POWERSports DEALERSHIP
REINSURANCE PROGRAM
Keep More. Control More. Grow More.
Reclaim Your F&I Profits with Torque Group Reinsurance
Build long-term wealth and deliver better service by managing your own F&I programs
A successful F&I department often generates more profit per square foot than any other part of the dealership. It’s not just a back-end add-on; it’s a strategic profit center that can drive real long-term value when managed effectively. Torque Group’s Powersports Reinsurance Program helps dealers harness that opportunity by creating their own reinsurance company. Instead of sending premiums out the door, you retain the underwriting profit, gain financial flexibility, and take control over claim approvals, customer service standards, and long-term income potential. This is a smarter way to grow your dealership’s bottom line while keeping full control in your hands.
Why Reinsurance?
With a traditional F&I model, your customers pay a third-party provider—and you lose control and profit. With reinsurance:
- Premiums are paid to your reinsurance company, not the provider
- You earn the underwriting profit after contracts mature
- You control claims processes and improve customer satisfaction
- You can reinvest earnings into equities, your dealership, or expansion
How It Works
- You sell F&I products (service contracts, GAP, etc.) at your dealership
- Premiums go to your reinsurance company, not a third-party provider
- Claims are paid from your reinsurance company, giving you full transparency
- Unclaimed funds become part of your dealership’s profit
- Reinvest or expand using your growing reinsurance reserves
Benefits for Dealers
- Own your own reinsurance company
- Keep underwriting profits instead of losing them to providers
- Improve customer satisfaction with better claims control
- Build long-term wealth regardless of fluctuating sales
- Gain flexibility in how you use and grow reinsurance funds
- Strengthen your dealership’s financial resilience
What to Know Upfront
Reinsurance is a long-term strategy, not a quick cash generator. Profits come as F&I products mature and claims are managed wisely. But even in slow sales seasons, your reinsurance company continues to generate revenue—keeping your dealership financially stable.
Partner With Torque Group
Torque Group helps powersports dealers launch and manage their reinsurance programs with expert guidance, ongoing support, and transparent performance tracking. From setup to strategy, we help you maximize every dollar of your F&I potential.
