are rideable, when it’s too cold outside, or if the waters are too rough for riding.

2. Your energy level

Cold temperatures can deplete our energy levels and make vigorous physical activities more challenging. Strong winter winds can make for rougher sea conditions, so be honest with yourself and bow out of the activity if you’re not at your physical peak.

3. Your gear

Don a modern wetsuit or dry suit with the capacity to keep your core temperature warm. Keep your hands and feet warm and dry by wearing thin latex gloves over normal gloves and wetsuit/dry suit boots. Put on a waterproof neoprene or spray top jacket, followed by an impact vest or buoyancy aid. Goggles or sunglasses and waterproof balaclavas or beanies will protect your face and head from extreme temperatures and strong winds.

4. Your equipment

Undergo marine VHF radio operation training, and ensure the device is always on your person during rides. This way, you can call for help if you fall off your PWC. Additionally, never forget to bring a safety kit, which should include a tow rope with a carabiner, a first aid kit, an additional kill cord, a serrated knife, a 2kg anchor, and a mobile phone.

5. Inform someone of your plans

Let friends and family know where you’re going. Also, strongly consider riding with someone. The less alone you are, the safer you’ll be.

6. The Platinum Maintenance program

Last but not least, ensure your PWC is in the best possible condition. Torque Group’s Platinum Maintenance program can help with this by insuring you against expensive maintenance, repair, inspection, and oil change services.

For more information on the Platinum Maintenance Program, kindly visit our Torque Group website . Feel free to contact us at (800) 859 0590 or via email if you have any questions!

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